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DUM BUILD

Active
Private limited companyfounded 20233 yrs activeA. De Brabanterstraat 39, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0805.567.281
Summary

The computed 12-month bankruptcy probability of DUM BUILD is 4.0% (elevated). The 2024 annual accounts show equity of €1,440 and a net result of -€3,560. Its solvency ranks better than 16% of 9975 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency32
Growth-
Track record79
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.07; short-term debt: 93.4% and cash: 8.6% of total assets), and 93.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
6.6%
Return on assets
-16.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9975 sector peers (2024).
NBB · sector comparison
Position among 9975 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 24 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 September 2023, DUM BUILD was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€1,440
Total assets
€21,804
Net result
-€3,560
Working capital
€1,440

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €21,804
Equity €1,440
Debt €20,365
Debt finances 93.4% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
1.07
Debt to equity
14.15
ROE
-247.3%
ROA
-16.3%
Debt ≤ 1 year
€20,365

Peer companies

Historical observation

Of the 759 companies that looked in July 2024 the way this one looks now, 7.5% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
7.5% went bankrupt
4.5% stopped otherwise
86% still going

A further 1.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 759 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 25 lines
Balance sheet Code2024
Assets
Total assets20/58€21,804
Current assets29/58€21,804
Amounts receivable within one year40/41€19,932
Trade receivables40€18,992
Other amounts receivable41€940
Cash at bank and in hand54/58€1,873
Equity and liabilities
Total equity and liabilities10/49€21,804
Equity10/15€1,440
Contributions10/11€5,000
Profit (loss) carried forward14-€3,560
Amounts payable17/49€20,365
Amounts payable within one year42/48€20,365
Trade debts44€5,775
Suppliers440/4€5,775
Taxes, remuneration and social security45€14,590
Taxes450/3€2,350
Remuneration and social security454/9€12,240
Income statement Code2024
Gross operating margin9900-€3,505
Operating profit (loss)9901-€3,505
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903-€3,560
Profit (loss) for the period9904-€3,560
Profit (loss) for the period to be appropriated9905-€3,560
Appropriation of the result
Profit (loss) to be appropriated9906-€3,560

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900-€3,505
Operating profit (loss)9901-€3,505
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903-€3,560
Profit (loss) for the period9904-€3,560
Profit (loss) for the period to be appropriated9905-€3,560
Line2024
Assets
Total assets20/58€21,804
Current assets29/58€21,804
Amounts receivable within one year40/41€19,932
Trade receivables40€18,992
Other amounts receivable41€940
Cash at bank and in hand54/58€1,873
Equity and liabilities
Total equity and liabilities10/49€21,804
Equity10/15€1,440
Contributions10/11€5,000
Profit (loss) carried forward14-€3,560
Amounts payable17/49€20,365
Amounts payable within one year42/48€20,365
Trade debts44€5,775
Suppliers440/4€5,775
Taxes, remuneration and social security45€14,590
Taxes450/3€2,350
Remuneration and social security454/9€12,240
Line2024
Profit (loss) for the period9904-€3,560
Operating cash flow (approximation)-€3,560

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
101 m²
Building footprint
101 m²
Volume, LiDAR
573 m³
Parcel 41402B1214/00S000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DUM BUILD
A. De Brabanterstraat 39, 9470 DenderleeuwManufacture of other builders' carpentry and joinery
since 20242.355.845.334
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41402B1214/00S000 Flanders 101 m² 1 · 101 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 2,545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805567281
Registered 13-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.