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VAN ACKER MOTORS

Active
Private limited companyfounded 200322 yrs activeKapiteinsstraat 29, 9080 Lochristi, BelgiumKBO/BCE: BE 0860.832.240

VAN ACKER MOTORS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €527k and a net result of €13k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
81 / 100
Excellent▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-26
Solvency96▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.94 in 2024), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.1%
Return on assets
1.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
1 d early
2023
26 d early
2022
27 d early
2021
11 d early
2020
4 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€527k▲ 2.5%
2024 · €515k
2018: €250k 2019: €317k 2020: €321k 2021: €353k 2022: €385k 2023: €475k 2024: €515k
2018 → 2025
Total assets
€835k▼ 4.0%
2024 · €870k
2018: €696k 2019: €748k 2020: €842k 2021: €735k 2022: €860k 2023: €1.07M 2024: €870k
2018 → 2025
Net result
€13k▼ 67.9%
2024 · €39k
2018: €-37k 2019: €67k 2020: €4k 2021: €32k 2022: €33k 2023: €90k 2024: €39k
2018 → 2025
Working capital
€266k▼ 20.6%
2024 · €335k
2018: €155k 2019: €116k 2020: €76k 2021: €59k 2022: €140k 2023: €196k 2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€353k-€385k▲ 9.3%€475k▲ 23.4%€515k▲ 8.3%€527k▲ 2.5%
Operating result€47k-€48k▲ 2.5%€120k▲ 151%€57k▼ 52.4%€22k▼ 61.8%
Net result€32k-€33k▲ 4.4%€90k▲ 173%€39k▼ 56.3%€13k▼ 67.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €47k€47kNet result 2021: €32k€32kOperating result 2022: €48k€48kNet result 2022: €33k€33kOperating result 2023: €120k€120kNet result 2023: €90k€90kOperating result 2024: €57k€57kNet result 2024: €39k€39kOperating result 2025: €22k€22kNet result 2025: €13k€13k20212022202320242025
The operating result has fallen two years in a row; 2025 is 62% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €835k
Fixed assets €262k▲ 45.3%
Current assets €574k▼ 16.9%
Equity and liabilities €835k
Equity €527k▲ 2.5%
Debt €308k▼ 13.4%
The debt ratio falls from 40.8% to 36.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€57k
2024 · €100k
Cash flow
€48k
2024 · €82k
Solvency
63.1%
2024 · 59.2%
Current ratio
1.86
2024 · 1.94
Quick ratio
0.60
2024 · 1.11
Debt / equity
0.58
2024 · 0.69
ROE
2.4%
2024 · 7.6%
ROA
1.5%
2024 · 4.5%
Interest coverage
11.04
2024 · 15.16
Debt
€308k
2024 · €355k
Debt ≤ 1 year
€308k
2024 · €355k
Income taxes
€4k
2024 · €12k
Staff costs
€113k
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€870k€835k
Fixed assets21/28€180k€262k
Tangible fixed assets22/27€180k€262k
Furniture and vehicles24€180k€262k
Current assets29/58€690k€574k
Stocks and contracts in progress3€296k€389k
Stocks30/36€296k€389k
Amounts receivable within one year40/41€86k€33k
Trade receivables40€86k€23k
Other amounts receivable41-€11k
Cash at bank and in hand54/58€270k€143k
Deferred charges and accrued income490/1€39k€9k
Equity and liabilities
Total equity and liabilities10/49€870k€835k
Equity10/15€515k€527k
Contributions10/11€19k€19k=
Reserves13€496k€509k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€494k€509k
Amounts payable17/49€355k€308k
Amounts payable within one year42/48€355k€308k
Trade debts44€38k€39k
Suppliers440/4€38k€39k
Taxes, remuneration and social security45€64k€37k
Taxes450/3€39k€21k
Remuneration and social security454/9€25k€17k
Other amounts payable47/48€254k€231k
Income statement Code20242025
Non-recurring operating income76A€27k€27k
Remuneration, social security and pensions62€129k€113k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€35k
Other operating charges640/8€9k€10k
Non-recurring operating charges66A-€959
Gross operating margin9900€238k€181k
Operating profit (loss)9901€57k€22k
Financial income75/76B€471-
Recurring financial income75€471-
Financial charges65/66B€7k€5k
Recurring financial charges65€7k€5k
Profit (loss) for the period before taxes9903€51k€17k
Income taxes67/77€12k€4k
Profit (loss) for the period9904€39k€13k
Profit (loss) for the period to be appropriated9905€39k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€39k€13k
Transfer to equity691/2€39k€13k
To other reserves6921€39k€13k
Social balance
Average headcount (FTE)90871.01.0=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial Equity above €500kEq €515k ▲8.3%
6 profitable years in a row build equity to €515k.
04-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Highest result since 2018net €90k ▲173%
Operating result €120k, net result €90k, both a record.
03-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Back to profitnet €67k
Net result €67k after one loss-making year.
02-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 4 days late
2017
05-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 2 establishment units since 2003
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapiteinsstraat 299080 Lochristi
Ground area
1.7 ha
Building footprint
2,882 m²
Volume, LiDAR
11,587 m³
2 parcels, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VAN ACKER MOTORS
Kapiteinsstraat 29, 9080 LochristiNACE 50103
since 20032.133.453.038
VAN ACKER MOTORS
Dijkstraat 2, 9160 LokerenNACE 50101
since 20072.162.451.484
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46382B0840/00G000 Flanders 8,460 m² 1 · 271 m² 7.3 m · 2 fl.
44034A0273/00V000 Flanders 8,049 m² 1 · 2,610 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,615 companies in sector 47811 we hold annual accounts for 5,192. 3,399 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-10-2003
Fiscal year end30-09
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
45194
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45310
46180Agents specialised in the wholesale of other particular products
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
50101
50102
50104
50200
50301
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.