Checked.be
Active
BE 0895.856.366Private limited company
DURIAU ERIC
Rue du Vieux Moulin 55 ·6001 Charleroi, Belgium· 18 yrs active
Sector: Dental practice
(86230)
Conclusion
DURIAU ERIC has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €20k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 16012 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €72k |
| Net result | €20k |
| Better than sector | 34% |
| Active | 18 yrs |
Financial profile
77
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
100
Solvency
74
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€6k
estimate, not credit advice
Score history
93
2022
93
2023
100
2024
78
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.37 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.37 (≥ 1.0)
+5
Leverage
Debt/equity 1.32 (< 2.0)
+3
Profitability
ROE 28% (≥ 10%)
+10
Interest coverage
Interest coverage 11.1× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 16-01-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6.5%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 43.1% | 63.4% | |
| Net result | €20k | €62k | |
| Equity | €72k | €132k | |
| Gross operating margin | €56k | €116k | |
| Total assets | €166k | €286k |
€56k
+11.4%
22-25
€20k
-12.0%
22-25
€41k
+6.8%
22-25
€166k
+18.9%
22-25
€72k
-32.0%
22-25
€27k
-59.0%
22-25
€18k
-
22-25
€10k
+3.3%
22-25
€54k
-
22-25
€95k
+174.0%
22-25
€71k
+107.0%
22-25
€23k
+1181.7%
22-25
1.37
-52.4%
22-25
1.37
-52.4%
22-25
43.1%
-42.8%
22-25
1.32
+302.7%
22-25
28.0%
+29.4%
22-25
12.1%
-26.0%
22-25
11.10
-49.9%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €56k | €51k | €30k | €40k |
| Net profit | €20k | €23k | €10k | €21k |
| Cash flow | €41k | €39k | €24k | €33k |
| Staff costs | - | - | €18k | - |
| Income taxes | €10k | €10k | €5k | €6k |
| Dividends | €54k | - | - | - |
| Total assets | €166k | €140k | €118k | €103k |
| Equity | €72k | €105k | €82k | €72k |
| Debt | €95k | €34k | €36k | €30k |
| of which ≤ 1y | €71k | €34k | €36k | €29k |
| of which > 1y | €23k | - | - | €2k |
| Working capital | €27k | €65k | €39k | €27k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.37 | 2.89 | 2.08 | 1.95 |
| Quick ratio | 1.37 | 2.89 | 2.08 | 1.95 |
| Working capital ratio | 16.1% | 46.6% | 32.7% | 26.5% |
| Solvency | 43.1% | 75.3% | 69.7% | 70.4% |
| Debt / equity | 1.32 | 0.33 | 0.43 | 0.42 |
| Long-term debt ratio | 0.32 | - | - | 0.02 |
| Interest coverage | 11.10 | 22.16 | 20.14 | 86.23 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 12.1% | 16.3% | 8.6% | 20.9% |
| ROE | 28.0% | 21.6% | 12.4% | 29.7% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €166k | €140k | €118k | €103k |
| Fixed assets | 21/28 | €68k | €40k | €44k | €47k |
| Tangible fixed assets | 22/27 | €68k | €40k | €44k | €47k |
| Current assets | 29/58 | €98k | €100k | €74k | €56k |
| Amounts receivable within one year | 40/41 | €2k | - | €5k | €7k |
| Cash & bank | 54/58 | €49k | €45k | €44k | €26k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €166k | €140k | €118k | €103k |
| Equity | 10/15 | €72k | €105k | €82k | €72k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k |
| Reserves | 13 | €53k | €33k | €10k | €2k |
| Accumulated profits (losses) | 14 | - | €54k | €54k | €52k |
| Amounts payable | 17/49 | €95k | €34k | €36k | €30k |
| Amounts payable after one year | 17 | €23k | - | - | €2k |
| Amounts payable within one year | 42/48 | €71k | €34k | €36k | €29k |
| Trade debts payable within one year | 44 | €793 | €1k | - | - |
| Income statement | |||||
| Gross operating margin | 9900 | €56k | €51k | €49k | €40k |
| Operating result | 9901 | €35k | €35k | €16k | €28k |
| Financial charges | 65 | €5k | €2k | €1k | €462 |
| Result before taxes | 9903 | €30k | €32k | €15k | €28k |
| Income taxes | 67/77 | €10k | €10k | €5k | €6k |
| Net result for the period | 9904 | €20k | €23k | €10k | €21k |
| Result to be appropriated | 9905 | €20k | €23k | €10k | €21k |
Legal Structure
| NACE primary | Dental practice(86230) |
| Legal form | Private limited company(610) |
| Incorporation | 20-02-2008 |
| Status | Active |
| Postal code | 6001 |
Establishment units
DURIAU ERIC
since 20082.172.158.414
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52045A0477/00K003 | Wallonia | 417 m² | 1 · 84 m² | - |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2022net €23k ▲123%
Net result €23k, the highest in the series.
30-06
Financial
Equity above €100kEq €105k ▲27.6%
3 profitable years in a row build equity to €105k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €10k ▼52.4%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Dental practice86230
Names & trade names
| Legal nameFR | DURIAU ERIC |
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