DUMACO
ActiveSummary
DUMACO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,550 and a net result of €5,163. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 812 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+29
Solvency50▲+9
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.71 in 2024; short-term debt: 62.3% and cash: 21.2% of total assets), and 75% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
26 d late
2023
19 d late
2022
17 d late
2021
3 d early
2020
2 d early
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€25,550▲ 25.3%
2024 · €20,386
Total assets
€102,311▼ 20.9%
2024 · €129,371
Net result
€5,163
2024 · -€16,876
Working capital
€2,081
2024 · -€27,000
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,738▼ 57.8%-€3,246€19,778-€17,735€5,588
Net result€1,485within the sector's middle half▼ 87.3%-€5,818within the sector's middle half€14,225within the sector's middle half-€16,876below the sector's middle half€5,163within the sector's middle half
Equity€28,856within the sector's middle half▲ 5.4%€23,037within the sector's middle half▼ 20.2%€37,263within the sector's middle half▲ 61.7%€20,386within the sector's middle half▼ 45.3%€25,550below the sector's middle half▲ 25.3%
Total assets€215,341within the sector's middle half▼ 7.8%€197,227within the sector's middle half▼ 8.4%€268,656within the sector's middle half▲ 36.2%€129,371within the sector's middle half▼ 51.8%€102,311below the sector's middle half▼ 20.9%
Debt€186,486▼ 9.6%€174,190▼ 6.6%€231,393▲ 32.8%€108,984▼ 52.9%€76,761▼ 29.6%
Working capital-€48,745below the sector's middle half▼ 19.8%-€44,256below the sector's middle half▲ 9.2%-€111,842below the sector's middle half▼ 153%-€27,000within the sector's middle half▲ 75.9%€2,081within the sector's middle half
Solvency13.4%within the sector's middle half▲ 1.7pp11.7%within the sector's middle half▼ 1.7pp13.9%within the sector's middle half▲ 2.2pp15.8%within the sector's middle half▲ 1.9pp25.0%within the sector's middle half▲ 9.2pp
Current ratio0.54below the sector's middle half▼ 0.020.62within the sector's middle half▲ 0.080.43below the sector's middle half▼ 0.190.71within the sector's middle half▲ 0.281.03within the sector's middle half▲ 0.32
Return on assets (ROA)0.7%within the sector's middle half▼ 4.3pp-3.0%within the sector's middle half▼ 3.6pp5.3%within the sector's middle half▲ 8.2pp-13.0%below the sector's middle half▼ 18.3pp5.0%within the sector's middle half▲ 18.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,588 after a loss of €17,735 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102,311
Fixed assets
€36,446 ▼ 42.7%
Current assets
€65,865 ▲ 0.1%
Equity and liabilities €102,311
Equity
€25,550 ▲ 25.3%
Debt
€76,761 ▼ 29.6%
Debt's share of the balance-sheet total falls from 84.2% to 75.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32,701▲
2024 · €7,523
Cash flow
€32,277▲
2024 · €8,382
Quick ratio
0.72▲
2024 · 0.49
Debt to equity
3.00▼
2024 · 5.35
ROE
20.2%▲
2024 · -82.8%
Interest coverage
18.57▲
2024 · 5.28
Debt ≤ 1 year
€63,784▼
2024 · €92,811
Debt > 1 year
€2,338▼
2024 · €16,173
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,815 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.8%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,500 | - | €128 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €37,990 | €40,357 | €29,203 | €25,258 | €27,114 | ▲ 7.3% |
| Other operating charges640/8 | €3,544 | €3,940 | €1,279 | €3,112 | €7,452 | ▲ 139% |
| Non-recurring operating charges66A | - | - | - | €55,687 | - | - |
| Gross operating margin9900 | €48,272 | €41,051 | €50,259 | €66,323 | €40,153 | ▼ 39.5% |
| Operating profit (loss)9901 | €6,738 | -€3,246 | €19,778 | -€17,735 | €5,588 | ▲ 132% |
| Financial income75/76B | €1,046 | €1,234 | €1,231 | €2,549 | €1,337 | ▼ 47.6% |
| Recurring financial income75 | €1,046 | €1,234 | €1,231 | €2,549 | €1,337 | ▼ 47.6% |
| Financial charges65/66B | €4,129 | €2,876 | €2,004 | €1,425 | €1,761 | ▲ 23.6% |
| Recurring financial charges65 | €4,129 | €2,876 | €2,004 | €1,425 | €1,761 | ▲ 23.6% |
| Profit (loss) for the period before taxes9903 | €3,655 | -€4,888 | €19,005 | -€16,612 | €5,163 | ▲ 131% |
| Income taxes67/77 | €2,170 | €931 | €4,780 | €265 | - | - |
| Profit (loss) for the period9904 | €1,485 | -€5,818 | €14,225 | -€16,876 | €5,163 | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | €1,485 | -€5,818 | €14,225 | -€16,876 | €5,163 | ▲ 131% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €215,341 | €197,227 | €268,656 | €129,371 | €102,311 | ▼ 20.9% |
