Renobibi
ActiveThe computed 12-month bankruptcy probability of Renobibi is 2.3% (moderate). The 2024 annual accounts show equity of €60k and a net result of €30k. Its solvency ranks better than 91% of 9981 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+10
Growth52
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 6.02 against 2.59 in 2023; short-term debt: 15.8% and cash: 44.2% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 49.8%
2023 · €40k
2023: €40k
2023 → 2024
Total assets
€72k▲ 15.3%
2023 · €62k
2023: €62k
2023 → 2024
Net result
€30k▼ 39.0%
2023 · €49k
2023: €49k
2023 → 2024
Working capital
€57k▲ 62.9%
2023 · €35k
2023: €35k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€40k-€60k▲ 49.8%
Operating result€59k-€36k▼ 38.1%
Net result€49k-€30k▼ 39.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 38% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€3k▼ 36.2%
Current assets
€68k▲ 20.1%
Equity and liabilities €72k
Equity
€60k▲ 49.8%
Debt
€11k▼ 48.2%
The debt ratio falls from 35.2% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2023 · €62k
Cash flow
€32k▼
2023 · €52k
Solvency
84.2%▲
2023 · 64.8%
Current ratio
6.02▲
2023 · 2.59
Quick ratio
6.02▲
2023 · 2.59
Debt / equity
0.19▼
2023 · 0.54
ROE
49.9%▼
2023 · 122.4%
ROA
42.0%▼
2023 · 79.3%
Interest coverage
21.69▼
2023 · 51.60
Debt
€11k▼
2023 · €22k
Debt ≤ 1 year
€11k▼
2023 · €22k
Income taxes
€5k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€72k▲
Fixed assets21/28€5k€3k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€1k€750▼
Furniture and vehicles24€938€765▼
Current assets29/58€57k€68k▲
Amounts receivable within one year40/41€35k€36k▲
Trade receivables40€11k€19k▲
Other amounts receivable41€24k€17k▼
Cash at bank and in hand54/58€22k€32k▲
Deferred charges and accrued income490/1€162€677▲
Equity and liabilities
Total equity and liabilities10/49€62k€72k▲
Equity10/15€40k€60k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€600€600=
Non-distributable reserves130/1€600€600=
Reserves not available under the articles1311€600€600=
Profit (loss) carried forward14€34k€54k▲
Amounts payable17/49€22k€11k▼
Amounts payable within one year42/48€22k€11k▼
Current portion of amounts payable after more than one year42€318-
Trade debts44€1k€677▼
Suppliers440/4€1k€677▼
Taxes, remuneration and social security45€5k€655▼
Taxes450/3€5k€655▼
Other amounts payable47/48€15k€10k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€322▼
Non-recurring operating charges66A-€388
Gross operating margin9900€63k€39k▼
Operating profit (loss)9901€59k€36k▼
Financial income75/76B€468€422▼
Recurring financial income75€468€422▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€58k€35k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€49k€30k▼
Profit (loss) for the period to be appropriated9905€49k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€64k▲
Profit (loss) brought forward from the previous period14P-€34k
Transfer to equity691/2€600-
To the legal reserve6920€600-
Profit to be distributed694/7€15k€10k▼
Directors or managers695€15k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.59 to 6.02; short-term debt falls from €22k to €11k.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruggestraat 1578820 TorhoutGround area
393 m²
Building footprint
137 m²
Volume, LiDAR
612 m³
Parcel 31522C0807/00D002, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Renobibi
since 20222.332.694.206
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522C0807/00D002 | Flanders | 393 m² | 1 · 137 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAMI BATI
BE 0673.983.120
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ASTRIDE
BE 0760.595.707
Wemmel · Eq €60k
CONTRAST.
BE 0778.294.643
Liège · Eq €60k
BUILDING BROTHERS EREN
BE 0474.723.245
Temse · Eq €60k
ORAK
BE 1017.584.834
Oudergem · Eq €60k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 13,172 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
33110Repair and maintenance of fabricated metal products
41002Construction of residential and non-residential buildings
43110Demolition
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.