DRIVEXPRESS
ActiveThe computed 12-month bankruptcy probability of DRIVEXPRESS is 8.0% (elevated). The 2025 annual accounts show equity of €8k and a net result of €2k. Equity is growing by ~70.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 4488 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency47▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
8.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.99 against 0.88 in 2024; short-term debt: 77.9% and cash: 42.5% of total assets), and 77.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
58 d early
2024
28 d late
2023
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▼ 57.6%
2024 · €6k
2023: €-3k
2024: €6k
2023 → 2025
Working capital
€-304▲ 81.8%
2024 · €-2k
2023: €-9k
2024: €-2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35-€6k▲ 16,342%€8k▲ 42.1%
Operating result€-3k-€6k€2k▼ 57.0%
Net result€-3k-€6k€2k▼ 57.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€8k▲ 14.2%
Current assets
€28k▲ 135%
Equity and liabilities €37k
Equity
€8k▲ 42.1%
Debt
€29k▲ 109%
The debt ratio rises from 70.6% to 77.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €8k
Cash flow
€4k▼
2024 · €8k
Solvency
22.1%▼
2024 · 29.4%
Current ratio
0.99▲
2024 · 0.88
Quick ratio
0.99▲
2024 · 0.88
Debt / equity
3.52▲
2024 · 2.40
ROE
29.6%▼
2024 · 99.4%
ROA
6.6%▼
2024 · 29.3%
Interest coverage
88.65▼
2024 · 213.04
Debt
€29k▲
2024 · €14k
Debt ≤ 1 year
€29k▲
2024 · €14k
Staff costs
€15k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19k€37k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28-€3k
Current assets29/58€12k€28k▲
Amounts receivable within one year40/41€3k€12k▲
Trade receivables40€310€3k▲
Other amounts receivable41€3k€9k▲
Cash at bank and in hand54/58€9k€16k▲
Deferred charges and accrued income490/1€257€506▲
Equity and liabilities
Total equity and liabilities10/49€19k€37k▲
Equity10/15€6k€8k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€5k▲
Amounts payable17/49€14k€29k▲
Amounts payable within one year42/48€14k€29k▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€473-
Remuneration and social security454/9€7k€19k▲
Other amounts payable47/48-€380
Income statement
Code20242025
Remuneration, social security and pensions62€5k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€307€1k▲
Gross operating margin9900€13k€21k▲
Operating profit (loss)9901€6k€2k▼
Financial charges65/66B€36€49▲
Recurring financial charges65€36€49▲
Profit (loss) for the period before taxes9903€6k€2k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€-3k€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-02-2024
Arktout Ismail: Resigned as Director
02-04-2023
Benatia Ibrahim: Resigned as Manager
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Carpentierstraat 361070 AnderlechtGround area
244 m²
Building footprint
215 m²
Volume, LiDAR
2,346 m³
2 parcels, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
DRIVEXPRESS
since 20232.348.818.079
La Pizzetta
since 20252.374.903.656
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305C0253/00E005 | Brussels | 140 m² | 1 · 111 m² | 15.6 m · 4 fl. |
| 21308H0465/00E002 | Brussels | 104 m² | 1 · 104 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.374.903.656
Similar companies · same sector, comparable size
M.L.A.A. Group
BE 1005.772.016
Brugge · Eq €8k
B.O.U. TAX
BE 0461.902.815
Sint-Jans-Molenbeek · Eq €8k
GEFICO
BE 0429.927.556
Asse · Eq €8k
ICA BELGIUM
BE 0841.579.819
Schaarbeek · Eq €8k
ARRAS COMPAGNIE
BE 1000.970.615
Grimbergen · Eq €8k
Of 7,002 companies in sector 49320 we hold annual accounts for 2,712. 2,032 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2023
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
49410Freight transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
49310Scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
52250Logistics services
52290Warehousing and support activities for transportation
56112Limited-service restaurants, excluding mobile food services
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:pizzettapatz@gmail.com