| Formation expenses20 | - | - | €0 | €0 | €0 | - |
| Fixed assets21/28 | €158,653 | €125,422 | €183,898 | €63,560 | €36,446 | ▼ 42.7% |
| Tangible fixed assets22/27 | €158,355 | €125,124 | €183,600 | €63,262 | €36,148 | ▼ 42.9% |
| Land and buildings22 | - | - | - | €19,873 | €15,872 | ▼ 20.1% |
| Plant, machinery and equipment23 | €101,836 | €84,986 | €63,094 | €40,556 | €18,431 | ▼ 54.6% |
| Furniture and vehicles24 | €56,519 | €40,137 | €120,506 | €2,833 | €1,845 | ▼ 34.9% |
| Financial fixed assets28 | €298 | €298 | €298 | €298 | €298 | = |
| Current assets29/58 | €56,688 | €71,805 | €84,758 | €65,811 | €65,865 | ▲ 0.1% |
| Stocks and contracts in progress3 | €11,821 | €12,530 | €20,030 | €19,922 | €19,687 | ▼ 1.2% |
| Stocks30/36 | €11,821 | €12,530 | €20,030 | €19,922 | €19,687 | ▼ 1.2% |
| Amounts receivable within one year40/41 | €19,799 | €29,208 | €17,392 | €13,862 | €24,506 | ▲ 76.8% |
| Trade receivables40 | €11,811 | €13,223 | €17,392 | €13,862 | €24,506 | ▲ 76.8% |
| Other amounts receivable41 | €7,988 | €15,984 | - | - | - | - |
| Cash at bank and in hand54/58 | €25,067 | €30,068 | €47,336 | €32,027 | €21,672 | ▼ 32.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €215,341 | €197,227 | €268,656 | €129,371 | €102,311 | ▼ 20.9% |
| Equity10/15 | €28,856 | €23,037 | €37,263 | €20,386 | €25,550 | ▲ 25.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €5,269 | €5,269 | €5,269 | €5,269 | €5,269 | = |
| Non-distributable reserves130/1 | €269 | €269 | €269 | €269 | €269 | = |
| Legal reserve130 | €269 | €269 | €269 | €269 | €269 | = |
| Distributable reserves133 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€38,414 | -€44,232 | -€30,007 | -€46,883 | -€41,720 | ▲ 11.0% |
| Amounts payable17/49 | €186,486 | €174,190 | €231,393 | €108,984 | €76,761 | ▼ 29.6% |
| Amounts payable after more than one year17 | €81,053 | €58,129 | €34,793 | €16,173 | €2,338 | ▼ 85.5% |
| Financial debts170/4 | €81,053 | €58,129 | €34,793 | €16,173 | €2,338 | ▼ 85.5% |
| Amounts payable within one year42/48 | €105,433 | €116,062 | €196,601 | €92,811 | €63,784 | ▼ 31.3% |
| Current portion of amounts payable after more than one year42 | €22,521 | €22,924 | €23,336 | €18,619 | €13,836 | ▼ 25.7% |
| Trade debts44 | €33,040 | €31,445 | €51,766 | €45,869 | €27,102 | ▼ 40.9% |
| Suppliers440/4 | €33,040 | €31,445 | €51,766 | €45,869 | €27,102 | ▼ 40.9% |
| Taxes, remuneration and social security45 | €11,822 | €25,205 | €13,243 | €10,003 | €592 | ▼ 94.1% |
| Taxes450/3 | €2,218 | €931 | €13,243 | €10,003 | €592 | ▼ 94.1% |
| Remuneration and social security454/9 | €9,604 | €24,274 | - | - | - | - |
| Other amounts payable47/48 | €38,051 | €36,488 | €108,255 | €18,319 | €22,255 | ▲ 21.5% |
| Accrued charges and deferred income492/3 | - | - | - | - | €10,640 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,485 | -€5,818 | €14,225 | -€16,876 | €5,163 | ▲ 131% |
| + Depreciation and write-downs630 | €37,990 | €40,357 | €29,203 | €25,258 | €27,114 | ▲ 7.3% |
| Operating cash flow (approximation) | €39,474 | €34,538 | €43,428 | €8,382 | €32,277 | ▲ 285% |
| Investment in fixed assets (approximation) | - | -€7,125 | -€87,679 | €95,080 | €0 | ▼ 100% |
| Change in cash | - | €5,001 | €17,268 | -€15,308 | -€10,355 | ▲ 32.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €5,163
Net result €5,163 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet -€16,876
Net result drops to -€16,876, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Back to profitnet €14,225
Net result €14,225 after one loss-making year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €11,715
Net result €11,715 after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2003
Ground area
633 m²
Building footprint
451 m²
Volume, LiDAR
2,182 m³
Parcel 44054A0447/00K005, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Dumaco
since 20032.135.118.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0447/00K005 | Flanders | 633 m² | 1 · 451 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDeinze2.135.118.171
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Of 4,228 companies in sector 10712 we hold annual accounts for 1,874. 1,350 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded26-09-2003
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
E-invoicing
Reachable via Peppol
Peppol ID
0208:0860738804
Also
9925:BE0860738804
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.