DSB DAKWERKEN
ActiveDSB DAKWERKEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €8k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-14
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 2.49 in 2024), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
13.7%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
9 d early
2021
3 d late
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 17.7%
2024 · €39k
2018: €16k
2019: €19k
2020: €22k
2021: €27k
2022: €38k
2023: €32k
2024: €39k
2018 → 2025
Total assets
€57k▼ 10.0%
2024 · €63k
2018: €37k
2019: €52k
2020: €49k
2021: €64k
2022: €66k
2023: €80k
2024: €63k
2018 → 2025
Net result
€8k▲ 0.6%
2024 · €8k
2018: €5k
2019: €2k
2020: €4k
2021: €5k
2022: €11k
2023: €-6k
2024: €8k
2018 → 2025
Working capital
€37k▲ 25.6%
2024 · €30k
2018: €11k
2019: €14k
2020: €19k
2021: €14k
2022: €27k
2023: €23k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€38k▲ 41.9%€32k▼ 16.3%€39k▲ 24.5%€46k▲ 17.7%
Operating result€5k-€19k▲ 310%€-2k€15k€14k▼ 7.5%
Net result€5k-€11k▲ 141%€-6k€8k€8k▲ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€9k▼ 34.1%
Current assets
€48k▼ 3.3%
Equity and liabilities €57k
Equity
€46k▲ 17.7%
Debt
€11k▼ 55.5%
The debt ratio falls from 37.8% to 18.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▼
2024 · €22k
Cash flow
€12k▼
2024 · €15k
Solvency
81.3%▲
2024 · 62.2%
Current ratio
4.49▲
2024 · 2.49
Quick ratio
4.49▲
2024 · 2.49
Debt / equity
0.23▼
2024 · 0.61
ROE
16.8%▼
2024 · 19.6%
ROA
13.7%▲
2024 · 12.2%
Interest coverage
4.12▼
2024 · 5.90
Debt
€11k▼
2024 · €24k
Debt ≤ 1 year
€11k▼
2024 · €20k
Income taxes
€4k▼
2024 · €4k
Staff costs
€170▲
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€63k€57k▼
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Land and buildings22€8k€7k▼
Plant, machinery and equipment23€585€438▼
Leasing and similar rights25€6k-
Other tangible fixed assets26-€2k
Financial fixed assets28€90€90=
Current assets29/58€50k€48k▼
Amounts receivable within one year40/41€25k€30k▲
Trade receivables40€8k€3k▼
Other amounts receivable41€17k€26k▲
Cash at bank and in hand54/58€13k€7k▼
Deferred charges and accrued income490/1€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€63k€57k▼
Equity10/15€39k€46k▲
Contributions10/11€11k€11k=
Reserves13€28k€35k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€26k€33k▲
Amounts payable17/49€24k€11k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€20k€11k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48-€833
Income statement
Code20242025
Non-recurring operating income76A-€12k
Remuneration, social security and pensions62€163€170▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€24k€19k▼
Operating profit (loss)9901€15k€14k▼
Financial income75/76B€676€2k▲
Recurring financial income75€676€2k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€12k€11k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€8k€8k▲
Profit (loss) for the period to be appropriated9905€8k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€8k▲
Transfer to equity691/2€8k€7k▼
To other reserves6921€8k€7k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-6k ▼155%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €11k ▲141%
Operating result €19k, net result €11k, both a record.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarstraat 159950 LievegemGround area
276 m²
Building footprint
165 m²
Volume, LiDAR
608 m³
Parcel 44072E0795/00W000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DSB DAKWERKEN
since 20072.162.633.014
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0795/00W000 | Flanders | 275 m² | 1 · 165 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
HOME CONCEPT ET SERVICES
BE 0749.484.059
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NYKY RENOVATION
BE 0776.838.158
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IEC FAÇADE
BE 1006.762.505
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IDEAL PEINTURE
BE 0750.500.579
Charleroi · Eq €47k
Magatech
BE 0774.644.968
Brussel · Eq €47k
Of 4,243 companies in sector 43230 we hold annual accounts for 1,230. 1,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-04-2007
Fiscal year end30-09
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43320Joinery installation
43332Laying of wooden floor and wall coverings
43341Painting of buildings
45421
45422
45432
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.