ERIC DE RYCKE
ActiveERIC DE RYCKE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €4k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 21.0 against 40.44 in 2024; short-term debt: 4.4% and cash: 55% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
2.8%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
2 d early
2022
on the day
2021
3 d early
2020
76 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€150k▲ 3.0%
2024 · €146k
2019: €113k
2020: €133k
2021: €140k
2022: €139k
2023: €145k
2024: €146k
2019 → 2025
Total assets
€157k▲ 5.3%
2024 · €149k
2019: €120k
2020: €138k
2021: €154k
2022: €154k
2023: €170k
2024: €149k
2019 → 2025
Net result
€4k▲ 469%
2024 · €770
2019: €7k
2020: €20k
2021: €7k
2022: €-625
2023: €6k
2024: €770
2019 → 2025
Working capital
€139k▲ 2.9%
2024 · €135k
2019: €109k
2020: €129k
2021: €138k
2022: €138k
2023: €135k
2024: €135k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€139k▼ 0.4%€145k▲ 4.6%€146k▲ 0.5%€150k▲ 3.0%
Operating result€13k-€2k▼ 82.1%€11k▲ 375%€2k▼ 79.1%€8k▲ 250%
Net result€7k-€-625€6k€770▼ 87.8%€4k▲ 469%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 250% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€12k▲ 4.1%
Current assets
€146k▲ 5.4%
Equity and liabilities €157k
Equity
€150k▲ 3.0%
Debt
€7k▲ 103%
The debt ratio rises from 2.3% to 4.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €4k
Cash flow
€7k▲
2024 · €2k
Solvency
95.6%▼
2024 · 97.7%
Current ratio
21.00▼
2024 · 40.44
Quick ratio
20.82▼
2024 · 40.03
Debt / equity
0.05▲
2024 · 0.02
ROE
2.9%▲
2024 · 0.5%
ROA
2.8%▲
2024 · 0.5%
Interest coverage
20.80▼
2024 · 62.70
Debt
€7k▲
2024 · €3k
Debt ≤ 1 year
€7k▲
2024 · €3k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€157k▲
Fixed assets21/28€11k€12k▲
Tangible fixed assets22/27€11k€12k▲
Land and buildings22€5k€5k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€50€50=
Current assets29/58€138k€146k▲
Amounts receivable after more than one year29€20k€20k=
Other amounts receivable291€20k€20k=
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€32k€38k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€27k€34k▲
Cash at bank and in hand54/58€84k€87k▲
Deferred charges and accrued income490/1€859-
Equity and liabilities
Total equity and liabilities10/49€149k€157k▲
Equity10/15€146k€150k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€127k€132k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€81k€86k▲
Amounts payable17/49€3k€7k▲
Amounts payable within one year42/48€3k€7k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€6k€13k▲
Operating profit (loss)9901€2k€8k▲
Financial charges65/66B€62€499▲
Recurring financial charges65€62€499▲
Profit (loss) for the period before taxes9903€2k€8k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€770€4k▲
Profit (loss) for the period to be appropriated9905€770€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€770€4k▲
Transfer to equity691/2€770€4k▲
To other reserves6921€770€4k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Equity above €150kEq €150k ▲3%
3 profitable years in a row build equity to €150k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 6current ratio 40.44
Current ratio from 6.41 to 40.44; short-term debt falls from €25k to €3k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-625 ▼109%
Net result drops to €-625, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €20k ▲202%
Operating result €29k, net result €20k, both a record.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekloseweg 799910 AalterGround area
1,615 m²
Building footprint
177 m²
Volume, LiDAR
971 m³
Parcel 44067A0726/00D000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eekloseweg 79, 9910 Aalter
since 20022.096.270.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44067A0726/00D000 | Flanders | 1,615 m² | 1 · 177 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,560 companies in sector 43410 we hold annual accounts for 4,351. 3,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2002
Fiscal year end30-06
Activities, NACEBEL
43410Roofing work
45220
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.