DSGN
ActiveSummary
The computed 12-month bankruptcy probability of DSGN is 3.4% (moderate). The 2025 annual accounts show equity of €20k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 13305 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▼-2
Growth78=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.97 in 2024; short-term debt: 65.8% and cash: 34.7% of total assets), and 83.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.4%
Return on assets
29.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
29 d late
2023
13 d late
2022
4 d early
2021
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 41.5%
2024 · €35k
2021: €8k
2022: €40k
2023: €111k
2024: €35k
2021 → 2025
Total assets
€123k▼ 36.8%
2024 · €194k
2021: €134k
2022: €154k
2023: €217k
2024: €194k
2021 → 2025
Net result
€36k▼ 32.4%
2024 · €54k
2021: €9k
2022: €33k
2023: €71k
2024: €54k
2021 → 2025
Working capital
€-20k▼ 374%
2024 · €-4k
2021: €-23k
2022: €2k
2023: €72k
2024: €-4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€40k▲ 376%€111k▲ 177%€35k▼ 68.8%€20k▼ 41.5%
Operating result€11k-€40k▲ 278%€90k▲ 123%€74k▼ 18.2%€54k▼ 27.3%
Net result€9k-€33k▲ 269%€71k▲ 113%€54k▼ 23.6%€36k▼ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€62k ▼ 15.4%
Current assets
€61k ▼ 49.8%
Equity and liabilities €123k
Equity
€20k ▼ 41.5%
Debt
€103k ▼ 35.8%
Debt's share of the balance-sheet total rises from 82.2% to 83.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €97k
Cash flow
€59k▼
2024 · €77k
Current ratio
0.75▼
2024 · 0.97
Quick ratio
0.70▼
2024 · 0.90
Debt to equity
5.09▲
2024 · 4.63
ROE
180.7%▲
2024 · 156.3%
ROA
29.7%▲
2024 · 27.8%
Interest coverage
21.05▼
2024 · 81.14
Debt ≤ 1 year
€81k▼
2024 · €125k
Debt > 1 year
€22k▼
2024 · €35k
Income taxes
€14k▼
2024 · €19k
Staff costs
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€194k€123k▼
Fixed assets21/28€74k€62k▼
Tangible fixed assets22/27€73k€62k▼
Plant, machinery and equipment23€40k€34k▼
Furniture and vehicles24€9k€7k▼
Other tangible fixed assets26€24k€21k▼
Financial fixed assets28€450€450=
Current assets29/58€121k€61k▼
Stocks and contracts in progress3€8k€4k▼
Stocks30/36€8k€4k▼
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€1k€2k▲
Other amounts receivable41€6k€6k▼
Cash at bank and in hand54/58€97k€43k▼
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€194k€123k▼
Equity10/15€35k€20k▼
Contributions10/11€1k€1k=
Reserves13€34k€19k▼
Distributable reserves133€34k€19k▼
Amounts payable17/49€160k€103k▼
Amounts payable after more than one year17€35k€22k▼
Financial debts170/4€35k€22k▼
Amounts payable within one year42/48€125k€81k▼
Current portion of amounts payable after more than one year42€15k€13k▼
Trade debts44€12k€10k▼
Suppliers440/4€12k€10k▼
Taxes, remuneration and social security45€20k€10k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€79k€48k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€13k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k▼
Other operating charges640/8€1k€1,000▼
Gross operating margin9900€110k€95k▼
Operating profit (loss)9901€74k€54k▼
Financial income75/76B€101€67▼
Recurring financial income75€101€67▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€73k€50k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€54k€36k▼
Profit (loss) for the period to be appropriated9905€54k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€36k▼
Transfer from equity791/2€130k€33k▼
Transfer to equity691/2€54k€19k▼
To other reserves6921€54k€19k▼
Profit to be distributed694/7€130k€51k▼
Return on contributions (dividend)694€130k€51k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2021net €71k ▲113%
Operating result €90k, net result €71k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.26
Current ratio from 1.04 to 2.26.
31-12
Financial
Equity above €100kEq €111k ▲177%
3 profitable years in a row build equity to €111k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.04
Current ratio from 0.52 to 1.04.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
H. Moeremanslaan 281700 DilbeekGround area
2,406 m²
Building footprint
309 m²
Volume, LiDAR
2,325 m³
2 parcels, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Alenalaan 7, 1700 Dilbeek
since 20212.315.147.894
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0182/00R008 | Flanders | 1,433 m² | 1 · 104 m² | 15.9 m · 4 fl. |
| 23016B0272/00E000 | Flanders | 973 m² | 1 · 205 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.315.147.894
Similar companies · same sector, comparable size
S.M.A.L.L. Catering
BE 0568.839.870
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SG FOOD
BE 0780.822.482
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Baguetelle
BE 0755.920.406
Ronse · Eq €20,207
MBM COMPANY
BE 0676.643.393
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ASWAN
BE 0462.874.991
Aalter · Eq €20,170
Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,073 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2021
Fiscal year end31-12
Trade name NL
Dil' Gelati & Dolci
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.