DREUW
ActiveDREUW has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €528k and a net result of €61k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 60% of 4122 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-41
Solvency85▲+5
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.69 in 2024), but 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
5.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €528k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
59 d early
2023
48 d early
2022
75 d early
2021
25 d early
2020
86 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0
EBIT margin
Not included in this filing
Net result
€61k▼ 33.6%
2024 · €91k
2018: €-40k
2019: €-46k
2020: €10k
2021: €-34k
2022: €625
2023: €-51k
2024: €91k
2018 → 2025
Working capital
€504k▲ 15.3%
2024 · €437k
2018: €475k
2019: €358k
2020: €394k
2021: €375k
2022: €376k
2023: €358k
2024: €437k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0
Equity€427k-€427k▲ 0.1%€376k▼ 12.0%€467k▲ 24.2%€528k▲ 13.0%
Operating result€-21k-€12k€-22k€118k€82k▼ 30.5%
Net result€-34k-€625€-51k€91k€61k▼ 33.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€30k▼ 32.7%
Current assets
€1.14M▲ 6.9%
Equity and liabilities €1.17M
Equity
€528k▲ 13.0%
Debt
€644k▼ 0.2%
The debt ratio falls from 58.0% to 55.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€103k▼
2024 · €138k
Cash flow
€81k▼
2024 · €111k
Solvency
45.0%▲
2024 · 42.0%
Current ratio
1.79▲
2024 · 1.69
Quick ratio
0.70▲
2024 · 0.69
Debt / equity
1.22▼
2024 · 1.38
ROE
11.5%▼
2024 · 19.5%
ROA
5.2%▼
2024 · 8.2%
Interest coverage
3.64▼
2024 · 3.86
Debt
€644k▼
2024 · €645k
Debt ≤ 1 year
€638k▲
2024 · €631k
Debt > 1 year
€0▼
2024 · €9k
Income taxes
€6k▼
2024 · €9k
Staff costs
€345k▲
2024 · €326k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€1.17M▲
Fixed assets21/28€44k€30k▼
Tangible fixed assets22/27€44k€30k▼
Land and buildings22€1k€886▼
Plant, machinery and equipment23€19k€16k▼
Furniture and vehicles24€24k€13k▼
Current assets29/58€1.07M€1.14M▲
Stocks and contracts in progress3€634k€692k▲
Stocks30/36€634k€692k▲
Amounts receivable within one year40/41€379k€418k▲
Trade receivables40€375k€415k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€40k€15k▼
Deferred charges and accrued income490/1€15k€17k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€1.17M▲
Equity10/15€467k€528k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€106k€166k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€100k€160k▲
Profit (loss) carried forward14€299k€300k▲
Amounts payable17/49€645k€644k▼
Amounts payable after more than one year17€9k€0▼
Financial debts170/4€9k€0▼
Amounts payable within one year42/48€631k€638k▲
Current portion of amounts payable after more than one year42€9k€9k▼
Financial debts43€430k€401k▼
Credit institutions430/8€430k€401k▼
Trade debts44€67k€123k▲
Suppliers440/4€67k€123k▲
Taxes, remuneration and social security45€78k€64k▼
Taxes450/3€50k€34k▼
Remuneration and social security454/9€28k€30k▲
Other amounts payable47/48€47k€42k▼
Accrued charges and deferred income492/3€6k€6k▲
Income statement
Code20242025
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Remuneration, social security and pensions62€326k€345k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€470k€453k▼
Operating profit (loss)9901€118k€82k▼
Financial income75/76B€18k€13k▼
Recurring financial income75€6k€13k▲
Non-recurring financial income76B€12k-
Financial charges65/66B€36k€28k▼
Recurring financial charges65€36k€28k▼
Profit (loss) for the period before taxes9903€100k€67k▼
Income taxes67/77€9k€6k▼
Profit (loss) for the period9904€91k€61k▼
Profit (loss) for the period to be appropriated9905€91k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€389k€360k▼
Profit (loss) brought forward from the previous period14P€298k€299k▲
Transfer to equity691/2€90k€60k▼
To other reserves6921€90k€60k▼
Social balance
Average headcount (FTE)90876.36.8▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €500kEq €528k ▲13%
2 profitable years in a row build equity to €528k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €91k
Net result €91k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-51k ▼8305%
Net result drops to €-51k, the lowest in the series; recovery starts the following year.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €625
Net result €625 after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hochstrasse 304730 Raeren1 establishment unit
GARAGE DREUW
since 19872.031.605.414
Similar companies · same sector, comparable size
VAN ACKER MOTORS
BE 0860.832.240
Lochristi · Eq €527k
D K CARS
BE 0472.972.097
Grimbergen · Eq €529k
L.D. MOTORS
BE 0876.667.786
Vilvoorde · Eq €526k
AUTOHANDEL ROBBY
BE 0645.637.938
Brugge · Eq €530k
C-CONNECT
BE 0699.679.311
Sint-Niklaas · Eq €525k
Of 10,618 companies in sector 47811 we hold annual accounts for 5,192. 3,400 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1987
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50103
50200
47820Retail sale of motor vehicle parts and accessories
47300Retail sale of automotive fuel
50302
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.