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Generated 20-07-2026
Active BE 0775.659.411Private limited company

Dr. TH

Vaartkom 35 ·3000 Leuven, Belgium· 4 yrs active
Sector: General medical practice (86210)
Conclusion Checked

The computed 12-month bankruptcy probability of Dr. TH is 0.2% (very low). The 2025 annual accounts show equity of €100 and a net result of €101k. Equity is shrinking by ~78.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 2194 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €100
Net result €101k
Better than sector 5%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health45Profitability100Solvency4Growth58Stability94
60 / 100

Strong profile, led by profitability.

Health 45
Profitability 100
Solvency 4
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
45 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 04-06-2026 with the NBB · fiscal year 2025 · micro
€0€50k€100k€150k€200kRevenue 2021: €98k€98kOperating result 2021: €84k€84kNet result 2021: €67k€67kOperating result 2022: €152k€152kNet result 2022: €118k€118kOperating result 2023: €179k€179kNet result 2023: €138k€138kOperating result 2024: €186k€186kNet result 2024: €153k€153kOperating result 2025: €134k€134kNet result 2025: €101k€101k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~78.5%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k€300k2026: €391 (€0 - €3k)2027: €84 (€0 - €5k)2028: €18 (€0 - €7k)2021: €67k2022: €184k2023: €323k2024: €10k2025: €10020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.1% 57.9%
better than 5% of 2194 sector peers
Net result €101k €60k
better than 70% of 2192 sector peers
Equity €100 €74k
better than 5% of 2194 sector peers
Gross operating margin €142k €96k
better than 66% of 2194 sector peers
Total assets €127k €186k
better than 35% of 2194 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€98k
- -57% vs sector
EBITDA
€141k
-24.4% +94% vs sector
Net profit
€101k
-33.7% +107% vs sector
Cash flow
€108k
-29.1% +81% vs sector
Total assets
€127k
-36.3% -62% vs sector
Equity
€100
-99.0% -100% vs sector
Working capital
€-42k
- far below sector median
Income taxes
€34k
-23.8% +245% vs sector
Dividends
€111k
-76.1% -10% vs sector
Debt
€127k
-33.0% +285% vs sector
Debt ≤ 1y
€127k
-33.0% +285% vs sector
Current ratio
0.67
-36.5% -89% vs sector
Quick ratio
0.67
-36.5% -89% vs sector
Solvency
0.1%
-98.4% -100% vs sector
Debt / equity
1268.36
+6670.7% far above sector median
ROE
101080.8%
+6594.3% far above sector median
ROA
79.6%
+4.1% far above sector median
Net margin
68.0%
- far above sector median
EBITDA margin
85.5%
- +274% vs sector
Interest coverage
3132.72
-18.5% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€141k
Net profit€101k
Cash flow€108k
Staff costs-
Income taxes€34k
Dividends€111k
Total assets€127k
Equity€100
Debt€127k
of which ≤ 1y€127k
of which > 1y-
Working capital€-42k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.67
Quick ratio0.67
Working capital ratio-33.1%
Solvency0.1%
Debt / equity1268.36
Long-term debt ratio-
Interest coverage3132.72
Gross margin-
Net margin-
ROA79.6%
ROE101080.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€127k
Fixed assets 21/28€42k
Tangible fixed assets 22/27€42k
Current assets 29/58€85k
Amounts receivable within one year 40/41€5k
Investments 50/53€9k
Cash & bank 54/58€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€127k
Equity 10/15€100
Contributions / capital 10/11€100
Amounts payable 17/49€127k
Amounts payable within one year 42/48€127k
Trade debts payable within one year 44€79
Income statement
Gross operating margin 9900€142k
Operating result 9901€134k
Financial income 75€2k
Financial charges 65€45
Result before taxes 9903€136k
Income taxes 67/77€34k
Net result for the period 9904€101k
Result to be appropriated 9905€101k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary General medical practice(86210)
Legal form Private limited company(610)
Incorporation12-10-2021
StatusActive
Postal code3000
Establishment units 1 location
Vaartkom 35, 3000 Leuven
Activiteiten van huisartspraktijken
since 20212.322.882.160
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24062A0074/00M000 Flanders 3,169 m² 1 · 2,452 m² 38.6 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
04-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
15-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
03-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-08-2022
State Gazette act Registered-office change
29-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 1 acts
Address history · 1
04-08-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
04-08-2022 Registered office moved within Leuven Registered-office change
  • Tomveldstraat 7, 3000 Leuven → Vaartkom 35 bus 602/3000- Leuven
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Vaartkom 35 bus 602/3000- Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Vaartkom",
        "country": "BE",
        "postcode": "3000",
        "box_number": "602",
        "street_number": "35",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Tomveldstraat 7, 3000 Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Tomveldstraat",
        "country": "BE",
        "postcode": "3000",
        "box_number": null,
        "street_number": "7",
        "locality_suffix": null
      },
      "effective_date": "2022-06-11",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-08-04",
    "filing_date": "2022-07-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-07-27",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0775.659.411",
    "name_full": "ONDERNEMING\u00D8REOHTBANNIK",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0550.595.160",
    "org_name": "Atfinco",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Annexes du Moniteur belge"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Huisartspraktijken86210Activiteiten van huisartspraktijken86210
Primary activity highlighted.
Names & trade names
Legal nameNL Dr. TH
Registered office
Vaartkom 35 bus 602
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative