DRAFIC
ActiveSummary
DRAFIC has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,666 and a net result of €35,198. The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
- Equity
- €59,666
- Profit
- €35,198
Why 86raises riskFounded in 2024No main activity registeredlowers riskLiquidity: current ratio 2.90, cash €91,062Size: total assets €91,062Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 55% on solvency, 76% on liquidity, 90% on profitability and 95% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: Anne-Françoise ROUSSEAU (director) ·…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 71% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €487 | €400 | ▼ 18.0% |
| Gross operating margin9900 | €31,941 | €54,334 | ▲ 70.1% |
| Operating profit (loss)9901 | €31,454 | €53,934 | ▲ 71.5% |
| Financial charges65/66B | €140 | €84 | ▼ 39.9% |
| Recurring financial charges65 | €140 | €84 | ▼ 39.9% |
| Profit (loss) for the period before taxes9903 | €31,314 | €53,850 | ▲ 72.0% |
| Income taxes67/77 | €9,346 | €18,653 | ▲ 99.6% |
| Profit (loss) for the period9904 | €21,968 | €35,198 | ▲ 60.2% |
| Profit (loss) for the period to be appropriated9905 | €21,968 | €35,198 | ▲ 60.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €36,535 | €91,062 | ▲ 149% |
| Current assets29/58 | €36,535 | €91,062 | ▲ 149% |
| Cash at bank and in hand54/58 | €36,535 | €91,062 | ▲ 149% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €36,535 | €91,062 | ▲ 149% |
| Equity10/15 | €24,468 | €59,666 | ▲ 144% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | - | €35,198 | - |
| Distributable reserves133 | - | €35,198 | - |
| Profit (loss) carried forward14 | €21,968 | €21,968 | = |
| Amounts payable17/49 | €12,067 | €31,396 | ▲ 160% |
| Amounts payable within one year42/48 | €12,067 | €31,396 | ▲ 160% |
| Taxes, remuneration and social security45 | €9,346 | €27,999 | ▲ 200% |
| Taxes450/3 | €9,346 | €27,999 | ▲ 200% |
| Other amounts payable47/48 | €2,721 | €3,397 | ▲ 24.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €21,968 | €35,198 | ▲ 60.2% |
| Operating cash flow (approximation) | €21,968 | €35,198 | ▲ 60.2% |
| Change in cash | - | €54,526 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-07-2026 | 2026-00290085 |
| 31-12-2024 | micro format | 10-07-2025 | 2025-00252081 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Anne-Françoise ROUSSEAU |
|
Owners and capital
Capital and shareholders
- Anne-Françoise ROUSSEAU 100 shares (100%)
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 04-04-2024 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
04-04
Gazette deed
IncorporationAppointment: Anne-Françoise ROUSSEAU (director) · Permanent representative: Anne-Françoise ROUSSEAU · Registered office clause9 facts ▸
- Registered office clause, “4053 Chaudfontaine(Embourg),Rue des Aubépines 12” (deed in French)
- Board rule, 1
- Director appointment, Anne-Françoise ROUSSEAU (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements,obligations et activités au nom et pour compte de la société en formation” (deed in French)
- Permanent representative, Anne-Françoise ROUSSEAU
- Incorporation, 25-03-2024
- Founder, Anne-Françoise ROUSSEAU
- Founding capital, €2,500
- Capital, €2,500
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62030A0485/00N004 | Wallonia | 701 m² | 1 · 120 m² | 7.4 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “L'exercice de la médecine au sens général, et en particulier la profession d'anesthésiste et intensiviste, par le ou les actionnaires qui la…” (deed in French)
3 activities (deed in French)
- L'exercice de la médecine au sens général, et en particulier la profession d'anesthésiste et intensiviste, par le ou les actionnaires qui la composent, lesquels sont exclusivement des médecins inscrits au Tableau de l'Ordre des Médecins ou des sociétés de médecins à personnalité juridique
- Dans le cadre de cet objet, la société peut accomplir toute opération, mobilière ou immobilière
- La société pourra louer ou sous-louer, acquérir des droits réels ou la pleine propriété de tout immeuble dans le but d'y établir son siège et/ou un siège d'exploitation, soit d'y loger ses dirigeants et les membres de leur famille
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DRAFIC
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région Wallonne, organe d'administration” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Si, et tant que, la société ne comporte qu’un actionnaire, celui-ci se désignera en assemblée générale pour « exercer le mandat…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Parmi médecins actionnaires pour gestion à incidence médicale,parmi actionnaires ou non pour autres, un ou plusieurs” (deed in French)“Par décision assemblée générale aux conditions de présence et majorité requises par loi” (deed in French)1 more provision on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Répartition des bénéfices et des produits de la liquidation” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “N'entraîne pas dissolution, sauf accord préalable du Conseil de l'Ordre” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Financial yearThe twelve-month period the company draws up its annual accounts for.
- Closes on 30 December
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 30 June
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “2:70 et suivants, 2:73” (deed in French)