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Summary
Conclusion
the dossier summarised in one paragraphDRAPER ESTATE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.03M and a net result of €673. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 678 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 6 annual accounts.
Signals
1 signal · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 678 peers (2024). A comfortable equity buffer.
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 18-06-2025 | 43 d early | 2025-00158557 |
| 31-12-2023 | 31-07-2024 | 10-06-2024 | 51 d early | 2024-00128091 |
| 31-12-2022 | 31-07-2023 | 19-06-2023 | 42 d early | 2023-00144681 |
| 31-12-2021 | 31-07-2022 | 19-05-2022 | 73 d early | 2022-20034681 |
| 31-12-2020 | 31-07-2021 | 29-04-2021 | 93 d early | 2021-13000470 |
| 31-12-2019 | 31-07-2020 | 08-04-2020 | 114 d early | 2020-08900032 |
| 31-12-2018 | 31-07-2019 | 26-04-2019 | 96 d early | 2019-11000528 |
| 31-12-2017 | 31-07-2018 | 20-04-2018 | 102 d early | 2018-10600492 |
| 31-12-2016 | 31-07-2017 | 24-04-2017 | 98 d early | 2017-09900509 |
| 31-12-2015 | 31-07-2016 | 02-05-2016 | 90 d early | 2016-11400581 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 2005, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Equity€1.03M+0.1%
Net result€673
Total assets€1.03M+0.1%
Solvency99.9%0pp
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 18-06-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 6 fiscal years (±0%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.9% | 44.9% | |
| Net result | €673 | €48k | |
| Equity | €1.03M | €1.36M | |
| Gross operating margin | €1k | €42k | |
| Total assets | €1.03M | €5.58M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Stable position over 2020-2024
· n=129-678
P30
Stable position over 2020-2024
· n=129-677
P47
Improving position over 2020-2024
· n=129-678
P25
Improving position over 2020-2024
· n=129-678
Describes the position versus peers, not a forecast.
€673
-
18-24
€1.03M
+0.1%
18-24
€1.03M
+0.1%
18-24
€1
-
18-24
€1k
+12.0%
18-24
€1k
+12.4%
18-24
99.9%
0.0%
18-24
0.1%
-
18-24
0.1%
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €673 |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €1 |
| Dividends | - |
| Total assets | €1.03M |
| Equity | €1.03M |
| Debt | €1k |
| of which ≤ 1y | €1k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 99.9% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.1% |
| ROE | 0.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.03M |
| Fixed assets | 21/28 | €1.02M |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €1.02M |
| Current assets | 29/58 | €12k |
| Amounts receivable within one year | 40/41 | €11k |
| Cash & bank | 54/58 | €0 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.03M |
| Equity | 10/15 | €1.03M |
| Contributions / capital | 10/11 | €1.20M |
| Accumulated profits (losses) | 14 | €-170k |
| Amounts payable | 17/49 | €1k |
| Amounts payable within one year | 42/48 | €1k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Turnover | 70 | €4k |
| Gross operating margin | 9900 | €1k |
| Operating result | 9901 | €954 |
| Financial income | 75 | €327 |
| Financial charges | 65 | €607 |
| Result before taxes | 9903 | €674 |
| Income taxes | 67/77 | €1 |
| Net result for the period | 9904 | €673 |
| Result to be appropriated | 9905 | €673 |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computedModel not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Directors
Directors & mandates
25 directorsCurrent directors & mandates
-
Monument Immo Management SALegal entityAdministratorState Gazette act 25114850 (11-09-2025)Current11-09-2025 → present
-
PH Advisory SRLLegal entityAdministratorState Gazette act 25114850 (11-09-2025)Current11-09-2025 → present
-
Pieter HerremansAdministratorState Gazette act 25114850 (11-09-2025)Current11-09-2025 → present
-
Stéphanie WilmotteAdministratorState Gazette act 25114850 (11-09-2025)Current11-09-2025 → present
-
