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Complete company report
Generated 16-08-2026
Active BE 0795.465.425Private limited company

Dr. Arne Cagnie

Neerscheldestraat 8 ·9050 Gent, Belgium· 3 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Dr. Arne Cagnie is 4.2% (elevated). The 2023 annual accounts show equity of €37k and a net result of €37k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €37k
Net result €37k
Active 3 yrs
Locations 1
Financial profile 4 of 5 axes measured · computed by Checked
Health85Profitability100Solvency100Growth-Stability79
91 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85
Profitability 100
Solvency 100
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
85 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 11-12-2025 with the NBB · fiscal year 2025 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€37k
Cash flow-
Staff costs-
Income taxes€9k
Dividends-
Total assets€48k
Equity€37k
Debt€11k
of which ≤ 1y€11k
of which > 1y-
Working capital€37k
Employees (FTE)-
Ratios (computed)
2023
Current ratio4.31
Quick ratio4.31
Working capital ratio76.8%
Solvency76.8%
Debt / equity0.30
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA76.8%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (17 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€48k
Current assets 29/58€48k
Amounts receivable within one year 40/41€279
Cash & bank 54/58€33k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€48k
Equity 10/15€37k
Contributions / capital 10/11€1
Reserves 13€37k
Amounts payable 17/49€11k
Amounts payable within one year 42/48€11k
Income statement
Gross operating margin 9900€46k
Operating result 9901€46k
Financial charges 65€5
Result before taxes 9903€46k
Income taxes 67/77€9k
Net result for the period 9904€37k
Result to be appropriated 9905€37k
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation28-12-2022
StatusActive
Postal code9050
Establishment units 1 location
Dr. Arne Cagnie
Hagedisstraat 3, 9000 GentActiviteiten van huisartspraktijken
since 20222.339.469.556
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0669/00K005 Flanders 988 m² 1 · 198 m² 5.3 m · 2 fl.
44362B0003/00M008 Flanders 79 m² 1 · 55 m² 12.4 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
11-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
29-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
20-08-2024
State Gazette act Registered-office change
22-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
20-08-2024
Registered-office move
All acts · 1 updated 1 year ago
2024
20-08-2024 Registered office moved within Gent Registered-office change
  • 9050 Gent, Hundelgemsesteenweg 219 → Neerscheldestraat 8 9050 Gent
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_administratif",
      "new_address": {
        "raw": "Neerscheldestraat 8\n9050 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Neerscheldestraat",
        "country": "BE",
        "postcode": "9050",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "9050 Gent, Hundelgemsesteenweg 219",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": null,
        "country": "BE",
        "postcode": "9050",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": "2024-07-29",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-20",
    "filing_date": "2024-08-08",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2024-07-29",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0795.465.425",
    "name_full": null,
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Arne Cagnie",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Lulk B"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Dr. Arne Cagnie
Registered office
Neerscheldestraat 8
9050 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative