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Complete company report
Generated 20-08-2026
Active BE 0799.980.972Private limited company

DRAGU-INSTAL

Bergensesteenweg 24 ·1600 Sint-Pieters-Leeuw, Belgium· 3 yrs active
Sector: Elektrotechnische installatiewerken van nijverheidsinrichtingen (43212)
Conclusion Checked

The computed 12-month bankruptcy probability of DRAGU-INSTAL is 4.9% (elevated). The 2024 annual accounts show negative equity (€-2k) and a net result of €-6k. Its solvency ranks better than 8% of 11120 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-2k
Net result €-6k
Better than sector 8%
Active 3 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health7Profitability100Solvency35Growth32Stability94
54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 35
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.9% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 11-08-2025 with the NBB · fiscal year 2024 · micro
€-8k€-5k€-3k€0€3kOperating result 2023: €4k€4kNet result 2023: €3k€3kOperating result 2024: €-4k€-4kNet result 2024: €-6k€-6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -8.2% 40.9%
better than 8% of 11120 sector peers
Net result €-6k €11k
better than 13% of 11103 sector peers
Equity €-2k €34k
better than 8% of 11124 sector peers
Gross operating margin €142 €35k
better than 9% of 11092 sector peers
Total assets €29k €94k
better than 14% of 11120 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-9
- 23-24
Net profit
€-6k
- 23-24
Cash flow
€-1k
- 23-24
Total assets
€29k
+189.9% 23-24
Equity
€-2k
- 23-24
Working capital
€-4k
- 23-24
Income taxes
€107
-84.9% 23-24
Debt
€31k
+369.7% 23-24
Show 9 other metrics
Debt ≤ 1y
€9k
+80.2% 23-24
Debt > 1y
€22k
- 23-24
Current ratio
0.60
-68.8% 23-24
Quick ratio
0.60
-68.8% 23-24
Solvency
-8.2%
- 23-24
Debt / equity
-13.13
- 23-24
ROE
238.9%
+181.2% 23-24
ROA
-19.7%
- 23-24
Interest coverage
-0.01
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-9
Net profit€-6k
Cash flow€-1k
Staff costs-
Income taxes€107
Dividends-
Total assets€29k
Equity€-2k
Debt€31k
of which ≤ 1y€9k
of which > 1y€22k
Working capital€-4k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.60
Quick ratio0.60
Working capital ratio-13.0%
Solvency-8.2%
Debt / equity-13.13
Long-term debt ratio-9.22
Interest coverage-0.01
Gross margin-
Net margin-
ROA-19.7%
ROE238.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€29k
Fixed assets 21/28€23k
Tangible fixed assets 22/27€23k
Financial fixed assets 28€90
Current assets 29/58€6k
Amounts receivable within one year 40/41€981
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€29k
Equity 10/15€-2k
Contributions / capital 10/11€500
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€31k
Amounts payable after one year 17€22k
Amounts payable within one year 42/48€9k
Income statement
Gross operating margin 9900€142
Operating result 9901€-4k
Financial charges 65€1k
Result before taxes 9903€-6k
Income taxes 67/77€107
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Dragu Elena-Laura
    Director
    State Gazette act 24026969 (13-02-2024)
    Current
    22-01-2024 → present
  • Dragu Florin Cristian
    Director
    State Gazette act 24026969 (13-02-2024)
    Current
    22-01-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Elektrotechnische installatiewerken van nijverheidsinrichtingen(43212)
Legal form Private limited company(610)
Incorporation28-03-2023
StatusActive
Postal code1600
Establishment units 1 location
Rue Nestor Falise(CO) 173, 6180 Courcelles
Slopen
since 20232.343.273.045
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23077A0118/00W082 Flanders 1,638 m² 1 · 398 m² 9.5 m · 3 fl.
52322B0474/00Z024 Wallonia 136 m² 1 · 60 m² 9.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
13-02-2024
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
13-02-2024 2 directors appointed Director changes
  • Dragu Elena-Laura, Bestuurder
  • Dragu Florin Cristian, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dragu Elena-Laura",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-22",
      "evidence_quote": "Mevrouw Dragu Elena-Laura, bestuurder draagt 25 aandelen over aan de heer Dragu Florin Cristian die de aandelen aanvaardt en actief vennoot wordt.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dragu Florin Cristian",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-01-22",
      "evidence_quote": "Mevrouw Dragu Elena-Laura, bestuurder draagt 25 aandelen over aan de heer Dragu Florin Cristian die de aandelen aanvaardt en actief vennoot wordt.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2024-01-22",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0799.980.972",
    "name_full": "DRAGU-INSTAL",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Sanitaire werkzaamheden43221Installatie van isolatie43230Overige bouwinstallatie43240Isolatiewerkzaamheden43291Overige bouwinstallatie, n.e.g.43299Schilderen van gebouwen43341
Primary activity highlighted.
Names & trade names
Legal nameNL DRAGU-INSTAL
Registered office
Bergensesteenweg 24 bus 8
1600 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative