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Chris Navette

Active
Private limited companyfounded 20233 yrs activeRue Tahon 55, 6041 Charleroi, BelgiumKBO/BCE: BE 0805.630.629
Summary

The computed 12-month bankruptcy probability of Chris Navette is 4.0% (elevated). The 2025 annual accounts show equity of €7,754 and a net result of €1,308. Equity is growing by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 5606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Chris NavetteActiveChecked score 49/100
Risk analysis ReportCompare

Overview

Activity
Non-scheduled passenger transport by road
NACE 49320Land transport and transport via pipelines NACE 49390
1 site
Size
€43,114total assets 2025
Equity
€7,754
Profit
€1,308
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
4.0%
Structure
Board
1 member
Accounts filed 35 d late1 of 3 deeds read
Why 49- Founded in 2023- Sector Land transport and transport via pipelines (NACE 49)- Size: total assets €43,114+ Liquidity: current ratio 0.95, cash €18,773Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 56% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 43+5
equity 18.0% of total assets
Liquidity 74+8
short-term debt 50.8% · cash 43.5%
Profitability 73-4
return on assets 3.0%
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,056 companies)
Last 24 months 11-2024: 1.5%lowest value 12-2024: 1.5%● 0.0% vs 11-2024lowest value 01-2025: 1.5%▲ +5.5% vs 12-2024 02-2025: 1.5%● 0.0% vs 01-2025 03-2025: 1.6%▲ +2.5% vs 02-2025 04-2025: 1.7%▲ +8.9% vs 03-2025 05-2025: 1.8%▲ +2.0% vs 04-2025 06-2025: 1.8%▼ -0.3% vs 05-2025 07-2025: 1.9%▲ +7.9% vs 06-2025 08-2025: 2.6%▲ +35.3% vs 07-2025 09-2025: 2.7%▲ +7.0% vs 08-2025 10-2025: 2.8%▲ +0.4% vs 09-2025 11-2025: 2.8%● 0.0% vs 10-2025 12-2025: 2.8%● 0.0% vs 11-2025 01-2026: 2.7%▼ -0.9% vs 12-2025 02-2026: 2.7%● 0.0% vs 01-2026 03-2026: 2.8%▲ +1.6% vs 02-2026 04-2026: 2.9%▲ +4.0% vs 03-2026 05-2026: 2.9%● +0.0% vs 04-2026 06-2026: 4.9%▲ +69.8% vs 05-2026 07-2026: 5.1%▲ +4.4% vs 06-2026 08-2026: 6.1%▲ +20.1% vs 07-2026 09-2026: 6.2%▲ +0.2% vs 08-2026highest value 10-2026: 4.0%▼ -34.6% vs 09-2026
  • Founded in 2023 raises the probability for this profile
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Liquidity: current ratio 0.95, cash €18,773 lowers the probability
  • Size: total assets €43,114 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.95 against 0.81 in 2024; short-term debt: 50.8% and cash: 43.5% of total assets), and 82% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 29%, liquidity 80%, profitability 49%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 0.95, cash €18,773
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €43,114
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
35 d late
2024
27 d late
2023
6 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 23 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignation: Christian Paradijs (director)Appointment: Abdeltiv Sridi (director) ·…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Board changedlatest change 31-03-2026 · 1 in office 1 joined · 1 left View
  • Total assets 20253 fiscal years filed €43,114 View
  • Active since 2023founded 08-09-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€43,114
Profit
€1,308
Solvency
18.0%
Total assets▼ 12.9%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 04-09-2026Annual accounts filed
  2. 11-05-2026Resignation: Christian Paradijs (director)
  3. 27-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-scheduled passenger transport by roadNACE 49320
Founded
08-09-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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