DUO
ActiveDUO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €144k. Equity is growing by ~18.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-27
Solvency81▲+8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.36 in 2024), but 61.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.5%
Return on assets
5.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
25 d early
2023
23 d early
2022
62 d early
2021
27 d early
2020
26 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.07M▲ 6.7%
2024 · €1.01M
2019: €351k
2020: €431k
2021: €543k
2022: €690k
2023: €818k
2024: €1.01M
2019 → 2025
Total assets
€2.79M▲ 17.0%
2024 · €2.38M
2019: €1.92M
2020: €1.95M
2021: €1.80M
2022: €2.11M
2023: €2.09M
2024: €2.38M
2019 → 2025
Net result
€144k▼ 23.7%
2024 · €189k
2019: €157k
2020: €140k
2021: €192k
2022: €147k
2023: €128k
2024: €189k
2019 → 2025
Working capital
€965k▲ 135%
2024 · €411k
2019: €-320k
2020: €72k
2021: €83k
2022: €265k
2023: €359k
2024: €411k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€543k-€690k▲ 27.0%€818k▲ 18.6%€1.01M▲ 23.0%€1.07M▲ 6.7%
Operating result€238k-€192k▼ 19.3%€166k▼ 13.4%€178k▲ 7.0%€208k▲ 16.9%
Net result€192k-€147k▼ 23.8%€128k▼ 12.3%€189k▲ 46.7%€144k▼ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.79M
Fixed assets
€829k▼ 1.4%
Current assets
€1.96M▲ 27.1%
Equity and liabilities €2.79M
Equity
€1.07M▲ 6.7%
Debt
€1.71M▲ 24.6%
The debt ratio rises from 57.7% to 61.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€224k▲
2024 · €194k
Cash flow
€160k▼
2024 · €205k
Solvency
38.5%▼
2024 · 42.3%
Current ratio
1.97▲
2024 · 1.36
Quick ratio
1.97▲
2024 · 1.36
Debt / equity
1.59▲
2024 · 1.37
ROE
13.4%▼
2024 · 18.7%
ROA
5.2%▼
2024 · 7.9%
Interest coverage
3.36▼
2024 · 3.55
Debt
€1.71M▲
2024 · €1.38M
Debt ≤ 1 year
€993k▼
2024 · €1.13M
Debt > 1 year
€709k▲
2024 · €244k
Income taxes
€71k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.38M€2.79M▲
Fixed assets21/28€841k€829k▼
Tangible fixed assets22/27€536k€524k▼
Land and buildings22€536k€520k▼
Furniture and vehicles24-€4k
Financial fixed assets28€305k€305k=
Current assets29/58€1.54M€1.96M▲
Amounts receivable after more than one year29€1.25M€1.62M▲
Other amounts receivable291€1.25M€1.62M▲
Amounts receivable within one year40/41€172k€155k▼
Trade receivables40€0€40k▲
Other amounts receivable41€172k€115k▼
Cash at bank and in hand54/58€5k€844▼
Deferred charges and accrued income490/1€112k€182k▲
Equity and liabilities
Total equity and liabilities10/49€2.38M€2.79M▲
Equity10/15€1.01M€1.07M▲
Contributions10/11€161k€161k=
Capital10€161k€161k=
Issued capital100€161k€161k=
Reserves13€843k€911k▲
Non-distributable reserves130/1€16k€16k=
Legal reserve130€16k€16k=
Distributable reserves133€827k€895k▲
Profit (loss) carried forward14€3k€3k▲
Amounts payable17/49€1.38M€1.71M▲
Amounts payable after more than one year17€244k€709k▲
Financial debts170/4€244k€709k▲
Amounts payable within one year42/48€1.13M€993k▼
Current portion of amounts payable after more than one year42€992k€309k▼
Financial debts43€43k€603k▲
Credit institutions430/8€43k€453k▲
Other loans439-€150k
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Advances received on contracts in progress46€7k€0▼
Taxes, remuneration and social security45€31k€34k▲
Taxes450/3€31k€34k▲
Other amounts payable47/48€46k€43k▼
Accrued charges and deferred income492/3€1k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€9k€10k▲
Gross operating margin9900€203k€234k▲
Operating profit (loss)9901€178k€208k▲
Financial income75/76B€135k€73k▼
Recurring financial income75€60k€73k▲
Non-recurring financial income76B€75k€0▼
Financial charges65/66B€55k€67k▲
Recurring financial charges65€55k€67k▲
Profit (loss) for the period before taxes9903€258k€214k▼
Income taxes67/77€69k€71k▲
Profit (loss) for the period9904€189k€144k▼
Profit (loss) for the period to be appropriated9905€189k€144k▼
Appropriation of the result
Profit (loss) to be appropriated9906€191k€146k▼
Profit (loss) brought forward from the previous period14P€2k€3k▲
Transfer from equity791/2-€76k
Transfer to equity691/2€188k€144k▼
To other reserves6921€188k€144k▼
Profit to be distributed694/7-€76k
Return on contributions (dividend)694-€76k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €1MEq €1.01M ▲23%
6 profitable years in a row build equity to €1.01M.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €128k ▼12.3%
Net result drops to €128k, the lowest in the series; recovery starts the following year.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €192k ▲37.7%
Operating result €238k, net result €192k, both a record.
30-06
Financial
Equity above €500kEq €543k ▲26.1%
3 profitable years in a row build equity to €543k.
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Albertlei 232600 AntwerpenGround area
1,446 m²
Building footprint
579 m²
Volume, LiDAR
14,167 m³
Parcel 11303B0348/00S000, Flanders · tallest building 31.3 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Prins Albertlei 23, 2600 Antwerpen
since 19982.047.595.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303B0348/00S000 | Flanders | 1,446 m² | 1 · 579 m² | 31.3 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 26,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-03-1986
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.