BERGEN SYSTEMS
ActiveBERGEN SYSTEMS has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €378k and a net result of €64k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 15866 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 15.56 against 22.75 in 2023), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.6%
Return on assets
16.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
36 d early
2022
42 d early
2021
48 d early
2020
37 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€378k▲ 20.5%
2023 · €313k
2018: €188k
2019: €197k
2020: €210k
2021: €236k
2022: €269k
2023: €313k
2018 → 2024
Total assets
€395k▲ 21.3%
2023 · €326k
2018: €195k
2019: €255k
2020: €250k
2021: €243k
2022: €279k
2023: €326k
2018 → 2024
Net result
€64k▲ 43.6%
2023 · €45k
2018: €-13k
2019: €9k
2020: €13k
2021: €26k
2022: €33k
2023: €45k
2018 → 2024
Working capital
€250k▲ 4.2%
2023 · €240k
2018: €32k
2019: €185k
2020: €132k
2021: €139k
2022: €184k
2023: €240k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€210k-€236k▲ 12.3%€269k▲ 14.0%€313k▲ 16.6%€378k▲ 20.5%
Operating result€23k-€42k▲ 83.7%€47k▲ 11.7%€61k▲ 28.9%€83k▲ 36.6%
Net result€13k-€26k▲ 98.5%€33k▲ 27.4%€45k▲ 35.9%€64k▲ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 37% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €395k
Fixed assets
€127k▲ 71.2%
Current assets
€268k▲ 6.5%
Equity and liabilities €395k
Equity
€378k▲ 20.5%
Debt
€17k▲ 41.0%
The debt ratio rises from 3.8% to 4.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€100k▲
2023 · €71k
Cash flow
€82k▲
2023 · €55k
Solvency
95.6%▼
2023 · 96.2%
Current ratio
15.56▼
2023 · 22.75
Quick ratio
15.56▼
2023 · 22.75
Debt / equity
0.05▲
2023 · 0.04
ROE
17.0%▲
2023 · 14.3%
ROA
16.3%▲
2023 · 13.7%
Interest coverage
1464.67▲
2023 · 820.00
Debt
€17k▲
2023 · €12k
Debt ≤ 1 year
€17k▲
2023 · €11k
Income taxes
€23k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€326k€395k▲
Fixed assets21/28€74k€127k▲
Tangible fixed assets22/27€24k€77k▲
Plant, machinery and equipment23€607€174▼
Furniture and vehicles24€24k€77k▲
Financial fixed assets28€50k€50k=
Current assets29/58€251k€268k▲
Amounts receivable within one year40/41€28k€30k▲
Trade receivables40€17k€18k▲
Other amounts receivable41€11k€12k▲
Current investments50/53€140k€0▼
Cash at bank and in hand54/58€79k€235k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€326k€395k▲
Equity10/15€313k€378k▲
Contributions10/11€62k€62k=
Reserves13€252k€316k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€40€40=
Distributable reserves133€252k€316k▲
Amounts payable17/49€12k€17k▲
Amounts payable within one year42/48€11k€17k▲
Trade debts44€302€2k▲
Suppliers440/4€302€2k▲
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€5k€5k▲
Accrued charges and deferred income492/3€1k€126▼
Income statement
Code20232024
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€18k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€73k€101k▲
Operating profit (loss)9901€61k€83k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€87€68▼
Recurring financial charges65€87€68▼
Profit (loss) for the period before taxes9903€63k€87k▲
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€45k€64k▲
Profit (loss) for the period to be appropriated9905€45k€64k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€64k▲
Transfer to equity691/2€45k€64k▲
To other reserves6921€45k€64k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €64k ▲43.6%
Operating result €83k, net result €64k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 20.30
Current ratio from 10.02 to 20.30; short-term debt falls from €15k to €7k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €210k ▲6.6%
2 profitable years in a row build equity to €210k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan 507A2930 BrasschaatGround area
1,127 m²
Building footprint
754 m²
Volume, LiDAR
5,674 m³
Parcel 11324D0161/00K004, Flanders · tallest building 19.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bergen Systems BVBA
since 19952.105.869.901
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0161/00K004 | Flanders | 1,127 m² | 1 · 754 m² | 19.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLEANT
BE 0885.763.220
Affligem · Eq €373k
ETABLISSEMENTS VERBOONEN
BE 0441.768.880
Sint-Jans-Molenbeek · Eq €384k
EGGERMONT G.
BE 0449.535.414
Ieper · Eq €368k
Mat & Deco
BE 0662.496.142
Beveren-Kruibeke-Zwijndrecht · Eq €394k
A. VREYS
BE 0407.032.586
Antwerpen · Eq €403k
Of 135 companies in sector 46641 we hold annual accounts for 86. 64 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1972
Fiscal year end31-12
Activities, NACEBEL
46641Wholesale trade
50100Water transport
50300Water transport
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.