Damien WalgraveAuditor representativeState Gazette act 24113861 (30-07-2024)Current30-07-2024 → present
-
SRL PwC Reviseurs d'EntreprisesLegal entityAuditorState Gazette act 24113861 (30-07-2024)Current30-07-2024 → present
-
Maurice Van BreusegemPrésident du conseil d'administrationState Gazette act 22134146 (14-11-2022)Current14-11-2022 → present
-
Maarten Van BreusegemAdministratorState Gazette act 22102111 (25-08-2022)Current25-08-2022 → present
-
Philippe De LonguevilleAdministratorState Gazette act 22102111 (25-08-2022)Current25-08-2022 → present
4 events
- 25-08-2022 Appointed· Administrator
- 25-08-2022 Appointed· President
- 25-08-2022 Appointed· Administrator delegated
- 02-02-2022 Resigned· Président, administrateur, administrateur délégué
-
Tincan Belgium BVLegal entityAdministratorState Gazette act 22102111 (25-08-2022)Current25-08-2022 → present
-
SA Act-UnityLegal entityChairState Gazette act 21067702 (08-06-2021)Current08-06-2021 → present
2 events
- 08-06-2021 Appointed· Chair
- 08-06-2021 Appointed· Managing director
Historic, not recently confirmed (3)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Fanny MeunierDirectorState Gazette act 20057268 (13-05-2020)Not recently confirmedlast confirmed in an act from 2020
2 events
- 13-05-2020 Appointed· Director
- 23-01-2020 Appointed· Director
-
JAP Consulting Services SPRLLegal entityDirectorState Gazette act 17098590 (10-07-2017)Not recently confirmedlast confirmed in an act from 2017
-
PricewaterhouseCoopersRevisseur d'entreprisesState Gazette act 17098590 (10-07-2017)Not recently confirmedlast confirmed in an act from 2017
Former directors (11)
-
Guillaume StrumanDirectorState Gazette act 17098590 (10-07-2017)Former10-07-2017 → 22-07-2025
3 events
- 22-07-2025 Resigned· Director
- 20-07-2023 Resigned· Director
- 10-07-2017 Appointed· Director
-
Michaël SacréDirectorState Gazette act 19061387 (07-05-2019)Former07-05-2019 → 22-07-2025
3 events
- 22-07-2025 Resigned· Director
- 20-07-2023 Resigned· Director
- 07-05-2019 Appointed· Director
-
Chris CarsonAdministrateur, présidentState Gazette act 22014861 (02-02-2022)Former02-02-2022 → 25-08-2022
3 events
- 25-08-2022 Resigned· Administrator
- 25-08-2022 Resigned· President
- 02-02-2022 Appointed· Administrateur, président
-
Julien DessartAdministrateur, président, administrateur déléguéState Gazette act 20057268 (13-05-2020)Former23-01-2020 → 08-06-2021
4 events
- 08-06-2021 Resigned· Managing director
- 13-05-2020 Appointed· Administrateur, président, administrateur délégué
- 23-01-2020 Appointed· Director
- 23-01-2020 Appointed· Managing director
-
Patrice BeaupainDirectorState Gazette act 17098590 (10-07-2017)Former03-08-2011 → 13-05-2020
4 events
- 13-05-2020 Resigned· Administrateur, président, administrateur délégué
- 23-01-2020 Resigned· Managing director
- 10-07-2017 Appointed· Director
- 03-08-2011 Appointed· Gérant
-
Philippe DelfosseDirectorState Gazette act 17098590 (10-07-2017)Former10-07-2017 → 13-05-2020
3 events
- 13-05-2020 Resigned· Director
- 23-01-2020 Resigned· Director
- 10-07-2017 Appointed· Director
-
Emmanuel LejeuneDirectorState Gazette act 17098590 (10-07-2017)Former10-07-2017 → 07-05-2019
2 events
- 07-05-2019 Resigned· Director
- 10-07-2017 Appointed· Director
-
Diego AquilinaDirectorState Gazette act 17098590 (10-07-2017)Former- → 10-07-2017
-
Marc BeyensDirectorState Gazette act 17098590 (10-07-2017)Former- → 10-07-2017
-
Daniel O'MAHONYGérantState Gazette act 11119622 (03-08-2011)Former- → 03-08-2011
-
Fiona HOLLANDGérantState Gazette act 11119622 (03-08-2011)Former- → 03-08-2011
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor
4 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Tom MeulemanCurrent Commissaire |
- | 14-11-2022 → present |
| Isabelle Rasmont Commissaire succeeded by Tom Meuleman in 2022 |
- | 13-05-2020 → 14-11-2022 |
| Jacques TISON Réviseur d'entreprises succeeded by Isabelle Rasmont in 2020 |
- | 03-08-2011 → 13-05-2020 |
| Yves-Marie MERLIN Commissaire |
