Result
€65,001 €65,001
Back in profit in 2025, after a loss of €3,821 in 2024.
DUCO HOUSING
Lifetime
20 annual accounts with figures on one time axis, 29 filings since 1997peak €123,211 (2018)
€106,801▲ 126%
lowest -€45,487 (2020)
€65,001▲ €68,821
peak €215,641 (2025)
€215,641▲ 43.1%
€339,318▲ 15.4%
Board2 names since 2019
2 directorsCHRISTIANE DUCHEYNE and 1 other
Documentsfilings and deeds
10-07-202621 days before the deadline
2025abbreviated format
Gross margin from €47,242 to €106,801Back to profit: €65,001Equity from €150,640 to €215,641Debts from €293,916 to €339,318Cash from €4,518 to €27,128
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 58% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,895 companies (NACE 46, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.3%
01-2025: 2.9%▼ -0.4 percentage points vs 12-2024
02-2025: 2.9%● unchanged vs 01-2025
03-2025: 3.1%▲ +0.2 percentage points vs 02-2025
04-2025: 2.8%▼ -0.3 percentage points vs 03-2025
05-2025: 2.8%● unchanged vs 04-2025
06-2025: 2.8%● unchanged vs 05-2025
07-2025: 2.8%● unchanged vs 06-2025
08-2025: 3.9%▲ +1.1 percentage points vs 07-2025
09-2025: 4.4%▲ +0.5 percentage points vs 08-2025
10-2025: 4.4%● unchanged vs 09-2025
11-2025: 4.5%▲ +0.1 percentage points vs 10-2025
12-2025: 5.1%▲ +0.6 percentage points vs 11-2025
01-2026: 6.3%▲ +1.2 percentage points vs 12-2025
02-2026: 6.0%▼ -0.3 percentage points vs 01-2026
03-2026: 6.4%▲ +0.4 percentage points vs 02-2026highest value
04-2026: 5.8%▼ -0.6 percentage points vs 03-2026
05-2026: 5.7%▼ -0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -4.1 percentage points vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 0.5%▼ -1.1 percentage points vs 07-2026lowest value
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
2 of the last 3 accounts late
lowers risk
Founded in 1993
Size: total assets €554,959
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 22% on liquidity, 78% on profitability and 86% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as DUCO HOUSING has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of DUCO HOUSING itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for DUCO HOUSING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.35 in 2024), above the usual 1.5. Short-term debt is 61.1% and cash 4.9% of total assets. However, 61.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
21 days early
2024
300 days late
2023
439 days late
2022
3 days late
2021
219 days late
2020
495 days late
2019
290 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 246 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 March (4 of the last 5 accounts filed within 221 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Malle to Sint-Job-in-'t-Goor
New registered office: Nijverheidsstraat 2, 2960 Sint-Job-in-'t-Goor · Previous registered office: Antwerpsesteenweg 137, 2390 Malle · Reappointments: SERGE COCHEZ (director) and CHRISTIANE DUCHEYNE (director) · General meeting of 13-05-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451406029
Registered office moved from Antwerp to Malle
New registered office: Antwerpsesteenweg 137 te 2390 Malle · Previous registered office: Apollostraat 150A te 2600 Antwerpen · Board meeting of 04-08-2022 · Gazette deed
First establishment
Nijverheidsstraat 2, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DUCO HOUSING Brecht | €554,959 | €106,801 | 38.9% | - |
| EGGERMONT G. Ypres | €517,886 | €136,535 | 71.1% | 2.2 |
| CRISTO Kontich | €471,561 | €59,096 | 68.9% | - |
| ARCADE CENTER Balen | €870,923 | €75,692 | -48.7% | - |
| POISSONNIER BAKKERIJSERVICE Ypres | €552,534 | €73,769 | 95.9% | - |
| SHARPENSET ENGINEERING Torhout | €795,988 | €107,630 | 31.6% | - |
| BERGEN SYSTEMS Brasschaat | €422,349 | €83,818 | 95.6% | - |
These companies have the same main activity as DUCO HOUSING: wholesale trade (NACE 46641). They are comparable in size and age: total assets between €422,000 and €871,000, founded between 1972 and 2002.
Official details
Source: KBO- Status
- Active since 18-11-1993Normal situation
- Activity
- Wholesale tradeNACE 46641and 1 other
- Establishment unit
- 2.064.904.0292960 Brecht, since 31-12-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Annual accounts 2025
- €554,959▲ 24.8%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on DUCO HOUSING
DUCO HOUSING files the abbreviated format. That format states no turnover. The gross margin rose from €18,943 in 2006 to €106,801 in 2025.
In July 2026, the Official Gazette published the appointment of SERGE COCHEZ as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DUCO HOUSING
- What is the company number of DUCO HOUSING?
- The company number of DUCO HOUSING is 0451.406.029. The VAT number is the same number with BE in front: BE 0451.406.029.
- Where is DUCO HOUSING based?
- The registered office is at Nijverheidsstraat 2, 2960 Brecht.Company details
- What does DUCO HOUSING do?
- According to the KBO register, the main activity is wholesale trade (NACE 46641).
- What is the legal form of DUCO HOUSING?
- DUCO HOUSING is a public limited company (NV).
- When was DUCO HOUSING founded?
- DUCO HOUSING was founded on 18-11-1993.
- Is DUCO HOUSING still active?
- Yes, DUCO HOUSING is an active enterprise in the KBO register.
- What is the turnover of DUCO HOUSING?
- The turnover in financial year 2025 is ≈ €550,000. This figure is estimated from the gross margin of €106,801 and 102 comparable companies (NACE 46). It probably lies between €270,000 and €980,000.Financials
- Is DUCO HOUSING profitable?
- In financial year 2025, DUCO HOUSING made a profit of €65,001.
- Where can I find the annual accounts of DUCO HOUSING?
- DUCO HOUSING filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DUCO HOUSING due?
- DUCO HOUSING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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