DRESS-CODE ONE
ActiveDRESS-CODE ONE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €272k and a net result of €107k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 71% of 11185 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+22
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 1.64 in 2024), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
26.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
43 d early
2023
30 d late
2022
4 d early
2021
31 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€272k▲ 65.1%
2024 · €164k
2018: €190k
2019: €234k
2020: €284k
2021: €310k
2022: €242k
2023: €260k
2024: €164k
2018 → 2025
Total assets
€399k▲ 0.7%
2024 · €396k
2018: €336k
2019: €358k
2020: €356k
2021: €379k
2022: €424k
2023: €392k
2024: €396k
2018 → 2025
Net result
€107k▲ 34.3%
2024 · €80k
2018: €50k
2019: €64k
2020: €70k
2021: €46k
2022: €63k
2023: €87k
2024: €80k
2018 → 2025
Working capital
€263k▲ 75.9%
2024 · €149k
2018: €184k
2019: €225k
2020: €281k
2021: €311k
2022: €237k
2023: €245k
2024: €149k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€242k▼ 21.7%€260k▲ 7.1%€164k▼ 36.7%€272k▲ 65.1%
Operating result€62k-€79k▲ 26.5%€120k▲ 52.7%€95k▼ 20.6%€134k▲ 40.4%
Net result€46k-€63k▲ 37.7%€87k▲ 39.1%€80k▼ 8.6%€107k▲ 34.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €399k
Fixed assets
€16k▲ 5.3%
Current assets
€383k▲ 0.5%
Equity and liabilities €399k
Equity
€272k▲ 65.1%
Debt
€127k▼ 45.1%
The debt ratio falls from 58.5% to 31.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€139k▲
2024 · €100k
Cash flow
€112k▲
2024 · €84k
Solvency
68.1%▲
2024 · 41.5%
Current ratio
3.19▲
2024 · 1.64
Quick ratio
2.32▲
2024 · 1.18
Debt / equity
0.47▼
2024 · 1.41
ROE
39.4%▼
2024 · 48.5%
ROA
26.9%▲
2024 · 20.1%
Interest coverage
194.46▲
2024 · 47.39
Debt
€127k▼
2024 · €232k
Debt ≤ 1 year
€120k▼
2024 · €232k
Income taxes
€37k▲
2024 · €27k
Staff costs
€42k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€396k€399k▲
Fixed assets21/28€15k€16k▲
Tangible fixed assets22/27€15k€16k▲
Land and buildings22€984-
Plant, machinery and equipment23€9k-
Furniture and vehicles24€5k-
Other tangible fixed assets26-€16k
Current assets29/58€381k€383k▲
Stocks and contracts in progress3€109k€104k▼
Stocks30/36€109k€104k▼
Amounts receivable within one year40/41€10k-
Trade receivables40€0-
Other amounts receivable41€10k-
Cash at bank and in hand54/58€263k€276k▲
Deferred charges and accrued income490/1€33€3k▲
Equity and liabilities
Total equity and liabilities10/49€396k€399k▲
Equity10/15€164k€272k▲
Contributions10/11€7k€7k=
Reserves13€39k€39k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€37k€39k▲
Profit (loss) carried forward14€118k€225k▲
Amounts payable17/49€232k€127k▼
Amounts payable within one year42/48€232k€120k▼
Trade debts44€36k€100k▲
Suppliers440/4€36k€100k▲
Advances received on contracts in progress46€500-
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€14k€14k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€175k€788▼
Accrued charges and deferred income492/3-€7k
Income statement
Code20242025
Remuneration, social security and pensions62€45k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€951▼
Gross operating margin9900€146k€181k▲
Operating profit (loss)9901€95k€134k▲
Financial income75/76B€13k€11k▼
Recurring financial income75€13k€11k▼
Financial charges65/66B€2k€713▼
Recurring financial charges65€2k€713▼
Profit (loss) for the period before taxes9903€106k€144k▲
Income taxes67/77€27k€37k▲
Profit (loss) for the period9904€80k€107k▲
Profit (loss) for the period to be appropriated9905€80k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€293k€225k▼
Profit (loss) brought forward from the previous period14P€213k€118k▼
Profit to be distributed694/7€175k-
Return on contributions (dividend)694€175k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €107k ▲34.3%
Operating result €134k, net result €107k, both a record.
31-12
Financial
Equity above €200kEq €272k ▲65.1%
8 profitable years in a row build equity to €272k.
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €46k ▼34.7%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Equity above €200kEq €234k ▲23.2%
2 profitable years in a row build equity to €234k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
De Wit Karin
CurrentDirector · since 02-05-2024
02-05-2024
De Wit Karin: Appointed as Director
02-05-2024
VERBERGHT Daniëlle Georgette Joseph: Resigned as Director
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnegemsteenweg 39D2970 SchildeGround area
509 m²
Building footprint
169 m²
Volume, LiDAR
724 m³
Parcel 11041C0010/00R000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DRESS-CODE ONE
since 20052.146.088.376
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0010/00R000 | Flanders | 509 m² | 1 · 169 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STARSMADE CONSULTING
BE 0898.058.464
Orp-Jauche · Eq €271k
W & S INTERNATIONAL
BE 0829.380.484
Sint-Katelijne-Waver · Eq €269k
ZEN-ART
BE 0674.533.545
Kasterlee · Eq €275k
GREEN QUEENS
BE 0666.991.202
Antwerpen · Eq €277k
FOYRTEX
BE 0824.121.502
Verviers · Eq €286k
Of 1,299 companies in sector 46423 we hold annual accounts for 807. 556 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2005
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
51421
52421
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.