- | - → 03-08-2011 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Public limited company(014) |
| Incorporation | 24-08-2005 |
| Status | Active |
| Postal code | 1210 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationKoning Albert II-laan 19, 1210 Sint-Joost-ten-Node
since 20052.266.842.488
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,542 m²
Buildings1
Building footprint1,816 m²
Volume (LiDAR)63,447 m³
Tallest building53.4 m · ±14 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0003/00M022 | Brussels | 2,542 m² | 1 · 1,816 m² | 53.4 m · 14 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
16 acts Capital history · 2
05-05-2023
v3.2
01-06-2018
v3.2
Address history · 2
22-07-2025
Registered-office move
03-08-2011
Registered-office move
All acts · 16
updated 11 months ago
2025
11-09-2025 4 directors appointed
- Monument Immo Management SA, Administrator
- PH Advisory SRL, Administrator
- Stéphanie Wilmotte, Administrator
- Pieter Herremans, Administrator
Summary:
v3.2
22-07-2025 Registered office moved from Liège to Bruxelles
- Place Saint-Jacques, 11/116, 4000 Liège → 1210 Bruxelles, Boulevard du Roi Albert II 19
Notary:
Iris Ulenaers · Bruxelles
2024
30-07-2024 2 directors appointed
- SRL PwC Reviseurs d'Entreprises, Auditor
- Damien Walgrave, Auditor representative
Summary:
v3.2
2023
23-08-2023 Change in the board of directors
Summary:
v3.2
20-07-2023 2 resigning
05-05-2023 Transaction in capital or shares
Summary:
v3.2
2022
14-11-2022 2 directors appointed
- Tom Meuleman, Commissaire
- Maurice Van Breusegem, Président du conseil d'administration
Summary:
v3.2
25-08-2022 5 directors appointed, 2 resigning
- Philippe De Longueville, Administrator
- Philippe De Longueville, President
- Philippe De Longueville, Administrator delegated
- Maarten Van Breusegem, Administrator
- Tincan Belgium BV, Administrator
- Chris Carson, Administrator
- Chris Carson, President
Summary:
v3.2
02-02-2022 1 director appointed, 1 resigning
- Chris Carson, Administrateur, président
- Philippe De Longueville, Président, administrateur, administrateur délégué
Summary:
v3.2
2021
08-06-2021 2 directors appointed, 1 resigning
- SA Act-Unity, Voorzitter
- SA Act-Unity, Gedelegeerd bestuurder
- Julien Dessart, Gedelegeerd bestuurder
Summary:
v3.2
2020
13-05-2020 3 directors appointed, 2 resigning
- Julien Dessart, Administrateur, président, administrateur délégué
- Fanny Meunier, Bestuurder
- Isabelle Rasmont, Commissaire
- Patrice Beaupain, Administrateur, président, administrateur délégué
- Philippe Delfosse, Bestuurder
Summary:
v3.2
23-01-2020 3 directors appointed, 2 resigning
- Julien Dessart, Bestuurder
- Julien Dessart, Gedelegeerd bestuurder
- Fanny Meunier, Bestuurder
- Patrice Beaupain, Gedelegeerd bestuurder
- Philippe Delfosse, Bestuurder
Summary:
v3.2
2019
07-05-2019 1 director appointed, 1 resigning
2018
01-06-2018 Capital increase of €629,850 to €1,199,850
2017
10-07-2017 6 directors appointed, 2 resigning
- Emmanuel Lejeune, Bestuurder
- Patrice Beaupain, Bestuurder
- JAP Consulting Services SPRL, Bestuurder
- Philippe Delfosse, Bestuurder
- Guillaume Struman, Bestuurder
- PricewaterhouseCoopers, Revisseur d'entreprises
- Marc Beyens, Bestuurder
- Diego Aquilina, Bestuurder
Summary:
v3.2
2011
03-08-2011 Registered office moved from Bruxelles to Liège
- avenue du Bourget 40 - 1130 BRUXELLES → place Saint-Jacques 11/116 à 4000 LIEGE
Notary:
Patrice Beaupain · Bruxelles
Analysis
Snowflake analysis
financial profile on 5 axes76
/ 100
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
Health
-
Profitability
50
Solvency
100
Growth
54
Stability
100
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verdict per customer and amountSimilar
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We hold annual accounts for 5,518 of the 24,679 companies in this sector. 2,846 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
| Legal nameFR | DRAPER ESTATE |
Registered office
Koning Albert II-laan 19
1210 Sint-Joost-ten-Node, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.