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Complete company report
Generated 27-07-2026
Active BE 0795.412.569Private limited company

DTO

Wellingstraat 109 B ·8730 Beernem, Belgium· 3 yrs active
Sector: Road freight transport (49410)
Conclusion Checked

The computed 12-month bankruptcy probability of DTO is 2.9% (moderate). The 2025 annual accounts show equity of €84k and a net result of €55k. Equity is growing by ~126.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 59 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €84k
Net result €55k
Staff (FTE) 12.2
Better than sector 31%
Snowflake analysis 5 axes · computed by Checked
Health51Profitability100Solvency7Growth78Stability94
66 / 100

Strong profile, led by profitability.

Health 51
Profitability 100
Solvency 7
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · verkort
€0€50k€100k€150kOperating result 2023: €19k€19kNet result 2023: €3k€3kOperating result 2024: €76k€76kNet result 2024: €19k€19kOperating result 2025: €151k€151kNet result 2025: €55k€55k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~126.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k€200k2026: €122k (€115k - €128k)2027: €159k (€152k - €165k)2028: €196k (€189k - €202k)2023: €10k2024: €29k2025: €84k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 9.0% 18.5%
better than 31% of 59 sector peers
Net result €55k €26k
better than 66% of 59 sector peers
Equity €84k €123k
better than 41% of 59 sector peers
Gross operating margin €1.06M €337k
better than 76% of 59 sector peers
Staff costs €588k €338k
higher than 63% of 45 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€304k
+66.3% -85% vs sector
Net profit
€55k
+190.7% +144% vs sector
Cash flow
€208k
+65.7% -88% vs sector
Total assets
€943k
+2.5% -97% vs sector
Equity
€84k
+187.8% -99% vs sector
Working capital
€-274k
-16.8% far below sector median
Employees (FTE)
12
-14.7% -95% vs sector
Staff costs
€588k
-21.7% -97% vs sector
Income taxes
€43k
- -14% vs sector
Debt
€858k
-3.6% -94% vs sector
Debt ≤ 1y
€621k
-1.1% -96% vs sector
Debt > 1y
€234k
-9.8% -73% vs sector
Current ratio
0.56
-10.8% -58% vs sector
Quick ratio
0.56
-10.8% -58% vs sector
Solvency
9.0%
+180.8% -80% vs sector
Debt / equity
10.16
-66.5% far above sector median
ROE
65.3%
+1.0% far above sector median
ROA
5.8%
+183.7% far above sector median
Interest coverage
5.73
+78.7% -99% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€304k
Net profit€55k
Cash flow€208k
Staff costs€588k
Income taxes€43k
Dividends-
Total assets€943k
Equity€84k
Debt€858k
of which ≤ 1y€621k
of which > 1y€234k
Working capital€-274k
Employees (FTE)12.2
Ratios (computed)
2025
Current ratio0.56
Quick ratio0.56
Working capital ratio-29.0%
Solvency9.0%
Debt / equity10.16
Long-term debt ratio2.77
Interest coverage5.73
Gross margin-
Net margin-
ROA5.8%
ROE65.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€943k
Fixed assets 21/28€596k
Intangible fixed assets 21€33k
Tangible fixed assets 22/27€542k
Financial fixed assets 28€21k
Current assets 29/58€347k
Amounts receivable within one year 40/41€280k
Cash & bank 54/58€43k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€943k
Equity 10/15€84k
Contributions / capital 10/11€8k
Reserves 13€77k
Accumulated profits (losses) 14€193
Amounts payable 17/49€858k
Amounts payable after one year 17€234k
Amounts payable within one year 42/48€621k
Trade debts payable within one year 44€199k
Income statement
Gross operating margin 9900€1.06M
Operating result 9901€151k
Financial income 75€785
Financial charges 65€53k
Result before taxes 9903€98k
Income taxes 67/77€43k
Net result for the period 9904€55k
Result to be appropriated 9905€55k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Road freight transport(49410)
Legal form Private limited company(610)
Incorporation27-12-2022
StatusActive
Postal code8730
Establishment units 1 location
DTO
Wellingstraat 109, 8730 BeernemGroothandel in andere consumentenartikelen, neg
since 20222.340.997.901
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31003G0265/00K002 Flanders 6,610 m² 1 · 3,091 m² 10.4 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
11-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
17-02-2025
State Gazette act Director changes
2024
30-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
17-02-2025 4 directors appointed, 2 resigning Director changes
  • Daels Sander, Bestuurder
  • Daels Steve, Bestuurder
  • Daels Sander, Dagelijks bestuur
  • Daels Steve, Dagelijks bestuur
  • CommV VANSTEF, Bestuurder
  • CommV VANSTEF, Dagelijks bestuur
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Opslag in koelpakhuizen en overige opslag52100Opslag52100Logistieke diensten52250Overige vervoerondersteunende activiteiten52290Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110
Primary activity highlighted.
Names & trade names
Legal nameNL DTO
Registered office
Wellingstraat 109 B
8730 Beernem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative