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BERGEN SYSTEMS

Active
Private limited companyfounded 1972active for 54 yearsBredabaan 507A, 2930 Brasschaat, BelgiumKBO/BCE: BE 0411.959.097
Summary

BERGEN SYSTEMS has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403,903 and a net result of €44,009. Equity has been growing by about 12% per year since 2018. Its solvency ranks better than 95% of 13,762 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-01-1972 Normal situation
Activity
Wholesale trade NACE 46641and 4 others
Establishment unit
2.105.869.901 2930 Brasschaat, since 14-06-1995
Financial year end
31 December
Peppol
Reachable since 22-09-2025

Board and ownership

Board

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€83,818
▼ 17.4%
Turnover
≈ €450,000
estimated
Profit
€44,009
▼ 31.5%
Equity
€403,903
▲ 7.0%
Total assets
€422,349
▲ 6.9%
Score breakdownlowers riskLiquidity: current ratio 17.90, cash €314,634Equity €403,903 (95.6% of total assets)Founded in 1972Size: total assets €422,349Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.6% of total assets
Liquidity 100=
short-term debt 4.2% · cash 74.5%
Profitability 82-7
return on assets 10.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 17.9 (15.56 in 2024), above the usual 1.5. Short-term debt is 4.2% and cash 74.5% of total assets. 4.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 75% on profitability and 59% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 17.90, cash €314,634
NBB · annual accounts
lowers risk · Equity €403,903 (95.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 1972
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €422,349
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
30 days early
2023
36 days early
2022
42 days early
2021
48 days early
2020
37 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in wholesale tradesector median 40.5% · 13,762 companies 95.6% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €44,009 7 years View

Recent changes

  1. · Gazette deed Change of role: De Naeghel Peter, from manager to directorLegal-form conversion: from private limited company (pre-2019) to private limited company
All 15 events

Comparable companies

These companies have the same main activity as BERGEN SYSTEMS: wholesale trade (NACE 46641). They are comparable in size and age: total assets between €215,000 and €555,000, founded between 1970 and 1999.

CompanyTotal assetsGross margin
BERGEN SYSTEMS Brasschaat€422,349€83,818
POISSONNIER BAKKERIJSERVICE Ypres€552,534€73,769
A. VREYS Antwerp€535,093€31,490
DUCO HOUSING Brecht€554,959€106,801
DE SMEDT Puurs-Sint-Amands€215,112€36,642
EGGERMONT G. Ypres€517,886€136,535
CRISTO Kontich€471,561€59,096
Full comparison

Key facts about BERGEN SYSTEMS

What is the company number of BERGEN SYSTEMS?
The company number of BERGEN SYSTEMS is 0411.959.097. The VAT number is the same number with BE in front: BE 0411.959.097.
Where is BERGEN SYSTEMS based?
The registered office is at Bredabaan 507A, 2930 Brasschaat.Company details
What does BERGEN SYSTEMS do?
According to the KBO register, the main activity is wholesale trade (NACE 46641).
What is the legal form of BERGEN SYSTEMS?
BERGEN SYSTEMS is a private limited company (BV).
When was BERGEN SYSTEMS founded?
BERGEN SYSTEMS was founded on 01-01-1972.
Is BERGEN SYSTEMS still active?
Yes, BERGEN SYSTEMS is an active enterprise in the KBO register.
What is the turnover of BERGEN SYSTEMS?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €83,818 and 107 comparable companies (NACE 46). It probably lies between €230,000 and €780,000.Financials
Is BERGEN SYSTEMS profitable?
In financial year 2025, BERGEN SYSTEMS made a profit of €44,009.
Where can I find the annual accounts of BERGEN SYSTEMS?
BERGEN SYSTEMS filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BERGEN SYSTEMS due?
BERGEN SYSTEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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