Dr. Ivo Tjia
Dr. Ivo Tjia has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €3. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 2224 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
| Equity | €-2k |
| Net result | €3 |
| Better than sector | 5% |
| Active | 6 yrs |
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -84.6% | 57.9% | |
| Net result | €3 | €59k | |
| Equity | €-2k | €74k | |
| Gross operating margin | €875 | €95k | |
| Total assets | €2k | €187k |
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €355 | - | - | - |
| Net profit | €3 | €68 | €-839 | €-6k |
| Cash flow | €268 | - | - | - |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €2k | €1k | €800 | €2k |
| Equity | €-2k | €-2k | €-2k | €-1k |
| Debt | €4k | €3k | €3k | €3k |
| of which ≤ 1y | €1k | €220 | €123 | €3k |
| of which > 1y | €3k | €3k | €3k | - |
| Working capital | €238 | €983 | €677 | €-1k |
| Employees (FTE) | - | - | - | - |
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.22 | 5.46 | 6.51 | 0.60 |
| Quick ratio | 1.22 | 5.46 | 6.51 | 0.60 |
| Working capital ratio | 10.5% | 81.7% | 84.6% | -66.8% |
| Solvency | -84.6% | -159.0% | -247.5% | -66.8% |
| Debt / equity | -2.18 | -1.63 | -1.40 | -2.50 |
| Long-term debt ratio | -1.61 | -1.51 | -1.34 | - |
| Interest coverage | 4.07 | - | - | - |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 0.2% | 5.7% | -104.9% | -326.6% |
| ROE | -0.2% | -3.6% | 42.4% | 488.8% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Full annual accounts (20 line items)
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €2k | €1k | €800 | €2k |
| Fixed assets | 21/28 | €925 | - | - | - |
| Tangible fixed assets | 22/27 | €925 | - | - | - |
| Current assets | 29/58 | €1k | €1k | €800 | €2k |
| Amounts receivable within one year | 40/41 | - | €200 | €800 | €572 |
| Cash & bank | 54/58 | €1k | €1k | - | €1k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €2k | €1k | €800 | €2k |
| Equity | 10/15 | €-2k | €-2k | €-2k | €-1k |
| Contributions / capital | 10/11 | €3k | €3k | €3k | €3k |
| Accumulated profits (losses) | 14 | €-5k | €-5k | €-5k | €-4k |
| Amounts payable | 17/49 | €4k | €3k | €3k | €3k |
| Amounts payable after one year | 17 | €3k | €3k | €3k | - |
| Amounts payable within one year | 42/48 | €1k | €220 | €123 | €3k |
| Trade debts payable within one year | 44 | €1k | €220 | €123 | €3k |
| Income statement | |||||
| Gross operating margin | 9900 | €875 | €1k | €-643 | €-5k |
| Operating result | 9901 | €91 | €163 | €-752 | €-6k |
| Financial charges | 65 | €87 | €95 | €87 | €75 |
| Result before taxes | 9903 | €3 | €68 | €-839 | €-6k |
| Net result for the period | 9904 | €3 | €68 | €-839 | €-6k |
| Result to be appropriated | 9905 | €3 | €68 | €-839 | €-6k |
-
Tessa BoualiDirectorState Gazette act 23143163 (13-11-2023)Current11-09-2023 → present
| NACE primary | Psychology services(86931) |
| Legal form | Private limited company(610) |
| Incorporation | 24-09-2019 |
| Status | Active |
| Postal code | 2600 |
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0044/00E008 | Flanders | 86 m² | 1 · 58 m² | 11.2 m · 3 fl. |
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
13-11-2023 Tessa Bouali appointed as director
- Tessa Bouali, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Tessa Bouali",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2023-09-11",
"evidence_quote": "Er werd unaniem beslist om Tessa Bouali te benoemen als bestuurder met ingang vanaf 11 september 2023.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-11-13",
"filing_date": "2023-10-25",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "bijzondere_algemene_vergadering",
"date": "2023-09-11",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0734.830.824",
"name_full": "DR. IVO TJIA",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "TJIA Ivo",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameNL | Dr. Ivo Tjia |