Dotremont Raphaël
ActiveDotremont Raphaël has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €6k. Equity is growing by ~35.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency45▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 7.76 in 2024; short-term debt: 79.7% and cash: 25.8% of total assets), and 79.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
7 d early
2023
21 d late
2022
30 d late
2021
24 d late
2020
16 d late
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€27k
EBIT margin
-34.9%
Net result
€6k▲ 84.1%
2024 · €3k
2018: €689
2019: €3k
2020: €-4k
2021: €-10k
2022: €16k
2023: €10k
2024: €3k
2018 → 2025
Working capital
€9k▼ 78.9%
2024 · €45k
2018: €55k
2019: €23k
2020: €55k
2021: €41k
2022: €55k
2023: €44k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€27k-
Equity€-22k-€-7k▲ 69.9%€3k€7k▲ 101%€13k▲ 92.4%
Operating result€-10k-€16k€10k▼ 35.8%€4k▼ 64.1%€6k▲ 76.0%
Net result€-10k-€16k€10k▼ 35.8%€3k▼ 66.9%€6k▲ 84.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€3k▼ 44.7%
Current assets
€59k▲ 15.5%
Equity and liabilities €63k
Equity
€13k▲ 92.4%
Debt
€50k▼ 1.5%
The debt ratio falls from 88.5% to 79.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €12k
Cash flow
€9k▼
2024 · €12k
Solvency
20.3%▲
2024 · 11.5%
Current ratio
1.19▼
2024 · 7.76
Quick ratio
1.02▼
2024 · 5.94
Debt / equity
3.93▼
2024 · 7.67
ROE
48.0%▼
2024 · 50.2%
ROA
9.7%▲
2024 · 5.8%
Interest coverage
165.09▲
2024 · 95.46
Debt
€50k▼
2024 · €51k
Debt ≤ 1 year
€50k▲
2024 · €7k
Income taxes
€378▲
2024 · €236
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€63k▲
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€51k€59k▲
Stocks and contracts in progress3€12k€9k▼
Stocks30/36€12k€9k▼
Amounts receivable within one year40/41€30k€34k▲
Trade receivables40€30k€34k▲
Cash at bank and in hand54/58€9k€16k▲
Deferred charges and accrued income490/1€431€455▲
Equity and liabilities
Total equity and liabilities10/49€57k€63k▲
Equity10/15€7k€13k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-1k€5k▲
Amounts payable17/49€51k€50k▼
Amounts payable after more than one year17€44k-
Other amounts payable178/9€44k-
Amounts payable within one year42/48€7k€50k▲
Current portion of amounts payable after more than one year42€603-
Trade debts44€661€935▲
Suppliers440/4€661€935▲
Advances received on contracts in progress46€450-
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€4k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€3k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€16k€11k▼
Operating profit (loss)9901€4k€6k▲
Financial income75/76B-€60
Recurring financial income75-€60
Financial charges65/66B€129€55▼
Recurring financial charges65€129€55▼
Profit (loss) for the period before taxes9903€4k€6k▲
Income taxes67/77€236€378▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€5k▲
Profit (loss) brought forward from the previous period14P€-5k€-1k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 6.16
Current ratio from 1.55 to 6.16; short-term debt falls from €42k to €11k.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Seumay 1511360 PerwezGround area
6,232 m²
Building footprint
372 m²
Volume, LiDAR
2,230 m³
2 parcels, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dotremont Raphaël SPRL
since 20122.214.520.292
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25084D0056/00A000 | Wallonia | 3,317 m² | 1 · 305 m² | 11.0 m · 2 fl. |
| 92335B0398/00K000 | Wallonia | 2,915 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,452 companies in sector 43120 we hold annual accounts for 3,231. 1,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-2012
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43110Demolition
43331Floor and wall tiling
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.