DR Eric Jacob Anesthésiste et Intensiviste
ActiveSummary
DR Eric Jacob Anesthésiste et Intensiviste has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €12k. Equity is growing by ~12.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+19
Solvency76▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 2.1 in 2024; short-term debt: 44.3% and cash: 57% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
16.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
61 d late
2023
29 d late
2022
60 d late
2021
30 d late
2020
31 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 4.6%
2024 · €41k
2018: €21k
2019: €18k
2020: €24k
2021: €24k
2022: €24k
2023: €41k
2024: €41k
2018 → 2025
Total assets
€76k▲ 8.5%
2024 · €70k
2018: €110k
2019: €102k
2020: €100k
2021: €81k
2022: €99k
2023: €94k
2024: €70k
2018 → 2025
Net result
€12k▲ 1,820%
2024 · €639
2018: €17k
2019: €-3k
2020: €12k
2021: €4k
2022: €11k
2023: €25k
2024: €639
2018 → 2025
Working capital
€20k▲ 12.0%
2024 · €18k
2018: €22k
2019: €11k
2020: €17k
2021: €15k
2022: €1k
2023: €17k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€24k=€41k▲ 70.8%€41k=€39k▼ 4.6%
Operating result€8k-€9k▲ 4.1%€36k▲ 316%€4k▼ 89.0%€18k▲ 351%
Net result€4k-€11k▲ 223%€25k▲ 119%€639▼ 97.5%€12k▲ 1,820%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 351% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€22k ▼ 37.8%
Current assets
€53k ▲ 58.1%
Equity and liabilities €76k
Equity
€39k ▼ 4.6%
Debt
€37k ▲ 26.8%
Debt's share of the balance-sheet total rises from 41.5% to 48.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €19k
Cash flow
€27k▲
2024 · €15k
Current ratio
1.59▼
2024 · 2.10
Debt to equity
0.94▲
2024 · 0.71
ROE
31.6%▲
2024 · 1.6%
ROA
16.2%▲
2024 · 0.9%
Interest coverage
32.41▲
2024 · 18.03
Debt ≤ 1 year
€33k▲
2024 · €16k
Debt > 1 year
€3k▼
2024 · €13k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€70k€76k▲
Fixed assets21/28€36k€22k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€36k€22k▼
Furniture and vehicles24€36k€22k▼
Financial fixed assets28€38€38=
Current assets29/58€34k€53k▲
Amounts receivable within one year40/41€6k€9k▲
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€23k€43k▲
Deferred charges and accrued income490/1€4k€705▼
Equity and liabilities
Total equity and liabilities10/49€70k€76k▲
Equity10/15€41k€39k▼
Contributions10/11€19k€19k=
Reserves13€22k€20k▼
Distributable reserves133€22k€20k▼
Amounts payable17/49€29k€37k▲
Amounts payable after more than one year17€13k€3k▼
Financial debts170/4€13k€3k▼
Amounts payable within one year42/48€16k€33k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€4k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€6k€737▼
Gross operating margin9900€25k€34k▲
Operating profit (loss)9901€4k€18k▲
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€3k€17k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€639€12k▲
Profit (loss) for the period to be appropriated9905€639€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€639€12k▲
Transfer from equity791/2-€2k
Profit to be distributed694/7€639€14k▲
Return on contributions (dividend)694€639€14k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €25k ▲119%
Operating result €36k, net result €25k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼119%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Colnet 116040 CharleroiGround area
589 m²
Building footprint
49 m²
Parcel 52034B1235/00E002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1235/00E002 | Wallonia | 589 m² | 1 · 49 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2013
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.