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Complete company report
Generated 10-08-2026
Active BE 0827.905.688Private limited company

DR. PELZERS

Reigerslei 4 ·2950 Kapellen, Belgium· 16 yrs active
Sector: Human health (86220)
Conclusion Checked

The computed 12-month bankruptcy probability of DR. PELZERS is < 0.1% (very low). The 2025 annual accounts show equity of €2.24M and a net result of €870k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 87 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €2.24M
Net result €870k
Better than sector 89%
Active 16 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health100Profitability100Solvency100Growth78Stability100
96 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 15-01-2026 with the NBB · fiscal year 2025 · verkort
€0€500k€1.00MOperating result 2020: €373k€373kNet result 2020: €451k€451kOperating result 2021: €417k€417kNet result 2021: €304k€304kOperating result 2022: €240k€240kNet result 2022: €183k€183kOperating result 2023: €317k€317kNet result 2023: €235k€235kOperating result 2025: €1.22M€1.22MNet result 2025: €870k€870k20202021202220232025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~8.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
€1.00M€2.00M€3.00M2026: €2.18M (€1.92M - €2.45M)2027: €2.36M (€1.93M - €2.79M)2028: €2.55M (€1.96M - €3.14M)2018: €1.08M2019: €1.27M2020: €1.56M2021: €1.63M2022: €1.48M2023: €1.37M2025: €2.24M2018201920202021202220232025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 94.4% 56.8%
better than 89% of 87 sector peers
Net result €870k €97k
better than 95% of 87 sector peers
Equity €2.24M €207k
better than 91% of 87 sector peers
Gross operating margin €1.25M €237k
better than 94% of 84 sector peers
Total assets €2.37M €591k
better than 85% of 87 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€1.25M
+267.4% 18-25
Net profit
€870k
+269.9% 18-25
Cash flow
€904k
+249.7% 18-25
Total assets
€2.37M
+37.4% 18-25
Equity
€2.24M
+63.4% 18-25
Working capital
€2.20M
+70.9% 18-25
Income taxes
€404k
+291.9% 18-25
Dividends
€0
-100.0% 18-25
Debt
€132k
-62.9% 18-25
Debt ≤ 1y
€123k
-65.4% 18-25
Debt > 1y
€20k
- 18-25
Current ratio
18.92
+309.0% 18-25
Quick ratio
18.92
+309.0% 18-25
Solvency
94.4%
+18.9% 18-25
Debt / equity
0.06
-77.3% 18-25
ROE
38.8%
+126.4% 18-25
ROA
36.6%
+169.1% 18-25
Interest coverage
1319.50
+77.4% 18-25
Figures by fiscal year
Fiscal year2025
Depositverkort
Revenue-
EBITDA€1.25M
Net profit€870k
Cash flow€904k
Staff costs-
Income taxes€404k
Dividends€0
Total assets€2.37M
Equity€2.24M
Debt€132k
of which ≤ 1y€123k
of which > 1y-
Working capital€2.20M
Employees (FTE)-
Ratios (computed)
2025
Current ratio18.92
Quick ratio18.92
Working capital ratio92.7%
Solvency94.4%
Debt / equity0.06
Long-term debt ratio-
Interest coverage1319.50
Gross margin-
Net margin-
ROA36.6%
ROE38.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.37M
Fixed assets 21/28€50k
Tangible fixed assets 22/27€50k
Current assets 29/58€2.32M
Amounts receivable within one year 40/41€0
Cash & bank 54/58€1.48M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.37M
Equity 10/15€2.24M
Contributions / capital 10/11€12k
Reserves 13€2.07M
Accumulated profits (losses) 14€155k
Amounts payable 17/49€132k
Amounts payable within one year 42/48€123k
Trade debts payable within one year 44€60
Income statement
Gross operating margin 9900€1.25M
Operating result 9901€1.22M
Financial income 75€57k
Financial charges 65€949
Result before taxes 9903€1.27M
Income taxes 67/77€404k
Net result for the period 9904€870k
Result to be appropriated 9905€870k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • PELZERS Erwin
    Director
    State Gazette act 24322764 (12-01-2024)
    Current
    12-01-2024 → present
    2 events
    • 12-01-2024 Resigned· Director
    • 12-01-2024 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Human health(86220)
Legal form Private limited company(610)
Incorporation15-07-2010
StatusActive
Postal code2950
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023K0007/00A033 Flanders 2,803 m² 1 · 244 m² 14.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
11-07-2024
State Gazette act Statutes amendment
v3.2
12-01-2024
State Gazette act Statutes amendment
v3.2
2023
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
04-09-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
27-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
27-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
08-02-2018
State Gazette act Capital & shares
v3.2
2017
28-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
17-10-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2011
10-02-2011
State Gazette act Statutes amendment
v3.2
2010
28-07-2010
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
Capital history · 1
08-02-2018
v3.2
All acts · 5 updated 2 years ago
2024
11-07-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2024-07-05",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0827.905.688",
    "name_full": "DR. PELZERS",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
12-01-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2024-01-10",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0827.905.688",
    "name_full": "DR. PELZERS",
    "legal_form": "BV"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2018
08-02-2018 Capital decrease of €238,500 to €18,600 Capital & shares
  • €257.100 → €18.600
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "amount": 238500.0,
      "currency": "EUR",
      "after_eur": 18600.0,
      "delta_eur": -238500.0,
      "before_eur": 257100.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2018-01-30",
      "evidence_quote": "Het maatschappelijk kapitaal van de vennootschap werd verminderd met in totaal tweehonderdachtendertigduizend vijfhonderd euro (\u20AC 238.500,00) om dit terug te brengen van tweehonderdzevenenvijftigduizend honderd euro (\u20AC 257.100,00) naar achttienduizend zeshonderd euro (\u20AC 18.600,00)",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0827.905.688",
    "name_full": "DR. PELZERS",
    "legal_form": "BV"
  }
}
2011
10-02-2011 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2011-01-28",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0827.905.688",
    "name_full": "DR. PELZERS",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2010
28-07-2010 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Reigerslei 4, 2950 Kapellen",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-10-17",
        "name": "PELZERS Erwin",
        "niss": null,
        "address": "Kapellen, Reigerslei 4"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 12400.0,
      "holder_person_name": "PELZERS Erwin",
      "is_subscriber_only": false,
      "n_shares_subscribed": null,
      "amount_subscribed_eur": 18600.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600.0,
  "subject_company": {
    "kbo": "0827.905.688",
    "name_full": "Dr. Pelzers",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2010-07-15",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Praktijken van specialisten86220Activiteiten van medisch specialisten86220
Primary activity highlighted.
Names & trade names
Legal nameNL DR. PELZERS
Registered office
Reigerslei 4
2950 Kapellen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative