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4BETTERAGILE

Active
Private limited companyfounded 20223 yrs activeZeedijk 155, 8400 Oostende, BelgiumKBO/BCE: BE 0792.865.429
Summary

The computed 12-month bankruptcy probability of 4BETTERAGILE is 5.1% (elevated). The 2025 annual accounts show negative equity (-€384) and a net result of -€778. Equity is shrinking by ~413.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 7625 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-54
Growth32=
Track record94
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€384
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
2 d early
2024
4 d late
2023
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 October 2022, 4BETTERAGILE was incorporated as a Private limited company.1 Of the 2 current board members, Rudolf Vaginakovitch Isakhanyan has served longest, since 2026.2 Total assets went from EUR 4,110 in 2023 to EUR 1,064 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-05-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€384
2024 · €393
Total assets
€1,064▼ 20.6%
2024 · €1,340
Net result
-€778▲ 68.6%
2024 · -€2,477
Working capital
€116
2024 · -€309
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€2,013--€2,416-€778▲ 67.8%
Net result€1,671within the sector's middle half--€2,477below the sector's middle half-€778within the sector's middle half▲ 68.6%
Equity€2,871below the sector's middle half-€393below the sector's middle half▼ 86.3%-€384below the sector's middle half
Total assets€4,110below the sector's middle half-€1,340below the sector's middle half▼ 67.4%€1,064below the sector's middle half▼ 20.6%
Debt€1,239-€947▼ 23.6%€1,448▲ 53.0%
Working capital€2,348within the sector's middle half--€309below the sector's middle half€116below the sector's middle half
above within below the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000Operating result 2023: €2,013€2,013Net result 2023: €1,671€1,671Operating result 2024: -€2,416-€2,416Net result 2024: -€2,477-€2,477Operating result 2025: -€778-€778Net result 2025: -€778-€778202320242025-€4,000-€2,000€0€2,000Operating result 2023: €2,013€2,010Net result 2023: €1,671€1,670Operating result 2024: -€2,416-€2,420Net result 2024: -€2,477-€2,480Operating result 2025: -€778-€778Net result 2025: -€778-€778202320242025
The operating result stays negative: a loss of €778 in 2025 against €2,416 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€948▲
2024 · €447
Ratios withheld: a balance sheet total of €1,064 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,340€1,064▼
Fixed assets21/28€1,202-
Tangible fixed assets22/27€1,202-
Plant, machinery and equipment23€900-
Furniture and vehicles24€303-
Current assets29/58€138€1,064▲
Amounts receivable within one year40/41€136€1,064▲
Other amounts receivable41€136€1,064▲
Cash at bank and in hand54/58€2-
Equity and liabilities
Total equity and liabilities10/49€1,340€1,064▼
Equity10/15€393-€384▼
Contributions10/11€1,200€1,200=
Reserves13€1,671€1,671=
Distributable reserves133€1,671€1,671=
Profit (loss) carried forward14-€2,477-€3,255▼
Amounts payable17/49€947€1,448▲
Amounts payable within one year42/48€447€948▲
Trade debts44-€791
Suppliers440/4-€791
Taxes, remuneration and social security45-€157
Taxes450/3-€157
Other amounts payable47/48€447-
Accrued charges and deferred income492/3€500€500=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€568-
Other operating charges640/8€178-
Non-recurring operating charges66A-€124
Gross operating margin9900-€1,670-€654▲
Operating profit (loss)9901-€2,416-€778▲
Financial charges65/66B€62-
Recurring financial charges65€62-
Profit (loss) for the period before taxes9903-€2,477-€778▲
Profit (loss) for the period9904-€2,477-€778▲
Profit (loss) for the period to be appropriated9905-€2,477-€778▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,477-€3,255▼
Profit (loss) brought forward from the previous period14P--€2,477

