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Complete company report
Generated 08-08-2026
Active BE 0785.273.396Public limited company

DREAMT

Avenue Jean Mermoz 1 ·6041 Charleroi, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of DREAMT is 3.7% (moderate). The 2024 annual accounts show negative equity (€-4k) and a net result of €-37k. Equity is shrinking by ~99.2% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-4k
Net result €-37k
Active 4 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health32Profitability100Solvency50Growth32Stability94
62 / 100

Strong profile, led by profitability.

Health 32
Profitability 100
Solvency 50
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
32 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 13-08-2025 with the NBB · fiscal year 2024 · micro
€-40k€-30k€-20k€-10k€0Operating result 2022: €-3k€-3kNet result 2022: €-9k€-9kOperating result 2023: €-2k€-2kNet result 2023: €-28k€-28kOperating result 2024: €-2k€-2kNet result 2024: €-37k€-37k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~99.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-150k€-100k€-50k€0€50k2025: €-37k (€-37k - €-36k)2026: €-69k (€-69k - €-69k)2027: €-101k (€-102k - €-101k)2022: €61k2023: €33k2024: €-4k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Net profit
€-37k
-30.8% 22-24
Total assets
€1.31M
+15.1% 22-24
Equity
€-4k
- 22-24
Debt
€1.32M
+18.8% 22-24
Debt > 1y
€1.30M
+18.2% 22-24
Solvency
-0.3%
- 22-24
Debt / equity
-324.19
- 22-24
ROE
906.7%
- 22-24
ROA
-2.8%
-13.7% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€-37k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€1.31M
Equity€-4k
Debt€1.32M
of which ≤ 1y-
of which > 1y€1.30M
Working capital-
Employees (FTE)-
Ratios (computed)
2024
Current ratio-
Quick ratio-
Working capital ratio-
Solvency-0.3%
Debt / equity-324.19
Long-term debt ratio-320.29
Interest coverage-
Gross margin-
Net margin-
ROA-2.8%
ROE906.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.31M
Fixed assets 21/28€1.05M
Financial fixed assets 28€1.05M
Current assets 29/58€259k
Amounts receivable within one year 40/41€196
Investments 50/53€100k
Cash & bank 54/58€159k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.31M
Equity 10/15€-4k
Contributions / capital 10/11€70k
Accumulated profits (losses) 14€-74k
Amounts payable 17/49€1.32M
Amounts payable after one year 17€1.30M
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial income 75€702
Financial charges 65€35k
Result before taxes 9903€-37k
Net result for the period 9904€-37k
Result to be appropriated 9905€-37k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation21-04-2022
StatusActive
Postal code6041
Establishment units 1 location
DREAMT
Avenue Jean Mermoz 1, 6041 CharleroiHoldings
since 20222.333.524.743
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52028B0299/04G000 Wallonia 7,777 m² 1 · 1,849 m² 10.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-01-2026
State Gazette act Director changes
v3.2
2025
13-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
25-04-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
26-01-2026 Olivier Beguin resigns as director Director changes
  • Olivier Beguin, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Olivier Beguin",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0785273396",
        "name": "ABSOLUTE Consulting SRL",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2026-01-16",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale acte, \u00E0 l\u0027unanimit\u00E9, la d\u00E9mission de ABSOlute Consulting SRL, repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent, Monsieur Olivier Beguin, de son mandat d\u0027administrateur, avec effet ce jour, et d\u00E9cide de lui accorder d\u00E9charge provisoire pour l\u0027exercice de son mandat jusqu\u0027\u00E0 cette date.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0785.273.396",
    "name_full": "DREAMT",
    "legal_form": "SA"
  }
}
2022
25-04-2022 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
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  "kind": "oprichting",
  "seat": "6041 Gosselies, Avenue Jean Mermoz 1, bo\u00EEte 4",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": null,
        "name": "ABSOlute Consulting"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "ABSOlute Consulting",
      "contribution_type": "cash",
      "amount_paid_in_eur": 11600,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 23200,
      "amount_subscribed_eur": 23200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "KEYSTONE"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "KEYSTONE",
      "contribution_type": "cash",
      "amount_paid_in_eur": 11600,
      "holder_person_name": null,
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      "amount_subscribed_eur": 23200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "XAVIER PIERLET"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "XAVIER PIERLET",
      "contribution_type": "cash",
      "amount_paid_in_eur": 11600,
      "holder_person_name": null,
      "is_subscriber_only": false,
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      "amount_subscribed_eur": 23200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "Aimraude"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "Aimraude",
      "contribution_type": "cash",
      "amount_paid_in_eur": 7000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 14000,
      "amount_subscribed_eur": 14000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "PANDO HOLDING"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "PANDO HOLDING",
      "contribution_type": "cash",
      "amount_paid_in_eur": 11600,
      "holder_person_name": null,
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      "n_shares_subscribed": 23200,
      "amount_subscribed_eur": 23200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": null,
        "name": "PARIVARA"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": "PARIVARA",
      "contribution_type": "cash",
      "amount_paid_in_eur": 11600,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 23200,
      "amount_subscribed_eur": 23200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-11-18",
        "name": "SARRAF C\u00E9line H\u00E9lena Anne",
        "niss": null,
        "address": "59200 Tourcoing (France), 104 rue de Lille"
      },
      "share_class": "nominatives",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": "SARRAF C\u00E9line H\u00E9lena Anne",
      "is_subscriber_only": false,
      "n_shares_subscribed": 10000,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 140000,
  "subject_company": {
    "kbo": "0785.273.396",
    "name_full": "DREAMT",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2022-04-19",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR DREAMT
Registered office
Avenue Jean Mermoz 1 bus 4
6041 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative