DR. MVDB
ActiveSummary
The computed 12-month bankruptcy probability of DR. MVDB is 3.0% (moderate). The 2025 annual accounts show equity of €2k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.3%
Return on assets
27.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
147 d early
2024
76 d early
2023
51 d early
2022
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.2%
2024 · €120k
2022: €2k
2023: €65k
2024: €120k
2022 → 2025
Total assets
€164k▲ 19.5%
2024 · €138k
2022: €26k
2023: €85k
2024: €138k
2022 → 2025
Net result
€46k▼ 17.1%
2024 · €55k
2022: €200
2023: €62k
2024: €55k
2022 → 2025
Working capital
€-19k
2024 · €89k
2022: €-9k
2023: €54k
2024: €89k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€65k▲ 2,836%€120k▲ 85.1%€2k▼ 98.2%
Operating result€409-€80k▲ 19,377%€70k▼ 12.3%€59k▼ 15.7%
Net result€200-€62k▲ 31,078%€55k▼ 11.9%€46k▼ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€21k ▼ 30.7%
Current assets
€143k ▲ 33.8%
Equity and liabilities €164k
Equity
€2k ▼ 98.2%
Debt
€162k ▲ 802%
Debt's share of the balance-sheet total rises from 13.1% to 98.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€68k▼
2024 · €74k
Cash flow
€55k▼
2024 · €59k
Current ratio
0.88▼
2024 · 6.00
Debt to equity
74.05▲
2024 · 0.15
ROA
27.7%▼
2024 · 40.0%
Interest coverage
1421.34▼
2024 · 1585.71
Debt ≤ 1 year
€162k▲
2024 · €18k
Income taxes
€13k▼
2024 · €15k
A ratio outside any meaningful range has been withheld (balance sheet total €164k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€138k€164k▲
Fixed assets21/28€30k€21k▼
Tangible fixed assets22/27€30k€21k▼
Furniture and vehicles24€28k€20k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€107k€143k▲
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40€4k-
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€85k€120k▲
Deferred charges and accrued income490/1€17k€22k▲
Equity and liabilities
Total equity and liabilities10/49€138k€164k▲
Equity10/15€120k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€118k€191▼
Amounts payable17/49€18k€162k▲
Amounts payable within one year42/48€18k€162k▲
Trade debts44€801€422▼
Suppliers440/4€801€422▼
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€17k€24k▲
Other amounts payable47/48-€138k
Accrued charges and deferred income492/3€149-
Income statement
Code20242025
Non-recurring operating income76A€448-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€9k▲
Other operating charges640/8€617€546▼
Gross operating margin9900€74k€69k▼
Operating profit (loss)9901€70k€59k▼
Financial income75/76B€311-
Recurring financial income75€311-
Financial charges65/66B€47€48▲
Recurring financial charges65€47€48▲
Profit (loss) for the period before taxes9903€70k€59k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€55k€46k▼
Profit (loss) for the period to be appropriated9905€55k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€163k▲
Profit (loss) brought forward from the previous period14P€63k€118k▲
Profit to be distributed694/7-€163k
Return on contributions (dividend)694-€163k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €120k ▲85.1%
3 profitable years in a row build equity to €120k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €62k ▲31078%
Operating result €80k, net result €62k, both a record.
31-12
Financial
Liquidity times 6current ratio 3.60
Current ratio from 0.64 to 3.60; short-term debt falls from €24k to €21k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Enseignement 131400 NivellesGround area
868 m²
Building footprint
163 m²
Volume, LiDAR
980 m³
Parcel 25072B0290/00T014, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DR. MVDB
since 20222.335.866.896
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0290/00T014 | Wallonia | 868 m² | 1 · 163 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.