Active BE 0789.871.394Private limited company

Dr. Ellen Veef - Anesthesie

Sijseelsesteenweg 27 ·8340 Damme, Belgium· 3 yrs active

Sector: Activiteiten van medisch specialisten (86220)

Conclusion Checked

The computed 12-month bankruptcy probability of Dr. Ellen Veef - Anesthesie is 0.2% (very low). The 2025 annual accounts show equity of €118k and a net result of €71k. Equity is growing by ~121.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 2219 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€118k
Net result	€71k
Better than sector	49%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 98

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 27-03-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~121.6%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	57.0%	58.2%	better than 49% of 2219 sector peers
Net result	€71k	€60k	better than 56% of 2217 sector peers
Equity	€118k	€74k	better than 63% of 2219 sector peers
Gross operating margin	€95k	€95k	better than 50% of 2219 sector peers
Total assets	€208k	€187k	better than 55% of 2219 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€94k

+62.3% 23-25

Net profit

€71k

+66.7% 23-25

Cash flow

€75k

+67.2% 23-25

Total assets

€208k

+235.1% 23-25

Equity

€118k

+152.0% 23-25

Working capital

€110k

+152.2% 23-25

Income taxes

€20k

+53.0% 23-25

Debt

€89k

+494.6% 23-25

Show 9 other metrics

Debt ≤ 1y

€58k

+293.7% 23-25

Debt > 1y

€29k

- 23-25

Current ratio

2.88

-26.8% 23-25

Quick ratio

2.88

-26.8% 23-25

Solvency

57.0%

-24.8% 23-25

Debt / equity

0.76

+135.9% 23-25

ROE

60.3%

-33.9% 23-25

ROA

34.4%

-50.3% 23-25

Interest coverage

132.81

-16.1% 23-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€94k
Net profit	€71k
Cash flow	€75k
Staff costs	-
Income taxes	€20k
Dividends	-
Total assets	€208k
Equity	€118k
Debt	€89k
of which ≤ 1y	€58k
of which > 1y	€29k
Working capital	€110k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	2.88
Quick ratio	2.88
Working capital ratio	52.8%
Solvency	57.0%
Debt / equity	0.76
Long-term debt ratio	0.24
Interest coverage	132.81
Gross margin	-
Net margin	-
ROA	34.4%
ROE	60.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €40k · 19.1% Current assets €168k · 80.9%

Equity & liabilities

Equity €118k · 57.0% Debt €89k · 43.0%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€208k
Fixed assets	21/28	€40k
Tangible fixed assets	22/27	€40k
Current assets	29/58	€168k
Amounts receivable within one year	40/41	€71k
Investments	50/53	€15k
Cash & bank	54/58	€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€208k
Equity	10/15	€118k
Contributions / capital	10/11	€1k
Reserves	13	€117k
Amounts payable	17/49	€89k
Amounts payable after one year	17	€29k
Amounts payable within one year	42/48	€58k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€95k
Operating result	9901	€90k
Financial income	75	€2k
Financial charges	65	€708
Result before taxes	9903	€91k
Income taxes	67/77	€20k
Net result for the period	9904	€71k
Result to be appropriated	9905	€71k

This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Activiteiten van medisch specialisten(86220)
Legal form	Private limited company(610)
Incorporation	23-08-2022
Status	Active
Postal code	8340

Establishment units 1 location

Dr. Ellen Veef - Anesthesie

Ringlaan 15, 9900 EekloActiviteiten van medisch specialisten

since 20232.337.483.729

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
43352F0084/00C000	Flanders	9.6 ha	1 · 1.5 ha	33.0 m · 6 fl.
31019D0628/00B003	Flanders	1,970 m²	1 · 177 m²	9.0 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

27-03-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

06-10-2025

State Gazette act Registered-office change

27-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

10-04-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

12-09-2023

State Gazette act Registered-office change

Dr. Ellen Veef

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

Address history · 2

06-10-2025

Registered-office move

12-09-2023

Registered-office move

All acts · 2 updated 10 months ago

2025

06-10-2025 Registered office moved from Sint Kruis to Damme Registered-office change

Moerkerkse Steenweg 321, 8310 Sint Kruis → Sijseelsesteenweg 27, 8340 Damme

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Sijseelsesteenweg 27, 8340 Damme",
        "city": "Damme",
        "region": "vlaams_gewest",
        "street": "Sijseelsesteenweg",
        "country": "BE",
        "postcode": "8340",
        "box_number": null,
        "street_number": "27",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Moerkerkse Steenweg 321, 8310 Sint Kruis",
        "city": "Sint Kruis",
        "region": "vlaams_gewest",
        "street": "Moerkerkse Steenweg",
        "country": "BE",
        "postcode": "8310",
        "box_number": null,
        "street_number": "321",
        "locality_suffix": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-10-06",
    "filing_date": "2025-09-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2025-07-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0789.871.394",
    "name_full": null,
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Veef Ellen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlage bij het Belgisch Staatsblad - 06/10/2025 - Annexes du Moniteur belge"
  ]
}

2023

12-09-2023 Registered office moved from Leuven to Sint-Kruis Registered-office change·Dr. Ellen Veef

Wilselsesteenweg 268 bus 101, 3010 Leuven → Moerkerksesteenweg 321, 8310 Sint-Kruis

Notary: Dr. Ellen Veef · Leuven

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Moerkerksesteenweg 321, 8310 Sint-Kruis",
        "city": "Sint-Kruis",
        "region": "vlaams_gewest",
        "street": "Moerkerksesteenweg",
        "country": "BE",
        "postcode": "8310",
        "box_number": null,
        "street_number": "321",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Wilselsesteenweg 268 bus 101, 3010 Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Wilselsesteenweg",
        "country": "BE",
        "postcode": "3010",
        "box_number": "101",
        "street_number": "268",
        "locality_suffix": null
      },
      "effective_date": "2023-07-29",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Dr. Ellen Veef",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Leuven",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-09-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2023-07-29",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0789.871.394",
    "name_full": "ONDERNEMINGORE TBANK",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Veef Ellen",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 12/09/2023",
    "Annexes du Moniteur belge",
    "Mod DOC 19.01",
    "Lak B"
  ]
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Activiteiten van medisch specialisten86220Overige vormen van onderwijs85599Overige hospitalisatiediensten86109

Primary activity highlighted.

Names & trade names

Legal nameNL

Dr. Ellen Veef - Anesthesie

Registered office

Sijseelsesteenweg 27

8340 Damme, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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