Summary
Due Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €56k and a net result of €-115k. Equity is shrinking by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 6% of 6156 sector peers (fiscal year 2024). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 6156 sector peers (2024).
NBB · sector comparisonPosition among 6156 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
30 d late
2022
31 d late
2021
2 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€56k▼ 67.5%
2023 · €171k
2018: €231k
2019: €260k
2020: €266k
2021: €274k
2022: €269k
2023: €171k
2018 → 2024
Net result
€-115k▼ 17.4%
2023 · €-98k
2018: €91k
2019: €169k
2020: €-2k
2021: €8k
2022: €-4k
2023: €-98k
2018 → 2024
Total assets
€3.74M▲ 29.5%
2023 · €2.89M
2018: €1.63M
2019: €2.51M
2020: €2.42M
2021: €2.39M
2022: €2.35M
2023: €2.89M
2018 → 2024
Solvency
1.5%▼ 4.4pp
2023 · 5.9%
2018: 14.2%
2019: 10.4%
2020: 11.0%
2021: 11.5%
2022: 11.5%
2023: 5.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€266k-€274k▲ 2.9%€269k▼ 1.6%€171k▼ 36.5%€56k▼ 67.5%
Operating result€35k-€44k▲ 24.6%€27k▼ 38.5%€-50k€-36k▲ 28.6%
Net result€-2k-€8k€-4k€-98k▼ 2,167%€-115k▼ 17.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2024 against €50k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.74M
Fixed assets
€3.26M ▲ 23.8%
Current assets
€483k ▲ 88.6%
Equity and liabilities €3.74M
Equity
€56k ▼ 67.5%
Provisions
€29k ▼ 6.7%
Debt
€3.65M ▲ 36.1%
Debt's share of the balance-sheet total rises from 93.0% to 97.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-207.3%▼
2023 · -57.5%
ROA
-3.1%▲
2023 · -3.4%
Debt ≤ 1 year
€2.17M▲
2023 · €1.93M
Debt > 1 year
€1.48M▲
2023 · €757k
Income taxes
€16k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 57 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.89M€3.74M▲
Fixed assets21/28€2.63M€3.26M▲
Tangible fixed assets22/27€2.63M€3.26M▲
Land and buildings22€2.34M€2.96M▲
Furniture and vehicles24€250k€222k▼
Other tangible fixed assets26€40k€69k▲
Financial fixed assets28€0-
Current assets29/58€256k€483k▲
Amounts receivable within one year40/41€245k€292k▲
Trade receivables40€244k€277k▲
Other amounts receivable41€236€14k▲
Current investments50/53€0€100k▲
Cash at bank and in hand54/58€7k€83k▲
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€2.89M€3.74M▲
Equity10/15€171k€56k▼
Contributions10/11€20k€20k=
Reserves13€151k€88k▼
Non-distributable reserves130/1€0-
Other1319€0-
Tax-exempt reserves132€95k€88k▼
Distributable reserves133€56k€0▼
Profit (loss) carried forward14-€-53k
Provisions and deferred taxes16€32k€29k▼
Deferred taxes168€32k€29k▼
Amounts payable17/49€2.68M€3.65M▲
Amounts payable after more than one year17€757k€1.48M▲
Financial debts170/4€757k€1.48M▲
Amounts payable within one year42/48€1.93M€2.17M▲
Current portion of amounts payable after more than one year42€100k€116k▲
Financial debts43€2k€0▼
Credit institutions430/8€2k€0▼
Trade debts44€104k€1k▼
Suppliers440/4€104k€1k▼
Taxes, remuneration and social security45€3k€64k▲
Taxes450/3€3k€64k▲
Other amounts payable47/48€1.72M€1.99M▲
Income statement
Code20232024
Non-recurring operating income76A-€450
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€164k€278k▲
Other operating charges640/8€10k€7k▼
Gross operating margin9900€124k€249k▲
Operating profit (loss)9901€-50k€-36k▲
Financial income75/76B€53€5k▲
Recurring financial income75€53€5k▲
Financial charges65/66B€37k€71k▲
Recurring financial charges65€37k€71k▲
Profit (loss) for the period before taxes9903€-88k€-102k▼
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€-98k€-115k▼
Transfer from tax-exempt reserves789€6k€6k=
Profit (loss) for the period to be appropriated9905€-92k€-109k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-92k€-109k▼
Transfer from equity791/2€92k€56k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-115k
Net result drops to €-115k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €169k ▲86.2%
Net result €169k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
22-06
State Gazette act
General meeting · Capital
Statutes amendment · Member admission
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanonniersweg 232820 BonheidenGround area
2,513 m²
Building footprint
327 m²
Volume, LiDAR
621 m³
Parcel 12005B0235/00H000, Flanders · tallest building 5.9 m. Linked by address, not a title deed.
1 establishment unit
Due Consulting
since 20062.154.332.980
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0235/00H000 | Flanders | 2,513 m² | 1 · 327 m² | 5.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Grey Rock Management
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DE BAERDEMAEKER MANAGEMENT CONSULTING
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LASSUP
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AENIMA
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LA65 MANAGEMENT & HOLDING
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 10,733 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.