DV-RENO
ActiveThe computed 12-month bankruptcy probability of DV-RENO is 2.2% (moderate). The 2025 annual accounts show equity of €36k and a net result of €6k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-16
Solvency89▼-11
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 11.62 in 2024; short-term debt: 35.6% and cash: 73.3% of total assets), and 35.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.4%
Return on assets
11.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
19 d late
2023
10 d late
2022
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▼ 24.5%
2024 · €47k
2022: €31k
2023: €35k
2024: €47k
2022 → 2025
Total assets
€56k▲ 9.4%
2024 · €51k
2022: €48k
2023: €41k
2024: €51k
2022 → 2025
Net result
€6k▼ 47.8%
2024 · €12k
2022: €26k
2023: €4k
2024: €12k
2022 → 2025
Working capital
€29k▼ 18.6%
2024 · €36k
2022: €20k
2023: €28k
2024: €36k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€35k▲ 12.6%€47k▲ 34.8%€36k▼ 24.5%
Operating result€33k-€5k▼ 83.7%€16k▲ 190%€8k▼ 47.4%
Net result€26k-€4k▼ 85.0%€12k▲ 211%€6k▼ 47.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€6k▼ 43.3%
Current assets
€49k▲ 24.4%
Equity and liabilities €56k
Equity
€36k▼ 24.5%
Debt
€20k▲ 481%
The debt ratio rises from 6.7% to 35.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €23k
Cash flow
€11k▼
2024 · €19k
Solvency
64.4%▼
2024 · 93.3%
Current ratio
2.49▼
2024 · 11.62
Quick ratio
2.49▼
2024 · 11.62
Debt / equity
0.55▲
2024 · 0.07
ROE
17.8%▼
2024 · 25.8%
ROA
11.5%▼
2024 · 24.1%
Interest coverage
90.24▼
2024 · 104.22
Debt
€20k▲
2024 · €3k
Debt ≤ 1 year
€20k▲
2024 · €3k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€56k▲
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Plant, machinery and equipment23€315-
Furniture and vehicles24€11k€6k▼
Current assets29/58€40k€49k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€1k-
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€30k€41k▲
Deferred charges and accrued income490/1€132€631▲
Equity and liabilities
Total equity and liabilities10/49€51k€56k▲
Equity10/15€47k€36k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€42k€31k▼
Amounts payable17/49€3k€20k▲
Amounts payable within one year42/48€3k€20k▲
Current portion of amounts payable after more than one year42€879-
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€1k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€335€279▼
Gross operating margin9900€23k€13k▼
Operating profit (loss)9901€16k€8k▼
Financial charges65/66B€220€146▼
Recurring financial charges65€220€146▼
Profit (loss) for the period before taxes9903€16k€8k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€12k€6k▼
Profit (loss) for the period to be appropriated9905€12k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€49k▲
Profit (loss) brought forward from the previous period14P€30k€42k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
10-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 10 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼85%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.43
Current ratio from 2.66 to 6.43; short-term debt falls from €12k to €5k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rooimans 15/A2323 HoogstratenGround area
453 m²
Building footprint
87 m²
Volume, LiDAR
623 m³
Parcel 13051D0326/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DV-RENO
since 20222.326.673.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13051D0326/00N000 | Flanders | 453 m² | 1 · 87 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DS PRO Construct
BE 0767.921.680
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PREMIUM-PROJECT
BE 0795.436.028
Gingelom · Eq €36k
Dakwerken Eddy Stroobant
BE 0840.915.071
Wetteren · Eq €36k
VOEGWERKEN & GEVELRENOVATIE VL-B
BE 0847.887.391
Beerse · Eq €36k
MERCAN DAKWERKEN
BE 0836.525.426
Maasmechelen · Eq €36k
Of 11,137 companies in sector 43910 we hold annual accounts for 5,487. 4,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2022
Fiscal year end31-12
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.