Dr Elke Galle
ActiveSummary
The computed 12-month bankruptcy probability of Dr Elke Galle is 2.8% (moderate). The 2025 annual accounts show equity of €7k and a net result of €6k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+57
Solvency67▲+35
Growth78
Track record82
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
37%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▲ 761%
2024 · €767
2024: €767
2024 → 2025
Total assets
€16k▲ 34.0%
2024 · €12k
2024: €12k
2024 → 2025
Net result
€6k▲ 2,087%
2024 · €267
2024: €267
2024 → 2025
Working capital
€7k▲ 761%
2024 · €767
2024: €767
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€767-€7k▲ 761%
Operating result€280-€11k▲ 3,714%
Net result€267-€6k▲ 2,087%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 3,714% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €16k
Equity
€7k ▲ 761%
Debt
€9k ▼ 16.6%
Debt's share of the balance-sheet total falls from 93.5% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.72▲
2024 · 1.07
Debt to equity
1.39
ROE
88.4%
ROA
37.0%▲
2024 · 2.3%
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12k€16k▲
Current assets29/58€12k€16k▲
Cash at bank and in hand54/58€10k€14k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€12k€16k▲
Equity10/15€767€7k▲
Contributions10/11€500€500=
Reserves13€267€6k▲
Distributable reserves133€267€6k▲
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Trade debts44€91-
Suppliers440/4€91-
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€9k€5k▼
Income statement
Code20242025
Gross operating margin9900€280€11k▲
Operating profit (loss)9901€280€11k▲
Financial charges65/66B€13€27▲
Recurring financial charges65€13€27▲
Profit (loss) for the period before taxes9903€267€11k▲
Income taxes67/77-€5k
Profit (loss) for the period9904€267€6k▲
Profit (loss) for the period to be appropriated9905€267€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€267€6k▲
Transfer to equity691/2€267€6k▲
To other reserves6921€267€6k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 29031 GentGround area
2.2 ha
Building footprint
1.1 ha
Volume, LiDAR
140,542 m³
2 parcels, Flanders · tallest building 27.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Dr Elke Galle
since 20242.356.583.326
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A1459/00X000 | Flanders | 1.9 ha | 1 · 1.0 ha | 27.4 m · 5 fl. |
| 44017D0655/00A002indicative | Flanders | 2,920 m² | 1 · 788 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500A63D038E736D38
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2024
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.