DSK CONSTRUCT
ActiveDSK CONSTRUCT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €2k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 95% of 5898 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
94
/ 100
Excellent▲ +32 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability6▲+6
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 29.75), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
61 d early
2022
35 d early
2021
33 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€153k▲ 1.3%
2023 · €151k
2018: €168k
2019: €168k
2020: €169k
2021: €161k
2022: €155k
2023: €151k
2018 → 2024
Total assets
€157k▲ 3.6%
2023 · €152k
2018: €791k
2019: €834k
2020: €591k
2021: €231k
2022: €191k
2023: €152k
2018 → 2024
Net result
€2k
2023 · €-5k
2018: €4k
2019: €179
2020: €808
2021: €-8k
2022: €114
2023: €-5k
2018 → 2024
Working capital
€125k▲ 9.4%
2023 · €115k
2018: €647k
2019: €649k
2020: €463k
2021: €133k
2022: €124k
2023: €115k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€169k-€161k▼ 4.7%€155k▼ 3.5%€151k▼ 3.0%€153k▲ 1.3%
Operating result€8k-€-5k€330€-5k€1k
Net result€808-€-8k€114€-5k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €1k after a loss of €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€26k▼ 24.8%
Current assets
€130k▲ 12.4%
Equity and liabilities €157k
Equity
€153k▲ 1.3%
Debt
€4k▲ 437%
The debt ratio rises from 0.5% to 2.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€10k
Cash flow
€11k
Solvency
97.2%▼
2023 · 99.5%
Current ratio
29.75
Quick ratio
29.70
Debt / equity
0.03▲
2023 · 0.01
ROE
1.3%▲
2023 · -3.1%
ROA
1.2%▲
2023 · -3.1%
Interest coverage
17.85
Debt
€4k▲
2023 · €813
Debt ≤ 1 year
€4k▲
2023 · €813
Income taxes
€1k▲
2023 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€152k€157k▲
Formation expenses20€1k€1k▼
Fixed assets21/28€35k€26k▼
Tangible fixed assets22/27€35k€26k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€115k€130k▲
Stocks and contracts in progress3€3k€238▼
Stocks30/36€3k€238▼
Amounts receivable within one year40/41€109k€116k▲
Trade receivables40€96k€72k▼
Other amounts receivable41€13k€45k▲
Cash at bank and in hand54/58€2k€12k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€152k€157k▲
Equity10/15€151k€153k▲
Contributions10/11€125k€125k=
Reserves13€9k€11k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€7k€9k▲
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€813€4k▲
Amounts payable within one year42/48€813€4k▲
Trade debts44€382€373▼
Suppliers440/4€382€373▼
Taxes, remuneration and social security45€431€4k▲
Taxes450/3€431€4k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€9k
Other operating charges640/8€366€658▲
Gross operating margin9900€-5k€11k▲
Operating profit (loss)9901€-5k€1k▲
Financial income75/76B€383€2k▲
Recurring financial income75€383€2k▲
Financial charges65/66B€46€556▲
Recurring financial charges65€46€556▲
Profit (loss) for the period before taxes9903€-5k€3k▲
Income taxes67/77€128€1k▲
Profit (loss) for the period9904€-5k€2k▲
Profit (loss) for the period to be appropriated9905€-5k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€19k▲
Profit (loss) brought forward from the previous period14P€22k€17k▼
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 31current ratio 141.98
Current ratio from 4.54 to 141.98; short-term debt falls from €35k to €813.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €114
Net result €114 after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k ▼1082%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
DE SPAEY Kris
CurrentDirector · since 07-12-2023
07-12-2023
DE SPAEY Kris: Resigned as Manager
07-12-2023
DE SPAEY Kris: Appointed as Director
07-12-2023
DE SPAEY André: Resigned as Manager
Location & real-estate footprint
Registered office, Deinze
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kijkuitstraat 89800 DeinzeGround area
708 m²
Building footprint
144 m²
Volume, LiDAR
753 m³
Parcel 44004A1175/00A000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004A1175/00A000 | Flanders | 708 m² | 1 · 144 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 315 EUR | 315 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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HENRI INVEST
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Of 1,272 companies in sector 81100 we hold annual accounts for 672. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2006
Fiscal year end31-12
Activities, NACEBEL
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.