Drazic
ActiveSummary
Drazic has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,312 and a net result of -€13,491. Equity has been stable since 2019 (±0.7% per year). Its solvency ranks better than 42% of 1,376 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 01-03-2010 Normal situation
- Activity
- Hairdressing and barber services NACE 96210
- Establishment unit
- 2.186.780.965 8300 Knokke-Heist, since 13-04-2010
- Financial year end
- 30 September
- Peppol
- Reachable since 02-09-2025
Board and ownership
- STANDAERT Ulrike Marie-Jeanne PaulDirector · since 25-02-2010
- Holdings
- Shares in 1 company SALONDUNORD
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €343
- ▼ 93.6%
- Turnover
- ≈ €3,100
- estimated
- Loss
- €13,491
- ▲ 65.7%
- Equity
- €82,312
- ▼ 14.1%
- Total assets
- €348,761
- ▼ 3.3%
Score breakdownraises riskLiquidity: current ratio 0.17, cash €460Loss of €13,491, the second in a row (financial year 2025)lowers riskFounded in 2010Size: total assets €348,761Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 47% of them on solvency, 28% on liquidity, 22% on profitability and 27% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 30-04-2026 PDF all 15 filings
Every figure per financial year
The operating result for 2025 is a loss of €7,310, larger than the loss of €2,187 in 2024. It is the lowest result since 2021.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €200,621 | €191,675 | €182,542 | €173,219 | €163,700 |
| Mortgages, amount registered | €210,000 | €210,000 | €210,000 | - | - |
| Mortgage mandates | - | - | - | €210,000 | €210,000 |
| Carrying value of the mortgaged assets | €198,800 | €193,200 | €195,045 | €187,600 | €182,000 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 30-09-2021 | 30-09-2022 | 30-09-2023 | 30-09-2024 | 30-09-2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €2,097 | - | - |
| Depreciation and write-downs of the year | €5,600 | €5,600 | €252 | €6,019 | €6,019 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,638 | €8,238 | €5,600 | €5,600 | €252 | €6,019 | €6,019 | = |
| Other operating charges640/8 | - | - | €0 | €1,389 | €112 | €1,561 | €1,634 | ▲ 4.6% |
| Gross operating margin9900 | €17,274 | €42,936 | €36,238 | €21,877 | €6,236 | €5,393 | €343 | ▼ 93.6% |
| Operating profit (loss)9901 | €14,529 | -€10,138 | €30,638 | €14,888 | €5,872 | -€2,187 | -€7,310 | ▼ 234% |
| Financial income75/76B | - | - | - | - | €10 | €0 | €209 | ▲ 5,219× |
| Recurring financial income75 | €5 | €0 | - | - | €10 | €0 | €209 | ▲ 5,219× |
| Financial charges65/66B | - | - | €4,634 | €4,281 | €4,997 | €5,582 | €6,389 | ▲ 14.5% |
| Recurring financial charges65 | €1,519 | €5,029 | €4,634 | €4,281 | €4,997 | €5,582 | €6,389 | ▲ 14.5% |
| Profit (loss) for the period before taxes9903 | €13,015 | -€15,167 | €26,004 | €10,607 | €885 | -€7,770 | -€13,491 | ▼ 73.6% |
| Income taxes67/77 | €45 | €3,861 | €3,273 | €3,420 | €485 | €372 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €12,970 | -€19,028 | €22,732 | €7,187 | €400 | -€8,142 | -€13,491 | ▼ 65.7% |
| Profit (loss) for the period to be appropriated9905 | €12,970 | -€19,028 | €22,732 | €7,187 | €400 | -€8,142 | -€13,491 | ▼ 65.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €173,615 | €357,494 | €369,188 | €372,702 | €350,235 | €360,768 | €348,761 | ▼ 3.3% |
| Fixed assets21/28 | €149,138 | €350,900 | €345,300 | €339,700 | €341,545 | €335,526 | €329,507 | ▼ 1.8% |
| Tangible fixed assets22/27 | €2,638 | €204,400 | €198,800 | €193,200 | €195,045 | €189,026 | €183,007 | ▼ 3.2% |
| Land and buildings22 | - | - | €198,800 | €193,200 | €193,200 | €187,600 | €182,000 | ▼ 3.0% |
| Plant, machinery and equipment23 | - | - | - | - | €1,845 | €1,426 | €1,007 | ▼ 29.4% |
| Financial fixed assets28 | €146,500 | €146,500 | €146,500 | €146,500 | €146,500 | €146,500 | €146,500 | = |
| Current assets29/58 | €24,476 | €6,594 | €23,888 | €33,002 | €8,689 | €25,242 | €19,255 | ▼ 23.7% |
| Amounts receivable within one year40/41 | €22,610 | €0 | €67 | €12,105 | €152 | €21,816 | €18,151 | ▼ 16.8% |
| Trade receivables40 | - | - | - | €12,100 | €0 | €21,780 | €18,150 | ▼ 16.7% |
| Other amounts receivable41 | - | - | €67 | €5 | €152 | €36 | €1 | ▼ 98.4% |
