Dr. Frédéric Vanhove
ActiveSummary
Dr. Frédéric Vanhove has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.34M and a net result of €589k. Equity is growing by ~69.9% per year across the filed fiscal years. Its solvency ranks better than 79% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 7.54 against 5.89 in 2024; short-term debt: 12.5% and cash: 54.8% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
38.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-03-2026, 39 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
39 d early
2024
37 d early
2023
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.34M▲ 78.4%
2024 · €751k
2023: €290k
2024: €751k
2023 → 2025
Total assets
€1.53M▲ 69.6%
2024 · €904k
2023: €384k
2024: €904k
2023 → 2025
Net result
€589k▲ 27.7%
2024 · €462k
2023: €289k
2024: €462k
2023 → 2025
Working capital
€1.25M▲ 70.1%
2024 · €737k
2023: €269k
2024: €737k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€290k-€751k▲ 159%€1.34M▲ 78.4%
Operating result€380k-€603k▲ 58.6%€760k▲ 25.9%
Net result€289k-€462k▲ 59.7%€589k▲ 27.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.53M
Fixed assets
€87k ▲ 438%
Current assets
€1.45M ▲ 62.8%
Equity and liabilities €1.53M
Equity
€1.34M ▲ 78.4%
Debt
€192k ▲ 25.9%
Debt's share of the balance-sheet total falls from 16.9% to 12.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€773k▲
2024 · €611k
Cash flow
€602k▲
2024 · €470k
Current ratio
7.54▲
2024 · 5.89
Debt to equity
0.14▼
2024 · 0.20
ROE
44.0%▼
2024 · 61.4%
ROA
38.5%▼
2024 · 51.1%
Interest coverage
5150.90▲
2024 · 4795.76
Debt ≤ 1 year
€192k▲
2024 · €151k
Income taxes
€191k▲
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€904k€1.53M▲
Fixed assets21/28€16k€87k▲
Tangible fixed assets22/27€16k€87k▲
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€6k€78k▲
Current assets29/58€888k€1.45M▲
Amounts receivable within one year40/41€252k€254k▲
Trade receivables40€68k€60k▼
Other amounts receivable41€184k€194k▲
Cash at bank and in hand54/58€342k€839k▲
Deferred charges and accrued income490/1€294k€352k▲
Equity and liabilities
Total equity and liabilities10/49€904k€1.53M▲
Equity10/15€751k€1.34M▲
Contributions10/11€1k€1k=
Reserves13€750k€1.34M▲
Distributable reserves133€750k€1.34M▲
Amounts payable17/49€152k€192k▲
Amounts payable within one year42/48€151k€192k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€149k€189k▲
Taxes450/3€149k€189k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€13k▲
Other operating charges640/8€551€406▼
Gross operating margin9900€612k€773k▲
Operating profit (loss)9901€603k€760k▲
Financial income75/76B€8k€21k▲
Recurring financial income75€8k€21k▲
Financial charges65/66B€128€150▲
Recurring financial charges65€128€150▲
Profit (loss) for the period before taxes9903€611k€781k▲
Income taxes67/77€150k€191k▲
Profit (loss) for the period9904€462k€589k▲
Profit (loss) for the period to be appropriated9905€462k€589k▲
Appropriation of the result
Profit (loss) to be appropriated9906€462k€589k▲
Transfer to equity691/2€462k€589k▲
To other reserves6921€462k€589k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €589k ▲27.7%
Operating result €760k, net result €589k, both a record.
30-09
Financial
Equity above €1MEq €1.34M ▲78.4%
3 profitable years in a row build equity to €1.34M.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €500kEq €751k ▲159%
2 profitable years in a row build equity to €751k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Draverstraat 29810 Nazareth-De PinteGround area
1,054 m²
Building footprint
222 m²
Volume, LiDAR
1,300 m³
Parcel 44048B0420/00A000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr. Frédéric Vanhove
since 20222.334.652.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0420/00A000 | Flanders | 1,054 m² | 1 · 222 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Dokter Philippe Natens Orthopedie
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 5,361 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2022
Fiscal year end30-09
Activities, NACEBEL 2025
86220Specialist medical practice
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.