DUWEL
ActiveSummary
DUWEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of DUWEL were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €382,228 and a net result of -€12,718. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 58% of 3320 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
96 d late
2022
60 d late
2021
80 d late
2020
145 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 95 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€382,228▼ 3.2%
2023 · €394,946
Net result
-€12,718▼ 295%
2023 · -€3,221
Total assets
€649,826▼ 1.2%
2023 · €657,677
Solvency
58.8%▼ 1.2pp
2023 · 60.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€699-€286,358€249,338▼ 12.9%€4,922▼ 98.0%-€2,796
Net result-€1,474below the sector's middle half-€216,818above the sector's middle half€179,822above the sector's middle half▼ 17.1%-€3,221below the sector's middle half-€12,718below the sector's middle half▼ 295%
Equity€1,526below the sector's middle half-€218,344within the sector's middle half▲ 14,205%€398,167above the sector's middle half▲ 82.4%€394,946above the sector's middle half▼ 0.8%€382,228above the sector's middle half▼ 3.2%
Total assets€20,625below the sector's middle half-€454,332within the sector's middle half▲ 2,103%€687,249within the sector's middle half▲ 51.3%€657,677within the sector's middle half▼ 4.3%€649,826within the sector's middle half▼ 1.2%
Debt€19,099-€235,988▲ 1,136%€289,082▲ 22.5%€262,731▼ 9.1%€267,598▲ 1.9%
Working capital€513within the sector's middle half-€15,140within the sector's middle half▲ 2,853%-€2,137within the sector's middle half€24,414within the sector's middle half€51,113within the sector's middle half▲ 109%
Solvency7.4%below the sector's middle half-48.1%within the sector's middle half▲ 40.7pp57.9%within the sector's middle half▲ 9.9pp60.1%within the sector's middle half▲ 2.1pp58.8%within the sector's middle half▼ 1.2pp
Current ratio1.03within the sector's middle half-1.06within the sector's middle half▲ 0.040.99within the sector's middle half▼ 0.071.09within the sector's middle half▲ 0.101.19within the sector's middle half▲ 0.10
Return on assets (ROA)-7.1%below the sector's middle half-47.7%above the sector's middle half▲ 54.9pp26.2%above the sector's middle half▼ 21.6pp-0.5%below the sector's middle half▼ 26.7pp-2.0%below the sector's middle half▼ 1.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2,796 after €4,922 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €649,826
Fixed assets
€331,125 ▼ 11.1%
Current assets
€318,701 ▲ 11.7%
Equity and liabilities €649,826
Equity
€382,228 ▼ 3.2%
Debt
€267,598 ▲ 1.9%
Debt's share of the balance-sheet total rises from 39.9% to 41.2%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-3.3%▼
2023 · -0.8%
Debt ≤ 1 year
€267,589▲
2023 · €260,855
Income taxes
€447▼
2023 · €2,901
Staff costs
€685▼
2023 · €914
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €235 | €914 | €685 | ▼ 25.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €146 | €1,247 | €15,009 | €18,073 | €18,911 | ▲ 4.6% |
| Other operating charges640/8 | - | €6,310 | €14,986 | €3,887 | €6,248 | ▲ 60.7% |
| Non-recurring operating charges66A | - | - | - | - | €2,351 | - |
| Gross operating margin9900 | -€553 | €293,915 | €279,568 | €27,796 | €25,400 | ▼ 8.6% |
| Operating profit (loss)9901 | -€699 | €286,358 | €249,338 | €4,922 | -€2,796 | ▼ 157% |
| Financial income75/76B | - | €1,017 | €2,429 | €1 | €67 | ▲ 6,319% |
| Recurring financial income75 | €3 | €1,017 | €2,429 | €1 | €67 | ▲ 6,319% |
| Financial charges65/66B | - | €1,230 | €2,180 | €5,243 | €9,542 | ▲ 82.0% |
| Recurring financial charges65 | €54 | €1,230 | €2,180 | €5,243 | €9,542 | ▲ 82.0% |
| Profit (loss) for the period before taxes9903 | -€750 | €286,145 | €249,587 | -€320 | -€12,270 | ▼ 3,733% |
| Income taxes67/77 | €724 | €69,327 | €69,765 | €2,901 | €447 | ▼ 84.6% |
| Profit (loss) for the period9904 | -€1,474 | €216,818 | €179,822 | -€3,221 | -€12,718 | ▼ 295% |
| Profit (loss) for the period to be appropriated9905 | -€1,474 | €216,818 | €179,822 | -€3,221 | -€12,718 | ▼ 295% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20,625 | €454,332 | €687,249 | €657,677 | €649,826 | ▼ 1.2% |
| Fixed assets21/28 | €1,014 | €203,205 | €407,054 | €372,409 | €331,125 | ▼ 11.1% |