| Cash at bank and in hand54/58 | €1,866 | €6,594 | €14,374 | €8,615 | €525 | €21 | €460 | ▲ 22× |
| Deferred charges and accrued income490/1 | - | - | €9,448 | €12,283 | €8,012 | €3,405 | €644 | ▼ 81.1% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €173,615 | €357,494 | €369,188 | €372,702 | €350,235 | €360,768 | €348,761 | ▼ 3.3% |
| Equity10/15 | €92,654 | €73,626 | €96,357 | €103,544 | €103,944 | €95,802 | €82,312 | ▼ 14.1% |
| Contributions10/11 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €67,284 | €67,284 | €83,957 | €91,144 | €91,144 | €91,144 | €91,144 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | €82,097 | €89,284 | €89,284 | €89,284 | €91,144 | ▲ 2.1% |
| Profit (loss) carried forward14 | €12,970 | -€6,059 | €0 | - | €400 | -€7,742 | -€21,233 | ▼ 174% |
| Amounts payable17/49 | €80,961 | €283,868 | €272,831 | €269,158 | €246,291 | €264,966 | €266,450 | ▲ 0.6% |
| Amounts payable after more than one year17 | €0 | €198,539 | €191,675 | €182,542 | €173,219 | €163,700 | €153,983 | ▼ 5.9% |
| Financial debts170/4 | - | - | €191,675 | €182,542 | €173,219 | €163,700 | €153,983 | ▼ 5.9% |
| Amounts payable within one year42/48 | €80,961 | €85,329 | €81,156 | €85,976 | €72,609 | €97,787 | €112,183 | ▲ 14.7% |
| Current portion of amounts payable after more than one year42 | - | - | €8,946 | €9,133 | €9,324 | €9,518 | €9,717 | ▲ 2.1% |
| Financial debts43 | - | - | €737 | €753 | €768 | €784 | €801 | ▲ 2.1% |
| Credit institutions430/8 | - | - | €737 | €753 | €768 | €784 | €801 | ▲ 2.1% |
| Trade debts44 | €2,000 | €1,288 | €10,148 | €11,038 | €8,342 | €9,798 | €3,582 | ▼ 63.4% |
| Suppliers440/4 | - | - | €10,148 | €11,038 | €8,342 | €9,798 | €3,582 | ▼ 63.4% |
| Taxes, remuneration and social security45 | - | - | €11,277 | €9,690 | €8,283 | €12,428 | €9,530 | ▼ 23.3% |
| Taxes450/3 | - | - | €11,277 | €4,040 | €3,353 | €4,821 | €4,175 | ▼ 13.4% |
| Remuneration and social security454/9 | - | - | €0 | €5,650 | €4,930 | €7,607 | €5,355 | ▼ 29.6% |
| Other amounts payable47/48 | - | - | €50,049 | €55,363 | €45,892 | €65,258 | €88,553 | ▲ 35.7% |
| Accrued charges and deferred income492/3 | - | - | - | €640 | €463 | €3,479 | €284 | ▼ 91.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,970 | -€19,028 | €22,732 | €7,187 | €400 | -€8,142 | -€13,491 | ▼ 65.7% |
| + Depreciation and write-downs630 | €2,638 | €8,238 | €5,600 | €5,600 | €252 | €6,019 | €6,019 | = |
| Operating cash flow (approximation) | €15,608 | -€10,790 | €28,332 | €12,787 | €651 | -€2,122 | -€7,471 | ▼ 252% |
| Investment in fixed assets (approximation) | - | -€210,000 | €0 | €0 | -€2,097 | €0 | €0 | - |
| Change in cash | - | €4,728 | €7,780 | -€5,759 | -€8,090 | -€504 | €439 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,166 companies had the same profile as Drazic has now. Two years later, 94.1% were still going and 2.5% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Drazic itself is lower: 0.5% within 12 months. It rests on far more data about Drazic than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for Drazic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | abbreviated format | 30-04-2026 | 2026-00109209 | |
| 30-09-2024 | abbreviated format | 28-04-2025 | 2025-00086525 | |
| 30-09-2023 | abbreviated format | 08-05-2024 | 2024-00087145 | |
| 30-09-2022 | abbreviated format | 27-04-2023 | 2023-00079570 | |
| 30-09-2021 | abbreviated format | 03-05-2022 | 2022-20019930 | |
| 30-09-2020 | abbreviated format | 01-04-2021 | 2021-09800056 | |
| 30-09-2019 | abbreviated format | 28-04-2020 | 2020-11300302 | |
| 30-09-2018 | abbreviated format | 05-04-2019 | 2019-09600091 | |
| 30-09-2017 | abbreviated format | 13-04-2018 | 2018-09900351 | |
| 30-09-2016 | abbreviated format | 31-03-2017 | 2017-08500414 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 31-01-2025 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| STANDAERT Ulrike Marie-Jeanne Paul |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Voor helft ten laste van overdrager en voor andere helft ten laste van koper(s), elke overdracht onder levenden zowel ten bezwarende als…”
Articles of association, deed of 31-01-2025 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- SALONDUNORDsubsidiarySourceown accounts 30-09-2025Equity -€4,153 Profit of €1,020 in 2025 (profit of €8,087 in 2024) Checked score 5599.46%
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of Drazic. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
31-01
Gazette deed
Resignation: STANDAERT Ulrike Marie-Jeanne Paul (director)Reappointment: STANDAERT Ulrike Marie-Jeanne Paul (director) · Power of attorney · Registered office clause14 points ▸
- Power of attorney, Daphne Vandevelde
- Director resignation, STANDAERT Ulrike Marie-Jeanne Paul (director)
- Director reappointment, STANDAERT Ulrike Marie-Jeanne Paul (director (not named in the articles))
- Other provision, “geen bestuursverbod, geen actief bestuursverbod opgelegd lastens haar” (deed in Dutch)
- Other provision, 29-11-2024, “nazicht Centraal Register Bestuursverboden” (deed in Dutch)
- Registered office clause, “8300 Knokke-Heist,Lippenslaan 79, algemene vergadering” (deed in Dutch)
- Power of attorney
- General meeting, 27-01-2025
- Other provision, “BE 0823.525.149, identificatie en statutenhistoriek” (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV met behoud rechtsvorm”, 1.1 (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “vormen en meerderheden statutenwijziging, opheffing onbeschikbare rekening en kwijtschelding volstorting” (deed in Dutch)
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
18 activities
- De uitbating van haarkapperssalons voor dames en heren, de aan- en verkoop in het klein van alle reukwaren, schoonheidsverzorgingartikelen en alle andere artikelen, die normaal in kapperssalons kunnen verkocht worden, evenals kleine fantasie- en textielartikelen, dit alles in de meest ruime zin.
- Het ter beschikking stellen van zonnebanken en lichttherapietoestellen.
- Het leveren van kwaliteitscontrolesystemen aan het bedrijfsleven.
- Het adviseren, ontwikkelen, organiseren, en realiseren van promotionele en publicitaire activiteiten, met inbegrip van het voeren van commerciële transacties dienaangaande.
- Het adviseren op het vlak van marketing en publiciteit.
- Personeelsselectie en vorming.
- Het management, adviseren, consulteren, begeleiden, leiden, optreden als bestuurder van en in alle vennootschappen en ondernemingen.
- Het verlenen van diensten aan bedrijven en personen, waarin ondermeer begrepen, het verstrekken van adviezen, het optreden als tussenpersoon, agent, commissionair enzovoorts.
- Het nemen van participaties onder eender welke vorm in alle bestaande of nog op te richten vennootschappen en ondernemingen.
- Het beheren van vennootschappen, ondernemingen en patrimonia, welke ook hun doel wezen, met inbegrip van de uitoefening van de functies van bestuurder, gedelegeerd bestuurder en vereffenaar van vennootschappen.
- In verband met onroerende goederen: verwerven, kopen, verkopen, ruilen, huren, verhuren, bouwen, onderhouden, beheren, in hypotheek geven en ontvangen.
- In verband met roerende goederen, lichamelijke en onlichamelijke: verwerven, kopen, verkopen, ruilen, groot- en kleinhandel, huren, verhuren, onderhouden, beheren, in pand geven en ontvangen, verwerven van zakelijke rechten.
- Het optreden als franchisenemer en franchisegever.
- De vennootschap handelt voor eigen rekening, in consignatie, in commissie, als tussenpersoon of als vertegenwoordiger.
- Zij kan deelnemen of zich op andere wijze interesseren in allerhande vennootschappen, ondernemingen, groeperingen of organisaties.
- Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen, met inbegrip van het handelsfonds, in pand stellen en zij mag aval verlenen voor alle leningen, kredietopeningen en alle andere verbintenissen, zowel voor haarzelf als voor alle derden.
- De vennootschap mag leningen verrichten aan derden.
- De vennootschap mag alle roerende en onroerende, industriële, commerciële of financiële verrichtingen doorvoeren die in verband staan met haar voorwerp en alle handelingen stellen die rechtstreeks of onrechtstreeks de verwezenlijking ervan kunnen bevorderen, eveneens door deelneming in andere vennootschappen of bedrijvigheden onder alle mogelijke vormen.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31013C0439/00A000 | Flanders | 981 m² | 1 · 352 m² | 23.2 m · 7 |