DUBART RONALD
ActiveThe file of DUBART RONALD contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The annual accounts of DUBART RONALD for fiscal year 2025 show a net loss of 50% of the equity at the start of that year. The computed 12-month bankruptcy probability is 3.3% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-8k. Equity is shrinking by ~25.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 44% of 7431 sector peers (fiscal year 2025).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-97
Solvency63▼-17
Growth32=
Track record79
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.61 against 2.01 in 2024; short-term debt: 61.6% of total assets), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
-43.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
2 d early
2022
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 55.8%
2024 · €17k
2022: €21k
2023: €11k
2024: €17k
2022 → 2025
Total assets
€19k▼ 36.8%
2024 · €30k
2022: €51k
2023: €29k
2024: €30k
2022 → 2025
Net result
€-8k
2024 · €7k
2022: €19k
2023: €-10k
2024: €7k
2022 → 2025
Working capital
€7k▼ 47.7%
2024 · €14k
2022: €-9k
2023: €695
2024: €14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€21k-€11k▼ 49.6%€17k▲ 55.9%€7k▼ 55.8%
Operating result€24k-€-9k€8k€-9k
Net result€19k-€-10k€7k€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€191▼ 93.6%
Current assets
€19k▼ 30.6%
Equity and liabilities €19k
Equity
€7k▼ 55.8%
Debt
€12k▼ 13.4%
The debt ratio rises from 45.0% to 61.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €10k
Cash flow
€-6k▼
2024 · €10k
Solvency
38.4%▼
2024 · 55.0%
Current ratio
1.61▼
2024 · 2.01
Quick ratio
1.61▼
2024 · 2.01
Debt / equity
1.60▲
2024 · 0.82
ROE
-113.6%▼
2024 · 41.4%
ROA
-43.6%▼
2024 · 22.8%
Interest coverage
-6.14▼
2024 · 20.11
Debt
€12k▼
2024 · €14k
Debt ≤ 1 year
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€19k▼
Fixed assets21/28€3k€191▼
Tangible fixed assets22/27€3k€191▼
Plant, machinery and equipment23€1k€13▼
Furniture and vehicles24€2k€178▼
Current assets29/58€27k€19k▼
Amounts receivable within one year40/41€24k€19k▼
Trade receivables40€8k€195▼
Other amounts receivable41€16k€19k▲
Cash at bank and in hand54/58€3k-
Deferred charges and accrued income490/1€1k€336▼
Equity and liabilities
Total equity and liabilities10/49€30k€19k▼
Equity10/15€17k€7k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€14k€4k▼
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€14k€12k▼
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€6k€499▼
Taxes450/3€6k€499▼
Other amounts payable47/48€2k€955▼
Income statement
Code20242025
Non-recurring operating income76A-€413
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€126€698▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€12k€-5k▼
Operating profit (loss)9901€8k€-9k▼
Financial income75/76B€208€1k▲
Recurring financial income75€208€1k▲
Financial charges65/66B€521€950▲
Recurring financial charges65€521€950▲
Profit (loss) for the period before taxes9903€7k€-8k▼
Income taxes67/77€459-
Profit (loss) for the period9904€7k€-8k▼
Profit (loss) for the period to be appropriated9905€7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€5k▼
Profit (loss) brought forward from the previous period14P€8k€14k▲
Profit to be distributed694/7€930€955▲
Return on contributions (dividend)694€930€955▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
07-10
Bankruptcy
Judicial dissolution
Tribunal de l’entreprise du Hainaut, division Tournai · DUBART RONALD SRL- RUE BASSE 4/D, 7608 WIERS
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼150%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse(WIE) 4D7608 PéruwelzGround area
620 m²
Parcel 57090D0971/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
DUBART RONALD
since 20222.368.859.071
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57090D0971/00F000 | Wallonia | 620 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VARO
BE 0795.679.617
Retie · Eq €7k
TDM CONSTRUCT
BE 0879.945.101
La Louvière · Eq €7k
Rombouts Renovaties
BE 0872.796.496
Brecht · Eq €7k
Tech-Nick
BE 0745.472.714
Sint-Truiden · Eq €7k
MAGRIG
BE 0794.917.374
Drogenbos · Eq €7k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 8,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.