Dr. Nancy Verdonck
ActiveSummary
Dr. Nancy Verdonck has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.86M and a net result of €338k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 50.22 against 15.31 in 2024; short-term debt: 1.9% and cash: 20.2% of total assets), and 6.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.3%
Return on assets
17%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
30 d early
2023
18 d early
2022
35 d early
2021
25 d early
2020
52 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.86M▲ 4.3%
2024 · €1.78M
2018: €766k
2019: €1.03M
2020: €1.23M
2021: €1.38M
2022: €1.42M
2023: €1.63M
2024: €1.78M
2018 → 2025
Total assets
€1.99M▼ 1.0%
2024 · €2.01M
2018: €912k
2019: €1.32M
2020: €1.38M
2021: €1.52M
2022: €1.61M
2023: €1.94M
2024: €2.01M
2018 → 2025
Net result
€338k▼ 4.6%
2024 · €355k
2018: €135k
2019: €267k
2020: €202k
2021: €249k
2022: €292k
2023: €392k
2024: €355k
2018 → 2025
Working capital
€1.91M▲ 4.1%
2024 · €1.83M
2018: €705k
2019: €1.03M
2020: €1.26M
2021: €1.39M
2022: €1.45M
2023: €1.66M
2024: €1.83M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.38M-€1.42M▲ 3.1%€1.63M▲ 14.7%€1.78M▲ 9.5%€1.86M▲ 4.3%
Operating result€340k-€450k▲ 32.2%€483k▲ 7.4%€478k▼ 1.0%€477k▼ 0.2%
Net result€249k-€292k▲ 17.3%€392k▲ 34.3%€355k▼ 9.5%€338k▼ 4.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€47k ▼ 10.7%
Current assets
€1.95M ▼ 0.7%
Equity and liabilities €1.99M
Equity
€1.86M ▲ 4.3%
Debt
€133k ▼ 42.1%
Debt's share of the balance-sheet total falls from 11.4% to 6.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€503k▲
2024 · €501k
Cash flow
€365k▼
2024 · €378k
Current ratio
50.22▲
2024 · 15.31
Debt to equity
0.07▼
2024 · 0.13
ROE
18.2%▼
2024 · 19.9%
ROA
17.0%▼
2024 · 17.6%
Interest coverage
38.51▲
2024 · 38.20
Debt ≤ 1 year
€39k▼
2024 · €128k
Income taxes
€148k▼
2024 · €150k
Staff costs
€71k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.99M▼
Fixed assets21/28€53k€47k▼
Tangible fixed assets22/27€53k€47k▼
Plant, machinery and equipment23€34k€41k▲
Furniture and vehicles24€18k€5k▼
Other tangible fixed assets26€945€915▼
Current assets29/58€1.96M€1.95M▼
Amounts receivable within one year40/41€168k€146k▼
Trade receivables40€77k€57k▼
Other amounts receivable41€91k€89k▼
Current investments50/53€1.38M€1.39M▲
Cash at bank and in hand54/58€401k€403k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.99M▼
Equity10/15€1.78M€1.86M▲
Contributions10/11€25k€25k=
Reserves13€1.75M€1.83M▲
Distributable reserves133€1.75M€1.83M▲
Profit (loss) carried forward14€9k€7k▼
Amounts payable17/49€229k€133k▼
Amounts payable within one year42/48€128k€39k▼
Trade debts44€846€2k▲
Suppliers440/4€846€2k▲
Taxes, remuneration and social security45€9k€21k▲
Taxes450/3€9k€21k▲
Other amounts payable47/48€118k€15k▼
Accrued charges and deferred income492/3€101k€94k▼
Income statement
Code20242025
Remuneration, social security and pensions62€64k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€569k€578k▲
Operating profit (loss)9901€478k€477k▼
Financial income75/76B€41k€22k▼
Recurring financial income75€41k€22k▼
Financial charges65/66B€13k€13k▼
Recurring financial charges65€13k€13k▼
Profit (loss) for the period before taxes9903€505k€486k▼
Income taxes67/77€150k€148k▼
Profit (loss) for the period9904€355k€338k▼
Profit (loss) for the period to be appropriated9905€355k€338k▼
Appropriation of the result
Profit (loss) to be appropriated9906€365k€347k▼
Profit (loss) brought forward from the previous period14P€10k€9k▼
Transfer from equity791/2€199k€260k▲
Transfer to equity691/2€355k€338k▼
To other reserves6921€355k€338k▼
Profit to be distributed694/7€201k€262k▲
Return on contributions (dividend)694€201k€262k▲
Social balance
Average headcount (FTE)90872.02.2▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Liquidity triplescurrent ratio 50.22
Current ratio from 15.31 to 50.22; short-term debt falls from €128k to €39k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €392k ▲34.3%
Operating result €483k, net result €392k, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity triplescurrent ratio 17.27
Current ratio from 5.88 to 17.27; short-term debt falls from €212k to €78k.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €1MEq €1.03M ▲34.5%
2 profitable years in a row build equity to €1.03M.
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeemeeuwenlaan 121150 Sint-Pieters-WoluweGround area
6,677 m²
Building footprint
1,086 m²
Volume, LiDAR
25,720 m³
2 parcels, Brussels · tallest building 30.0 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Dr. Nancy Verdonck
since 20112.201.952.656
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018A0021/00R000 | Brussels | 5,966 m² | 1 · 947 m² | 30.0 m · 9 fl. |
| 21684B0049/00C006 | Brussels | 711 m² | 1 · 139 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANHAVERBEKE - DE PAEPE
BE 0464.477.372
Gent · Eq €1,860,432
DOKTER IGNACE DALLE
BE 0878.785.752
Beernem · Eq €1,862,040
DR. GEERTRUI DEMEESTERE
BE 0476.709.666
Oostkamp · Eq €1,856,572
DOKTERSPRAKTIJK OOSTZIJDE
BE 0899.518.216
Oostkamp · Eq €1,856,126
CENTRE EUROPEEN D'ECOTOXICOLOGIE ET DE TOXICOLOGIE DES PRODUITS CHIMIQUES - EUROPEAN CENTRE FOR ECOTOXICOLOGYAND TOXICOLOGY OF CHEMICALS
BE 0418.344.469
Brussel · Eq €1,863,527
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 4,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2011
Fiscal year end30-09
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.