Summary
DUHOLD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2015 annual accounts show equity of €5.5m and a net result of €711,283. Equity is growing by ~2.7% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
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Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · No filing for years
The last filed financial year closed on 31-12-2015. Since then, 10 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filingsPosition against the passed deadline
31-12-2016 close31-07-2017 deadline30-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2015 was due by 31-07-2016 and was filed on 20-06-2016, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The sector median for financial year 2024 is 29 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2015, abbreviated schema
Equity
€5.5m▲ 14.9%
2014 · €4.8m
Net result
€711,283▼ 57.1%
2014 · €1.7m
Total assets
€5.6m▼ 63.9%
2014 · €15.5m
Solvency
98.2%▲ 67.3pp
2014 · 30.9%
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20112012201320142015
Turnover€52-
Operating result-€18,495-€423,215€1.5m▲ 248%€1.5m▼ 0.4%-€40,266
Net result€3.4m-€1.4m▼ 60.0%€488,667▼ 64.2%€1.7m▲ 239%€711,283▼ 57.1%
Equity€4.8m-€4.8m▲ 1.5%€5.3m▲ 10.1%€4.8m▼ 10.3%€5.5m▲ 14.9%
Total assets€5.8m-€5.7m▼ 0.8%€5.4m▼ 6.1%€15.5m▲ 186%€5.6m▼ 63.9%
Debt€1.0m-€916,973▼ 11.3%€78,132▼ 91.5%€10.7m▲ 13,571%€99,103▼ 99.1%
Working capital-€466,981-€186,047€1.9m▲ 945%€6.5m▲ 235%€769,326▼ 88.2%
Solvency82.2%-84.0%▲ 1.9pp98.6%▲ 14.5pp30.9%▼ 67.7pp98.2%▲ 67.3pp
Why a figure moved sharply
- 2012 Net result -60% on 2011. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2015: a loss of €40,266 after €1.5m in 2014, the lowest result in the available series.
Balance-sheet composition
2015 in colour, 2014 as the grey bar beneath
Assets €5.6m
Fixed assets
€4.8m ▼ 0.6%
Current assets
€820,062 ▼ 92.3%
Equity and liabilities €5.6m
Equity
€5.5m ▲ 14.9%
Debt
€99,103 ▼ 99.1%
Debt's share of the balance-sheet total falls from 69.1% to 1.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
13.0%▼
2014 · 34.8%
ROA
12.7%▲
2014 · 10.7%
Debt ≤ 1 year
€50,736▼
2014 · €4.2m
Debt > 1 year
€48,319▼
2014 · €6.5m
Income taxes
€234▼
2014 · €491,393
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €52 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €1,017 | €26,417 | €26,417 | = |
| Gross operating margin9900 | - | €424,259 | €1.5m | €1.5m | -€12,846 | ▼ 101% |
| Operating profit (loss)9901 | -€18,495 | €423,215 | €1.5m | €1.5m | -€40,266 | ▼ 103% |
| Recurring financial income75 | €3.5m | €942,416 | €565,590 | €750,053 | €859,502 | ▲ 14.6% |
| Recurring financial charges65 | €69,559 | €790 | €626 | €67,090 | €107,719 | ▲ 60.6% |
| Debt charges650 | €68,606 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €3.4m | €1.4m | €766,535 | €2.2m | €711,517 | ▼ 66.9% |
| Income taxes67/77 | - | - | €277,869 | €491,393 | €234 | ▼ 100.0% |
| Profit (loss) for the period9904 | €3.4m | €1.4m | €488,667 | €1.7m | €711,283 | ▼ 57.1% |
| Profit (loss) for the period to be appropriated9905 | €3.4m | €1.4m | €488,667 | €1.7m | €705,707 | ▼ 57.3% |
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.8m | €5.7m | €5.4m | €15.5m | €5.6m | ▼ 63.9% |
| Fixed assets21/28 | €5.2m | €4.6m | €3.4m | €4.8m | €4.8m | ▼ 0.6% |
| Intangible fixed assets21 | - | - | €2,034 | €1,017 | - | - |
| Tangible fixed assets22/27 | - | - | - | €101,599 | €76,199 | ▼ 25.0% |
| Financial fixed assets28 | €5.2m | €4.6m | €3.4m | €4.7m | €4.7m | = |
| Current assets29/58 | €566,320 | €1.1m | €2.0m | €10.7m | €820,062 | ▼ 92.3% |
| Amounts receivable within one year40/41 | €484 | €43,764 | €86,462 | €10.0m | €431 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €562,716 | €1.1m | €1.9m | €649,615 | €817,528 | ▲ 25.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.8m | €5.7m | €5.4m | €15.5m | €5.6m | ▼ 63.9% |
| Equity10/15 | €4.8m | €4.8m | €5.3m | €4.8m | €5.5m | ▲ 14.9% |
| Contributions10/11 | €4.7m | €4.7m | €4.7m | €2.5m | €2.5m | = |
| Reserves13 | €53,752 | €121,994 | €612,260 | €2.3m | €3.0m | ▲ 31.3% |
| Profit (loss) carried forward14 | -€3.7m | €1,599 | - | €1,599 | - | - |
| Amounts payable17/49 | €1.0m | €916,973 | €78,132 | €10.7m | €99,103 | ▼ 99.1% |
| Amounts payable after more than one year17 | - | - | - | €6.5m | €48,319 | ▼ 99.3% |
| Amounts payable within one year42/48 | €1.0m | €916,973 | €77,528 | €4.2m | €50,736 | ▼ 98.8% |
| Trade debts44 | €12,007 | - | €334 | €24,022 | €1,730 | ▼ 92.8% |
| Line | 2011 | 2012 | 2013 | 2014 | 2015 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.4m | €1.4m | €488,667 | €1.7m | €711,283 | ▼ 57.1% |
| + Depreciation and write-downs630 | - | - | €1,017 | €26,417 | €26,417 | = |
| Operating cash flow (approximation) | €3.4m | €1.4m | €489,684 | €1.7m | €737,700 | ▼ 56.2% |
| Investment in fixed assets (approximation) | - | €583,225 | €1.3m | -€1.4m | €0 | ▲ 100% |
| Change in cash | - | €491,772 | €877,732 | -€1.3m | €167,913 | ▲ 113% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
31-12
Financial
Liquidity times 6current ratio 16.16
Current ratio from 2.57 to 16.16; short-term debt falls from €4.2m to €50,736.
31-12
Financial
Equity above €5mEq €5.5m ▲14.9%
5 profitable years in a row build equity to €5.5m.
18-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
2014
27-06
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
2013
31-12
Financial
Weakest financial yearnet €488,667 ▼64.2%
Net result drops to €488,667, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 22current ratio 26.09
Current ratio from 1.20 to 26.09; short-term debt falls from €916,973 to €77,528.
31-12
Financial
Equity above €5mEq €5.3m ▲10.1%
3 profitable years in a row build equity to €5.3m.
22-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2012
31-12
Financial
Liquidity doublescurrent ratio 1.20
Current ratio from 0.55 to 1.20; short-term debt falls from €1.0m to €916,973.
27-04
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
2011
19-07
NBB filing
Annual accounts filed
fiscal year 2010 · full schema
Show earlier events
2010
29-06
NBB filing
Annual accounts filed
fiscal year 2009 · full schema
2009
26-08
NBB filing
Annual accounts filed
fiscal year 2008 · full schema · 26 days late
2008
30-12
NBB filing
Annual accounts filed
fiscal year 2007 · full schema · 152 days late
2007
10-08
NBB filing
Annual accounts filed
fiscal year 2006 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2002
Ground area
5.6 ha
Building footprint
2.3 ha
Volume, LiDAR
252,228 m³
Parcel 12392A0300/00C000, Flanders · tallest building 20.8 m, ±3 floors. Linked by address, not a title deed.
68
companies at this address
See who is registered here
1 establishment unit
Duwijckstraat 17, 2500 Lier
since 20022.100.536.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0300/00C000 | Flanders | 5.6 ha | 1 · 2.3 ha | 20.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
-
0.02%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 95 companies in sector 65112 we hold annual accounts for 53. 9 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formLimited partnership
Founded14-12-2001
Fiscal year end31-12
Activities, NACEBEL 2025
65112Insurance, reinsurance and pension funding, except compulsory social security
64999Other financial services
65122Insurance, reinsurance and pension funding, except compulsory social security
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476319290
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.