DOKTER VANDER STICHELE EMMANUËL
ActiveSummary
DOKTER VANDER STICHELE EMMANUËL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.80M and a net result of €339k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 58% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+7
Solvency97▼-3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 3.54 against 15.51 in 2024; short-term debt: 20.5% and cash: 5% of total assets), and 28.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
13.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
71 d early
2023
20 d early
2022
50 d early
2021
48 d early
2020
26 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.80M▼ 3.4%
2024 · €1.86M
2019: €1.92M
2020: €1.93M
2021: €1.56M
2022: €1.47M
2023: €1.67M
2024: €1.86M
2019 → 2025
Total assets
€2.51M▲ 12.8%
2024 · €2.23M
2019: €1.98M
2020: €2.23M
2021: €2.19M
2022: €1.96M
2023: €1.75M
2024: €2.23M
2019 → 2025
Net result
€339k▲ 79.4%
2024 · €189k
2019: €282k
2020: €251k
2021: €201k
2022: €326k
2023: €255k
2024: €189k
2019 → 2025
Working capital
€1.31M▼ 8.6%
2024 · €1.43M
2019: €1.83M
2020: €1.66M
2021: €1.26M
2022: €1.10M
2023: €1.32M
2024: €1.43M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.56M-€1.47M▼ 6.0%€1.67M▲ 13.7%€1.86M▲ 11.3%€1.80M▼ 3.4%
Operating result€274k-€445k▲ 62.5%€359k▼ 19.4%€277k▼ 22.8%€460k▲ 66.2%
Net result€201k-€326k▲ 62.7%€255k▼ 21.7%€189k▼ 26.0%€339k▲ 79.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€689k ▼ 1.1%
Current assets
€1.82M ▲ 19.1%
Equity and liabilities €2.51M
Equity
€1.80M ▼ 3.4%
Debt
€716k ▲ 94.6%
Debt's share of the balance-sheet total rises from 16.5% to 28.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€481k▲
2024 · €340k
Cash flow
€360k▲
2024 · €252k
Current ratio
3.54▼
2024 · 15.51
Debt to equity
0.40▲
2024 · 0.20
ROE
18.9%▲
2024 · 10.2%
ROA
13.5%▲
2024 · 8.5%
Interest coverage
33.31▼
2024 · 44.40
Debt ≤ 1 year
€515k▲
2024 · €99k
Debt > 1 year
€200k▼
2024 · €268k
Income taxes
€158k▲
2024 · €99k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.23M€2.51M▲
Fixed assets21/28€696k€689k▼
Tangible fixed assets22/27€696k€689k▼
Land and buildings22€688k€672k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€4k€14k▲
Current assets29/58€1.53M€1.82M▲
Amounts receivable within one year40/41€4k-
Trade receivables40€1k-
Other amounts receivable41€3k-
Current investments50/53€1.25M€1.43M▲
Cash at bank and in hand54/58€98k€125k▲
Deferred charges and accrued income490/1€177k€274k▲
Equity and liabilities
Total equity and liabilities10/49€2.23M€2.51M▲
Equity10/15€1.86M€1.80M▼
Contributions10/11€89k€89k=
Reserves13€1.77M€1.71M▼
Tax-exempt reserves132€447k€442k▼
Distributable reserves133€1.32M€1.27M▼
Amounts payable17/49€368k€716k▲
Amounts payable after more than one year17€268k€200k▼
Financial debts170/4€268k€200k▼
Other amounts payable178/9-€17
Amounts payable within one year42/48€99k€515k▲
Current portion of amounts payable after more than one year42€66k€68k▲
Financial debts43€37€333▲
Credit institutions430/8€37€333▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€29k€55k▲
Taxes450/3€27k€53k▲
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48-€387k
Accrued charges and deferred income492/3€942€991▲
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€21k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€342k€483k▲
Operating profit (loss)9901€277k€460k▲
Financial income75/76B€19k€52k▲
Recurring financial income75€14k€52k▲
Non-recurring financial income76B€5k-
Financial charges65/66B€8k€14k▲
Recurring financial charges65€8k€14k▲
Profit (loss) for the period before taxes9903€288k€497k▲
Income taxes67/77€99k€158k▲
Profit (loss) for the period9904€189k€339k▲
Transfer from tax-exempt reserves789€126k€132k▲
Transfer to tax-exempt reserves689€42k€126k▲
Profit (loss) for the period to be appropriated9905€273k€345k▲
Appropriation of the result
Profit (loss) to be appropriated9906€273k€345k▲
Transfer from equity791/2-€402k
Transfer to equity691/2€273k€345k▲
To other reserves6921€273k€345k▲
Profit to be distributed694/7-€402k
Return on contributions (dividend)694-€402k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €339k ▲79.4%
Operating result €460k, net result €339k, both a record.
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €189k ▼26%
Net result drops to €189k, the lowest in the series; recovery starts the following year.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 5current ratio 17.70
Current ratio from 3.23 to 17.70; short-term debt falls from €491k to €79k.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperstraat(STA) 298840 StadenGround area
2,784 m²
Building footprint
219 m²
Parcel 36019A1159/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
DOKTER VANDER STICHELE EMMANUËL
since 20122.209.257.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019A1159/00A002 | Flanders | 2,784 m² | 1 · 219 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930035DIJYO7V0Q252
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 4,839 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2011
Fiscal year end30-06
Activities, NACEBEL 2025
86220Specialist medical practice
82990Other business support services
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.