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PSJ Holding

Active Private limited companyfounded 2024active for 1 yearZandbergen 107, 2480 DesselKBO/BCE: BE 1016.984.028 #6 company by total assets in Dessel, Professional and technical services sector

Lifetime

1 annual account with figures
peak €31,188 (2025)
€31,188 
peak €1,076 (2025)
€1,076 
peak €4,076 (2025)
€4,076 
€1.7m 
peak 0 FTE (2025)
0 FTE 
Board2 names since 2024
2 directorsPROOST Seppe and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €81,000 estimated

The abbreviated format states no turnover.

Debts

€1.7m 100% of the balance sheet
Financial debts 57%Suppliers 0%Taxes and wages 1%Other 42%

Of this, €712,253 falls due within a year.

Position in the sector

0.2%

Lower solvency than 90% of companies in head offices and management consultancy. Sector median 52.4% · 10,856 companies.

Checked score

86
Excellent
Financially stronger than 14% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 0.4% 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.1%▼ -0.4 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.2%▲ +0.1 percentage points vs 10-2026

Financial strength
Weak

25equity 0.2% of total assets
34short-term debt 42.5% · cash 3.6%
38return on assets 0.1%

Score breakdown

raises risk
Equity €4,076 (0.2% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €1.7m
Figures for financial year 2025 (filed on 04-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 9% of them on solvency, 15% on liquidity and 19% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €1.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €4,076 (0.2% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-08-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 10856 sector peers (2025).
NBB · sector comparison
Position among 10856 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

PS
Director
PS
Director
  • PROOST Siege founderdeed of 09-12-2024
  • PROOST Seppe founderdeed of 09-12-2024

Shares in 1 company, P.S.J.

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1016984028
Incorporation Founding capital of €3,000, 100 shares · Founders: PROOST Siege and PROOST Seppe · Appointments: PROOST Siege (director) and PROOST Seppe (director) · published on 09-12-2024 · Gazette deed
First establishment Zandbergen 107, Dessel
All 4 events

Comparable companies

same main activity, similar in size and age
Company
PSJ Holding Dessel €1.7m €31,188 0.2% 0
TRASFALIA Schilde €1.2m €21,937 12.4% 0.1
IM8 INVEST Oupeye €1.2m €20,875 22.7% 0
AVANTI HOLDING Schilde €1.2m €23,153 60.0% 0
VARAMAS Knokke-Heist €1.3m €50,586 11.9% 0
KOVA HOLDING Seraing €1.1m €54,138 9.9% 0
BUROO PLUMOO Ypres €1.8m €44,626 -10.2% 0

These companies have the same main activity as PSJ Holding: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 2023 and 2025.

Official details

Source: KBO
Status
Active since 05-12-2024Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.367.121.5832480 Dessel, since 05-12-2024
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Annual accounts 2025

€1.7m
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on PSJ Holding

PSJ Holding has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,076 and a net result of €1,076.

Its solvency ranks better than 10% of 10,856 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PSJ Holding

What is the company number of PSJ Holding?
The company number of PSJ Holding is 1016.984.028. The VAT number is the same number with BE in front: BE 1016.984.028.
Where is PSJ Holding based?
The registered office is at Zandbergen 107, 2480 Dessel.Company details
What does PSJ Holding do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PSJ Holding?
PSJ Holding is a private limited company (BV).
When was PSJ Holding founded?
PSJ Holding was founded on 05-12-2024.
Is PSJ Holding still active?
Yes, PSJ Holding is an active enterprise in the KBO register.
What is the turnover of PSJ Holding?
The turnover in financial year 2025 is ≈ €81,000. This figure is estimated from the gross margin of €31,188 and 69 comparable companies (NACE 70200). It probably lies between €50,000 and €120,000.Financials
Is PSJ Holding profitable?
In financial year 2025, PSJ Holding made a profit of €1,076.
Where can I find the annual accounts of PSJ Holding?
PSJ Holding filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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