DAC CONSTRUCT
ActiveDAC CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €2k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 60% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-13
Solvency81▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 6.15 in 2024; short-term debt: 43.7% and cash: 13.5% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
4.2%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 21-05-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
22 d late
2022
on the day
2021
11 d early
2020
32 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 8.1%
2024 · €27k
2018: €18k
2019: €17k
2020: €18k
2021: €19k
2022: €20k
2023: €22k
2024: €27k
2018 → 2025
Total assets
€51k▲ 68.0%
2024 · €31k
2018: €20k
2019: €37k
2020: €27k
2021: €26k
2022: €27k
2023: €27k
2024: €31k
2018 → 2025
Net result
€2k▼ 52.5%
2024 · €5k
2018: €1k
2019: €-266
2020: €237
2021: €859
2022: €2k
2023: €2k
2024: €5k
2018 → 2025
Working capital
€4k▼ 82.2%
2024 · €20k
2018: €14k
2019: €14k
2020: €12k
2021: €11k
2022: €14k
2023: €16k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€20k▲ 8.6%€22k▲ 10.2%€27k▲ 20.6%€29k▲ 8.1%
Operating result€1k-€2k▲ 33.2%€2k▲ 33.8%€6k▲ 148%€3k▼ 45.6%
Net result€859-€2k▲ 86.2%€2k▲ 28.3%€5k▲ 123%€2k▼ 52.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€25k▲ 261%
Current assets
€26k▲ 10.2%
Equity and liabilities €51k
Equity
€29k▲ 8.1%
Debt
€22k▲ 486%
The debt ratio rises from 12.5% to 43.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€16k▲
2024 · €9k
Cash flow
€15k▲
2024 · €8k
Solvency
56.3%▼
2024 · 87.5%
Current ratio
1.16▼
2024 · 6.15
Quick ratio
1.16▼
2024 · 6.15
Debt / equity
0.78▲
2024 · 0.14
ROE
7.5%▼
2024 · 17.1%
ROA
4.2%▼
2024 · 14.9%
Interest coverage
99.98▲
2024 · 68.80
Debt
€22k▲
2024 · €4k
Debt ≤ 1 year
€22k▲
2024 · €4k
Income taxes
€931▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€31k€51k▲
Fixed assets21/28€7k€25k▲
Tangible fixed assets22/27€7k€25k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€2k€22k▲
Financial fixed assets28€400€400=
Current assets29/58€24k€26k▲
Amounts receivable within one year40/41€18k€19k▲
Trade receivables40€15k€18k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€5k€7k▲
Deferred charges and accrued income490/1€665€398▼
Equity and liabilities
Total equity and liabilities10/49€31k€51k▲
Equity10/15€27k€29k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€19k€21k▲
Amounts payable17/49€4k€22k▲
Amounts payable within one year42/48€4k€22k▲
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€2k€964▼
Taxes450/3€2k€964▼
Other amounts payable47/48-€22k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€13k▲
Other operating charges640/8€434€241▼
Gross operating margin9900€10k€16k▲
Operating profit (loss)9901€6k€3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€132€158▲
Recurring financial charges65€132€158▲
Profit (loss) for the period before taxes9903€6k€3k▼
Income taxes67/77€1k€931▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€21k▲
Profit (loss) brought forward from the previous period14P€14k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Highest result since 2018net €5k ▲123%
Operating result €6k, net result €5k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-10
Financial
Back to profitnet €237
Net result €237 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-10
Financial
Weakest financial yearnet €-266 ▼125%
Net result drops to €-266, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoorwegstraat 331540 PajottegemGround area
954 m²
Building footprint
161 m²
Volume, LiDAR
929 m³
Parcel 23032H0239/00E002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAC Construct
since 20112.195.003.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032H0239/00E002 | Flanders | 954 m² | 1 · 161 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SF AMENAGEMENTS
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ATB TECHNICS
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2010
Fiscal year end31-10
Activities, NACEBEL
43120Site preparation
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
43350Other building finishing work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.