DR. ISABELLA CERVINI
ActiveSummary
DR. ISABELLA CERVINI has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €346,215. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 52% of 3,036 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 13-04-2011 Normal situation
- Activity
- Specialist medical practice NACE 86220
- Joint committee
- 330.04 Health institutions and services · annual accounts 2025
- Establishment units
- 2.198.253.788 2460 Kasterlee, since 13-04-2011
- 2.251.326.151 2460 Kasterlee, since 01-01-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 12-01-2026
Board and ownership
- Cervini IsabellaDirector
- CERVINI,Isabella Louisa JoannaDirector · since 12-07-2022
- Isabella CERVINIannual accounts 2020
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €666,202
- ▲ 26.3%
- Turnover
- ≈ €1.3m
- estimated
- Profit
- €346,215
- ▲ 35.8%
- Equity
- €1.5m
- ▲ 10.1%
- Total assets
- €2.4m
- ▼ 5.1%
- Employees on 31-12-2025
- 2
- =
Score breakdownlowers riskLiquidity: current ratio 3.43, cash €885,221Sector: Human health activities (NACE 86)Figures for financial year 2025 (filed on 12-06-2026)Size: 1.8 FTE, total assets €2.4mShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 49% of them on solvency, 75% on liquidity, 38% on profitability and 52% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 66 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: 2nd largest company by total assets in Kasterlee, Health and social work…in the Checked rankings No. 2 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €346,215 8 years View
- Positive: Result rose in 2025from €254,932 to €346,215 ▲ 35.8% View
Recent changes
- · Gazette deed Change of role: CERVINI, Isabella Louisa Joanna, from manager to directorIssue of 100 shares
- · Gazette deed Reappointment: Cervini Isabella (director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as DR. ISABELLA CERVINI: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €1.9m and €3m, founded between 2008 and 2011.
| Company | Total assets | Gross margin |
|---|---|---|
| DR. ISABELLA CERVINI Kasterlee | €2.4m | €0.7m |
| Dokter Jeff Koerber Wuustwezel | €2.4m | €0.7m |
| Dr. K. Hellinckx Mechelen | €1.9m | €0.6m |
| A-RHYTHMIC Hove | €2.2m | €0.7m |
| J.C. ORTHO Boussu | €3.0m | €0.7m |
| Dr. Nancy Verdonck Woluwe-Saint-Pierre | €2.0m | €0.6m |
| Firover Maaseik | €2.7m | €0.8m |
Key facts about DR. ISABELLA CERVINI
- What is the company number of DR. ISABELLA CERVINI?
- The company number of DR. ISABELLA CERVINI is 0835.551.862. The VAT number is the same number with BE in front: BE 0835.551.862.
- Where is DR. ISABELLA CERVINI based?
- The registered office is at Pittersbos 6, 2460 Kasterlee.Company details
- What does DR. ISABELLA CERVINI do?
- According to the KBO register, the main activity is specialist medical practice (NACE 86220).
- What is the legal form of DR. ISABELLA CERVINI?
- DR. ISABELLA CERVINI is a private limited company (BV).
- When was DR. ISABELLA CERVINI founded?
- DR. ISABELLA CERVINI was founded on 13-04-2011.
- Is DR. ISABELLA CERVINI still active?
- Yes, DR. ISABELLA CERVINI is an active enterprise in the KBO register.
- How many employees does DR. ISABELLA CERVINI have?
- DR. ISABELLA CERVINI had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DR. ISABELLA CERVINI fall under?
- In its 2025 annual accounts, DR. ISABELLA CERVINI states joint committee 330.04 (Health institutions and services).
- What is the turnover of DR. ISABELLA CERVINI?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €666,202 and 40 comparable companies (NACE 862). It probably lies between €870,000 and €2.0m.
- Is DR. ISABELLA CERVINI profitable?
- In financial year 2025, DR. ISABELLA CERVINI made a profit of €346,215.
- Where can I find the annual accounts of DR. ISABELLA CERVINI?
- DR. ISABELLA CERVINI filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DR. ISABELLA CERVINI due?
- DR. ISABELLA CERVINI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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