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Duodev 2

Active
Limited partnership·Activiteiten van holdings· 4 yrs active
Avenue Jean Mermoz 1 ·6041 Charleroi, Belgium
KBO/BCE: BE 0785.629.922
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Age4 yrs
Board1

Summary

Conclusion

the dossier summarised in one paragraph

Duodev 2 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €68.91M and a net result of €4.07M. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 678 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 678 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€68.91M+0.8%
Net result€4.07M+192.3%
Total assets€70.87M+2.8%
Solvency97.2%-2.0pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · volledig
€-2.00M€0€2.00M€4.00MOperating result 2022: €-1.37M€-1.37MNet result 2022: €-1.20M€-1.20MOperating result 2023: €-1.32M€-1.32MNet result 2023: €1.39M€1.39MOperating result 2024: €-1.48M€-1.48MNet result 2024: €4.07M€4.07M202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~29.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50.00M€100.00M€150.00M2025: €88.87M (€83.36M - €94.38M)2026: €108.82M (€103.31M - €114.34M)2027: €128.78M (€123.26M - €134.29M)2022: €29.00M2023: €68.40M2024: €68.91M202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 97.2% 44.9%
better than 90% of 678 sector peers
Net result €4.07M €48k
better than 91% of 677 sector peers
Equity €68.91M €1.36M
better than 89% of 678 sector peers
Total assets €70.87M €5.58M
better than 85% of 678 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P90
2022: P80 · n=4122023: P95 · n=5592024: P90 · n=6782022 2024
Stable position over 2022-2024 · n=412-678
Net result P91
2022: P6 · n=4122023: P87 · n=5562024: P91 · n=6772022 2024
Improving position over 2022-2024 · n=412-677
Equity P89
2022: P80 · n=4122023: P90 · n=5592024: P89 · n=6782022 2024
Stable position over 2022-2024 · n=412-678
Total assets P85
2022: P75 · n=4122023: P85 · n=5592024: P85 · n=6782022 2024
Stable position over 2022-2024 · n=412-678
Describes the position versus peers, not a forecast.
Net profit
€4.07M
+192.3% far above sector median
Total assets
€70.87M
+2.8% far above sector median
Equity
€68.91M
+0.8% far above sector median
Income taxes
€585k
+678.0% far above sector median
Dividends
€40k
- ≈ vs sector
Debt
€1.96M
+263.1% +203% vs sector
Debt ≤ 1y
€1.96M
+265.5% far above sector median
Solvency
97.2%
-2.0% +107% vs sector
ROE
5.9%
+190.1% far above sector median
ROA
5.7%
+184.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€4.07M
Cash flown/a
Staff costs-
Income taxes€585k
Dividends€40k
Total assets€70.87M
Equity€68.91M
Debt€1.96M
of which ≤ 1y€1.96M
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency97.2%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA5.7%
ROE5.9%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€70.87M
Fixed assets 21/28€70.34M
Financial fixed assets 28€70.34M
Current assets 29/58€536k
Amounts receivable within one year 40/41€86k
Investments 50/53€1k
Cash & bank 54/58€449k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€70.87M
Equity 10/15€68.91M
Contributions / capital 10/11€64.69M
Accumulated profits (losses) 14€4.22M
Amounts payable 17/49€1.96M
Amounts payable within one year 42/48€1.96M
Trade debts payable within one year 44€764k
Income statement
Operating result 9901€-1.48M
Financial income 75€6.61M
Financial charges 65€430k
Result before taxes 9903€4.65M
Income taxes 67/77€585k
Net result for the period 9904€4.07M
Result to be appropriated 9905€4.07M
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Thomas Rihoux
    Managing director
    State Gazette act 26014104 (28-01-2026)
    Current
    28-01-2026 → present
Former directors (1)
  • Olivier Beguin
    Managing director
    State Gazette act 26014104 (28-01-2026)
    Former
    - → 22-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
RSM InterAudit SACurrent
Statutory auditor · represented by Vincent Thyrion
- 25-07-2025 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Limited partnership(612)
Incorporation02-05-2022
StatusActive
Postal code6041

Structure & network

Locations & real estate

Establishment units

1 location
Duodev 2
Avenue Jean Mermoz 1, 6041 CharleroiHoldings
since 20222.332.348.172
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,777 m²
Buildings1
Building footprint1,849 m²
Volume (LiDAR)17,432 m³
Tallest building10.7 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52028B0299/04G000 Wallonia 7,777 m² 1 · 1,849 m² 10.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

13 acts
Capital history · 5
04-05-2026
v3.2
11-08-2025
v3.2
13-06-2025
v3.2
06-03-2025
v3.2
18-04-2024
v3.2
All acts · 13 updated 3 months ago
2026
04-05-2026 Capital increase of €7,999,995 to €82,035,144.44 Capital & shares
  • €74.035.149,44 → €82.035.144,44
  • Inbreng in geld · Apport en numéraire
Summary: v3.2
28-01-2026 1 director appointed, 1 resigning Director changes
  • Thomas Rihoux, Gedelegeerd bestuurder
  • Olivier Beguin, Gedelegeerd bestuurder
Summary: v3.2
2025
11-08-2025 Capital increase of €6,000,007 to €74,035,149.44 Capital & shares
  • €68.035.142,44 → €74.035.149,44
Summary: v3.2
25-07-2025 Vincent Thyrion reappointed as statutory auditor Director changes
  • Vincent Thyrion, Commissaris
Summary: v3.2
13-06-2025 Capital increase of €5,700,000 to €70,390,142.44 Capital & shares
  • €64.690.142,44 → €70.390.142,44
  • 2 kapitaalbewegingen in deze akte
Summary: v3.2
06-03-2025 Capital decrease of €14,012,548.56 to €64,690,142.44 Capital & shares
  • €78.702.691 → €64.690.142,44
  • 2 kapitaalbewegingen in deze akte
Summary: v3.2
2024
18-04-2024 Capital increase of €6,000,007 to €74,202,686 Capital & shares
  • €68.202.679 → €74.202.686
Summary: v3.2
2023
04-12-2023 Articles of association amended Statutes amendment
18-08-2023 Articles of association amended Statutes amendment
20-02-2023 Articles of association amended Statutes amendment
20-01-2023 Articles of association amended Statutes amendment
2022
22-07-2022 Articles of association amended Statutes amendment
04-05-2022 Incorporation of a new SComm Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability30Solvency67Growth78Stability94
54 / 100

Mixed profile: strong on stability, weaker on health.

Health 0
Profitability 30
Solvency 67
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
Legal nameFR Duodev 2
Registered office
Avenue Jean Mermoz 1 bus 4
6041 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.