| Tangible fixed assets22/27 | €1,014 | €53,205 | €141,272 | €116,626 | €90,342 | ▼ 22.5% |
| Land and buildings22 | - | - | €62,000 | €62,000 | €62,000 | = |
| Plant, machinery and equipment23 | - | €6,411 | €6,271 | €4,753 | €6,541 | ▲ 37.6% |
| Furniture and vehicles24 | - | €7,168 | €41,441 | €26,381 | €6,376 | ▼ 75.8% |
| Leasing and similar rights25 | - | €39,626 | €31,559 | €23,493 | €15,426 | ▼ 34.3% |
| Financial fixed assets28 | - | €150,000 | €265,783 | €255,783 | €240,783 | ▼ 5.9% |
| Current assets29/58 | €19,611 | €251,128 | €280,195 | €285,268 | €318,701 | ▲ 11.7% |
| Amounts receivable after more than one year29 | - | - | €60,000 | €60,000 | €60,000 | = |
| Other amounts receivable291 | - | - | €60,000 | €60,000 | €60,000 | = |
| Amounts receivable within one year40/41 | €19,264 | €185,205 | €204,365 | €203,416 | €235,522 | ▲ 15.8% |
| Trade receivables40 | - | €143,986 | €136,590 | €122,447 | €144,991 | ▲ 18.4% |
| Other amounts receivable41 | - | €41,219 | €67,775 | €80,969 | €90,531 | ▲ 11.8% |
| Cash at bank and in hand54/58 | €52 | €62,909 | €9,260 | €1,272 | €1,019 | ▼ 19.9% |
| Deferred charges and accrued income490/1 | - | €3,014 | €6,570 | €20,580 | €22,161 | ▲ 7.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20,625 | €454,332 | €687,249 | €657,677 | €649,826 | ▼ 1.2% |
| Equity10/15 | €1,526 | €218,344 | €398,167 | €394,946 | €382,228 | ▼ 3.2% |
| Contributions10/11 | - | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | - | - | €100,000 | €100,000 | €100,000 | = |
| Distributable reserves133 | - | - | €100,000 | €100,000 | €100,000 | = |
| Profit (loss) carried forward14 | -€1,474 | €215,344 | €295,167 | €291,946 | €279,228 | ▼ 4.4% |
| Amounts payable17/49 | €19,099 | €235,988 | €289,082 | €262,731 | €267,598 | ▲ 1.9% |
| Amounts payable within one year42/48 | €19,099 | €235,988 | €282,332 | €260,855 | €267,589 | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €29,527 | - | - |
| Trade debts44 | €16,359 | €122,572 | €134,556 | €150,263 | €189,901 | ▲ 26.4% |
| Suppliers440/4 | - | €122,572 | €134,556 | €150,263 | €189,901 | ▲ 26.4% |
| Taxes, remuneration and social security45 | - | €113,279 | €147,640 | €80,928 | €77,551 | ▼ 4.2% |
| Taxes450/3 | - | €111,893 | €146,125 | €76,771 | €73,393 | ▼ 4.4% |
| Remuneration and social security454/9 | - | €1,386 | €1,516 | €4,158 | €4,158 | = |
| Other amounts payable47/48 | - | €136 | €136 | €136 | €136 | = |
| Accrued charges and deferred income492/3 | - | - | €6,750 | €1,877 | €9 | ▼ 99.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,474 | €216,818 | €179,822 | -€3,221 | -€12,718 | ▼ 295% |
| + Depreciation and write-downs630 | €146 | €1,247 | €15,009 | €18,073 | €18,911 | ▲ 4.6% |
| Operating cash flow (approximation) | -€1,327 | €218,066 | €194,831 | €14,852 | €6,193 | ▼ 58.3% |
| Investment in fixed assets (approximation) | - | -€203,438 | -€218,858 | €16,573 | €22,373 | ▲ 35.0% |
| Change in cash | - | €62,857 | -€53,649 | -€7,988 | -€253 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Weakest financial yearnet -€12,718
Net result drops to -€12,718, the lowest in the series.
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 80 days late
2021
31-12
Financial
Back to profitnet €216,818
Net result €216,818 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €218,344 ▲14,205%
Equity rises from €1,526 to €218,344.
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2020
Ground area
1,478 m²
Building footprint
85 m²
Volume, LiDAR
320 m³
Parcel 62086A0452/00R002, Wallonia · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
DUWEL SRL
since 20202.300.422.207
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62086A0452/00R002 | Wallonia | 1,478 m² | 1 · 85 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 853 companies in sector 66210 we hold annual accounts for 511. 385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
66290Activities auxiliary to financial services and insurance activities
68121Development of residential building projects
77110Renting and leasing of cars and light motor vehicles
77120Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742899937
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.