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Generated 07-08-2026
Active BE 0447.495.543Non-profit association

Dunepanne

Maria-Hendrikalaan 5 ·8420 De Haan, Belgium· 36 yrs active
Conclusion Checked

The file of Dunepanne contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.1% (very low). The 2021 annual accounts show negative equity (€-338k) and a net result of €2k. Equity is shrinking by ~18.2% per year across the filed fiscal years.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-338k
Net result €2k
Staff (FTE) 18
Active 36 yrs
Snowflake analysis 5 axes · computed by Checked
Health16Profitability0Solvency33Growth44Stability85
36 / 100

Fragile profile, watch profitability in particular.

Health 16
Profitability 0
Solvency 33
Growth 44
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Annual accounts: weaker financial profile +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
20 / 100
Moderate risk
Components
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
16 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 19-10-2023 with the NBB · fiscal year 2022 · verkort
€-1.00M€0€1.00MRevenue 2018: €1.43M€1.43MOperating result 2018: €-186k€-186kNet result 2018: €-787k€-787kRevenue 2019: €1.36M€1.36MOperating result 2019: €-201k€-201kNet result 2019: €-990k€-990kOperating result 2021: €7k€7kNet result 2021: €2k€2k201820192021
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~18.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-600k€-500k€-400k€-300k€-200k2022: €-399k (€-426k - €-372k)2023: €-460k (€-487k - €-433k)2024: €-522k (€-549k - €-495k)2018: €-153k2019: €-356k2021: €-338k201820192021202220232024
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Revenue
€1.36M
-4.5% 18-21
EBITDA
€28k
- 18-21
Net profit
€2k
- 18-21
Cash flow
€23k
- 18-21
Total assets
€201k
-24.6% 18-21
Equity
€-338k
+5.1% 18-21
Working capital
€-368k
-33.8% 18-21
Employees (FTE)
18
-24.4% 18-21
Staff costs
€425k
- 18-21
Debt
€539k
+8.7% 18-21
Debt ≤ 1y
€520k
+8.7% 18-21
Current ratio
0.29
-31.1% 18-21
Quick ratio
0.26
-34.0% 18-21
Solvency
-168.0%
-25.9% 18-21
Debt / equity
-1.60
- 18-21
ROE
-0.6%
- 18-21
ROA
1.0%
- 18-21
Net margin
-72.6%
-31.7% 18-21
EBITDA margin
-13.1%
-18.4% 18-21
Interest coverage
5.49
- 18-21
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€28k
Net profit€2k
Cash flow€23k
Staff costs€425k
Income taxes-
Dividends-
Total assets€201k
Equity€-338k
Debt€539k
of which ≤ 1y€520k
of which > 1y-
Working capital€-368k
Employees (FTE)18.0
Ratios (computed)
2021
Current ratio0.29
Quick ratio0.26
Working capital ratio-183.0%
Solvency-168.0%
Debt / equity-1.60
Long-term debt ratio-
Interest coverage5.49
Gross margin-
Net margin-
ROA1.0%
ROE-0.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€201k
Fixed assets 21/28€48k
Tangible fixed assets 22/27€48k
Financial fixed assets 28€18
Current assets 29/58€153k
Stocks & contracts in progress 3€19k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€201k
Equity 10/15€-338k
Reserves 13€259k
Accumulated profits (losses) 14€-971k
Amounts payable 17/49€539k
Amounts payable within one year 42/48€520k
Trade debts payable within one year 44€27k
Income statement
Gross operating margin 9900€454k
Operating result 9901€7k
Financial charges 65€5k
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates2 persons
Role Name Tenure Source
Curator YVES CASTERMANS
HOUTKAAI 15/02, 8000 BRUGGE-
 14-05-2024 → present Belgian State Gazette
Curator MARC CASTERMANS
HOUTKAAI 15/02, 8000 BRUGGE- marc.castermans@castermans- advocaten.be
 14-05-2024 → present Belgian State Gazette
Legal Structure
NACE primary -
Legal form Non-profit association(017)
Incorporation21-06-1990
StatusActive
Postal code8420
First BS signal 21-05-2024
Latest BS signal 22-05-2026
Company structure, linked entities2 linked entities
DunepanneBE 0447.495.543YVES CASTERMANSReceiverMARC CASTERMANSReceiver
Mandates
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35007A0011/00K024
ProtectedTownscape or village viewDe Haan Concessie: centrale deelSource ↗
 Flanders 3,395 m² 1 · 690 m² 19.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
22-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Gent, afdeling Brugge · DUNEPANNE VZW MARIA-HENDRIKALAAN 5, 8420 DE HAAN · event 18-05-2026
2024
21-05-2024
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Brugge · DUNEPANNE VZW MARIA- HENDRIKALAAN 5, 8420 DE HAAN · event 14-05-2024
21-05-2024
State Gazette act Director changes
2023
19-10-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
06-10-2022
State Gazette act Director changes
12-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
13-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
16-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
27-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
07-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
28-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
23-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
02-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
2013
25-06-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
Lifecycle & Insolvency Signals 2 events
22-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 18-05-2026 · Ondernemingsrechtbank Gent, afdeling Brugge · DUNEPANNE VZW MARIA-HENDRIKALAAN 5, 8420 DE HAAN · Publications in State Gazette ↗
21-05-2024
Bankruptcy Opening
Date: 14-05-2024 · Ondernemingsrechtbank Gent, afdeling Brugge · DUNEPANNE VZW MARIA- HENDRIKALAAN 5, 8420 DE HAAN · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-05-21 · Bankruptcy · Opening2026-05-22 · Bankruptcy · Bankruptcy closure (by liquidation)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 2 years ago
2024
21-05-2024 3 directors appointed Director changes
  • Anne Baré, Commissaris
  • An-Sofie Van Brusselt, Dagelijks bestuur
  • Cath Meulemans, Dagelijks bestuur
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2022
06-10-2022 2 directors appointed, 5 resigning Director changes
  • Johan De Muynck, Algemeen beheerder
  • David Larmuseau, Vaste vertegenwoordiger
  • Jean-Paul Bosteels, Voorzitter
  • Jan Degadt, Bestuurder
  • Edward Van Hoorde, Bestuurder
  • David Larmuseau, Bestuurder
  • Candice De Windt, Bestuurder
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Dunepanne
Registered office
Maria-Hendrikalaan 5
8420 De Haan, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative