DRZ CONSULTING
ActiveSummary
The computed 12-month bankruptcy probability of DRZ CONSULTING is 1.7% (moderate). The 2024 annual accounts show equity of €5k and a net result of €842. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 19% of 8966 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-12
Solvency37▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.17 against 1.13 in 2023; short-term debt: 85.7% and cash: 10.4% of total assets), and 87.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.5%
Return on assets
2%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8966 sector peers (2024).
NBB · sector comparisonPosition among 8966 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
30 d late
2022
49 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€5k▲ 18.6%
2023 · €5k
2021: €4k
2022: €4k
2023: €5k
2021 → 2024
Total assets
€43k▲ 0.3%
2023 · €43k
2021: €34k
2022: €44k
2023: €43k
2021 → 2024
Net result
€842▲ 57.1%
2023 · €536
2021: €2k
2022: €420
2023: €536
2021 → 2024
Working capital
€6k▲ 26.6%
2023 · €5k
2021: €3k
2022: €4k
2023: €5k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€4k-€4k▲ 11.7%€5k▲ 13.4%€5k▲ 18.6%
Operating result€3k-€723▼ 71.9%€870▲ 20.3%€1k▲ 64.1%
Net result€2k-€420▼ 79.8%€536▲ 27.7%€842▲ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 64% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €43k
Equity
€5k ▲ 18.6%
Debt
€38k ▼ 1.8%
Debt's share of the balance-sheet total falls from 89.4% to 87.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1k▲
2023 · €1k
Cash flow
€904▼
2023 · €999
Current ratio
1.17▲
2023 · 1.13
Debt to equity
7.02▼
2023 · 8.48
ROE
15.7%▲
2023 · 11.8%
ROA
2.0%▲
2023 · 1.2%
Interest coverage
4.43▼
2023 · 7.30
Debt ≤ 1 year
€37k▼
2023 · €38k
Income taxes
€250▲
2023 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€43k€43k▲
Fixed assets21/28€61€0▼
Tangible fixed assets22/27€61€0▼
Furniture and vehicles24€61€0▼
Current assets29/58€43k€43k▲
Amounts receivable within one year40/41€40k€39k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€25k€27k▲
Cash at bank and in hand54/58€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€43k€43k▲
Equity10/15€5k€5k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€38k€38k▼
Amounts payable within one year42/48€38k€37k▼
Trade debts44-€855
Suppliers440/4-€855
Taxes, remuneration and social security45€5k€805▼
Taxes450/3€5k€805▼
Other amounts payable47/48€33k€35k▲
Accrued charges and deferred income492/3€384€772▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€462€61▼
Other operating charges640/8€384€387▲
Gross operating margin9900€2k€2k▲
Operating profit (loss)9901€870€1k▲
Financial charges65/66B€182€336▲
Recurring financial charges65€182€336▲
Profit (loss) for the period before taxes9903€687€1k▲
Income taxes67/77€151€250▲
Profit (loss) for the period9904€536€842▲
Profit (loss) for the period to be appropriated9905€536€842▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Profit (loss) brought forward from the previous period14P€3k€3k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €420 ▼79.8%
Net result drops to €420, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Martin Luther King 204460 Grâce-HollogneGround area
737 m²
Building footprint
98 m²
Volume, LiDAR
610 m³
Parcel 62046A0720/00E000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DRZ CONSULTING
since 20202.308.059.471
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0720/00E000 | Wallonia | 737 m² | 1 · 98 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MRSWING
BE 0869.904.512
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BE 0871.124.831
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TRIAXE SOLUTIONS
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BRANDshift
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CRISTAL'ID
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 1,577 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
47120Other non-specialised retail sale
62100Computer programming
62200Computer consultancy and computer facilities management
63910Web portal activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pascal.direnzo@gmail.com
Phone:+32494685959