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137€568--
Other operating charges640/8€50€178--
Non-recurring operating charges66A--€124-
Gross operating margin9900€2,201-€1,670-€654▲ 60.8%
Operating profit (loss)9901€2,013-€2,416-€778▲ 67.8%
Financial income75/76B€86---
Recurring financial income75€86---
Financial charges65/66B€14€62--
Recurring financial charges65€14€62--
Profit (loss) for the period before taxes9903€2,086-€2,477-€778▲ 68.6%
Income taxes67/77€415---
Profit (loss) for the period9904€1,671-€2,477-€778▲ 68.6%
Profit (loss) for the period to be appropriated9905€1,671-€2,477-€778▲ 68.6%
Line202320242025Change
Assets
Total assets20/58€4,110€1,340€1,064▼ 20.6%
Fixed assets21/28€523€1,202--
Tangible fixed assets22/27€523€1,202--
Plant, machinery and equipment23-€900--
Furniture and vehicles24€523€303--
Current assets29/58€3,587€138€1,064▲ 671%
Amounts receivable within one year40/41€3,487€136€1,064▲ 685%
Other amounts receivable41€3,487€136€1,064▲ 685%
Cash at bank and in hand54/58€14€2--
Deferred charges and accrued income490/1€86---
Equity and liabilities
Total equity and liabilities10/49€4,110€1,340€1,064▼ 20.6%
Equity10/15€2,871€393-€384▼ 198%
Contributions10/11€1,200€1,200€1,200=
Reserves13€1,671€1,671€1,671=
Distributable reserves133€1,671€1,671€1,671=
Profit (loss) carried forward14--€2,477-€3,255▼ 31.4%
Amounts payable17/49€1,239€947€1,448▲ 53.0%
Amounts payable within one year42/48€1,239€447€948▲ 112%
Trade debts44€824-€791-
Suppliers440/4€824-€791-
Taxes, remuneration and social security45€415-€157-
Taxes450/3€415-€157-
Other amounts payable47/48-€447--
Accrued charges and deferred income492/3-€500€500=
Line202320242025Change
Profit (loss) for the period9904€1,671-€2,477-€778▲ 68.6%
+ Depreciation and write-downs630€137€568--
Operating cash flow (approximation)€1,808-€1,910-€778▲ 59.3%
Investment in fixed assets (approximation)--€1,247--
Change in cash--€11--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-06
State Gazette act Resignations & appointments · Miscellaneous
Correction · Board composition5 facts ▸
  • Correction, full, annulment
  • Other statement, niet-statutaire bestuurder, annulment of appointment as non-statutory director
  • Other statement, niet-statutaire bestuurder, annulment of appointment as non-statutory director
  • Board composition, Gor Melik-Shahnazaryan (director)
  • Board composition, Davit Melik-Shahnazaryan (director)
20-05
State Gazette act Appointments: Svetlana Borisovna Isakhanyan (non-statutory director) and Rudolf Vaginakovitch Isakhanyan (non-statutory director)
3 facts ▸
  • General meeting, 23-04-2026
  • Director appointment, Svetlana Borisovna Isakhanyan (non-statutory director)
  • Director appointment, Rudolf Vaginakovitch Isakhanyan (non-statutory director)
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Liquidity quadruplescurrent ratio 1.12
Current ratio from 0.31 to 1.12.
04-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial Weakest financial yearnet -€2,477
Net result drops to -€2,477, the lowest in the series; recovery starts the following year.
08-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 directors, last change in 2026
Rudolf Vaginakovitch Isakhanyan
Non-statutory director · since 23-04-2026
Current
Svetlana Borisovna Isakhanyan
Non-statutory director · since 23-04-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
158 m²
Building footprint
145 m²
Volume, LiDAR
2,638 m³
Parcel 35384A0089/00P030, Flanders · tallest building 29.1 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
4BETTERAGILE
Zeedijk 155, 8400 OostendeGeneral construction of residential buildings
since 20222.338.827.376
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35384A0089/00P030 Flanders 158 m² 1 · 144 m² 29.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

2 people since 2026, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Rudolf Vaginakovitch Isakhanyan
  • Non-statutory director, from 23-04-2026 to date
Svetlana Borisovna Isakhanyan
  • Non-statutory director, from 23-04-2026 to date
See the board, name and seat on a given date →

Articles of association

Other statement
One provision in the deed

Structure & network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,766 companies in this sector we hold annual accounts for 16,066. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-10-2022
Fiscal year end30-06
Legal name NL DRG CONSTRUCTION GROUP
Activities, NACEBEL 2025
41001General construction of residential buildings
70200Business and other management consultancy
63920Other information service activities
68110Buying and selling of own real estate
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0792865429
Also 9925:BE0792865429
Registered 29-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.