DSD Dakwerken
ActiveThe computed 12-month bankruptcy probability of DSD Dakwerken is 2.8% (moderate). The 2025 annual accounts show negative equity (€-9k) and a net result of €19k. Equity is shrinking by ~99.5% per year across the filed fiscal years. Its solvency ranks better than 8% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency40▲+6
Growth58▲+26
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.52 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-10%
Return on assets
21.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-9k▲ 67.9%
2024 · €-28k
2023: €9k
2024: €-28k
2023 → 2025
Total assets
€89k▲ 84.8%
2024 · €48k
2023: €59k
2024: €48k
2023 → 2025
Net result
€19k
2024 · €-37k
2023: €9k
2024: €-37k
2023 → 2025
Working capital
€-19k▲ 48.0%
2024 · €-36k
2023: €4k
2024: €-36k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€-28k€-9k▲ 67.9%
Operating result€15k-€-31k€27k
Net result€9k-€-37k€19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €31k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€10k▲ 20.2%
Current assets
€78k▲ 99.0%
Key figures and ratios
EBITDA
€30k▲
2024 · €-29k
Cash flow
€22k▲
2024 · €-34k
Solvency
-10.0%▲
2024 · -57.6%
Current ratio
0.81▲
2024 · 0.52
Quick ratio
0.79▲
2024 · 0.30
Debt / equity
-11.00▼
2024 · -2.74
ROE
-211.7%▼
2024 · 132.4%
ROA
21.2%▲
2024 · -76.3%
Interest coverage
3.57▲
2024 · -5.08
Debt
€98k▲
2024 · €76k
Debt ≤ 1 year
€97k▲
2024 · €76k
Income taxes
€147▼
2024 · €158
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€89k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€4k€6k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24-€4k
Financial fixed assets28€4k€4k=
Current assets29/58€39k€78k▲
Stocks and contracts in progress3€16k€2k▼
Stocks30/36€16k€2k▼
Amounts receivable within one year40/41€18k€70k▲
Trade receivables40€3k€70k▲
Other amounts receivable41€15k€10▼
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€48k€89k▲
Equity10/15€-28k€-9k▲
Contributions10/11€100€100=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-37k€-18k▲
Amounts payable17/49€76k€98k▲
Amounts payable after more than one year17€50-
Other amounts payable178/9€50-
Amounts payable within one year42/48€76k€97k▲
Trade debts44€51k€44k▼
Suppliers440/4€51k€44k▼
Advances received on contracts in progress46-€16k
Taxes, remuneration and social security45€25k€36k▲
Taxes450/3€4k€4k▼
Remuneration and social security454/9€21k€32k▲
Other amounts payable47/48-€1k
Accrued charges and deferred income492/3€117€468▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-6k
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-27k€26k▲
Operating profit (loss)9901€-31k€27k▲
Financial income75/76B€418€163▼
Recurring financial income75€418€163▼
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€-37k€19k▲
Income taxes67/77€158€147▼
Profit (loss) for the period9904€-37k€19k▲
Profit (loss) for the period to be appropriated9905€-37k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-18k▲
Profit (loss) brought forward from the previous period14P-€-37k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-37k ▼513%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geuzestraat 189910 AalterGround area
406 m²
Building footprint
62 m²
Volume, LiDAR
177 m³
Parcel 44029A0494/00F000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DSD Dakwerken
since 20222.329.885.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0494/00F000 | Flanders | 406 m² | 1 · 61 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A TOUTE FUITE
BE 0479.733.789
Bièvre · Eq €9k
Dakwerken Klavertje Vier
BE 0848.815.227
Gent · Eq €9k
ROOF & WALL
BE 1014.938.120
Overijse · Eq €9k
NIVO INSTALL
BE 0458.693.105
Stabroek · Eq €9k
TOITURE PINO
BE 0741.717.923
Braine-le-Comte · Eq €9k
Of 8,481 companies in sector 43410 we hold annual accounts for 4,306. 2,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43110Demolition
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43421Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.