Dokter Stephanie Vincke
ActiveSummary
Dokter Stephanie Vincke has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €99k and a net result of €40k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 49% of 101 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+15
Solvency91▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.87 against 3.0 in 2025; short-term debt: 34.5% and cash: 36.7% of total assets), and 34.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
65.5%
Return on assets
26.8%
Age of the figures
6 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-09-2026, 46 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
46 d early
2025
29 d early
2024
44 d early
2023
30 d late
2022
29 d late
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€99k=
2025 · €99k
2021: €92k
2022: €113k
2023: €139k
2024: €99k
2025: €99k
2021 → 2026
Total assets
€151k▲ 3.5%
2025 · €146k
2021: €287k
2022: €352k
2023: €301k
2024: €244k
2025: €146k
2021 → 2026
Net result
€40k▲ 114%
2025 · €19k
2021: €11k
2022: €21k
2023: €30k
2024: €65k
2025: €19k
2021 → 2026
Working capital
€98k▲ 11.8%
2025 · €87k
2021: €61k
2022: €68k
2023: €108k
2024: €85k
2025: €87k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€113k-€139k▲ 22.3%€99k▼ 28.7%€99k=€99k=
Operating result€33k-€45k▲ 34.9%€85k▲ 90.2%€26k▼ 69.8%€52k▲ 102%
Net result€21k-€30k▲ 39.7%€65k▲ 116%€19k▼ 70.9%€40k▲ 114%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 102% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €151k
Fixed assets
€1k ▼ 90.8%
Current assets
€150k ▲ 14.2%
Equity and liabilities €151k
Equity
€99k =
Debt
€52k ▲ 11.0%
Debt's share of the balance-sheet total rises from 32.2% to 34.5%. Debt is higher.
Key figures and ratios
EBITDA
€65k▲
2025 · €39k
Cash flow
€54k▲
2025 · €33k
Current ratio
2.87▼
2025 · 3.00
Debt to equity
0.53▲
2025 · 0.47
ROE
40.9%▲
2025 · 19.1%
ROA
26.8%▲
2025 · 13.0%
Interest coverage
151.08▲
2025 · 133.53
Debt ≤ 1 year
€52k▲
2025 · €44k
Income taxes
€11k▲
2025 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 48 lines
Balance sheet
Code20252026
Assets
Total assets20/58€146k€151k▲
Fixed assets21/28€15k€1k▼
Intangible fixed assets21€355€0▼
Tangible fixed assets22/27€15k€1k▼
Plant, machinery and equipment23€375€161▼
Furniture and vehicles24€14k€1k▼
Current assets29/58€131k€150k▲
Amounts receivable within one year40/41€58k€86k▲
Trade receivables40€11k€15k▲
Other amounts receivable41€47k€71k▲
Current investments50/53-€5k
Cash at bank and in hand54/58€70k€55k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€146k€151k▲
Equity10/15€99k€99k=
Contributions10/11€1k€1k=
Reserves13€98k€98k=
Distributable reserves133€98k€98k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€47k€52k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€44k€52k▲
Current portion of amounts payable after more than one year42€14k€1k▼
Trade debts44€0€411▲
Suppliers440/4€0€411▲
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€23k€43k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20252026
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€841€930▲
Gross operating margin9900€40k€66k▲
Operating profit (loss)9901€26k€52k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€294€433▲
Recurring financial charges65€294€433▲
Profit (loss) for the period before taxes9903€25k€51k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€19k€40k▲
Profit (loss) for the period to be appropriated9905€19k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€40k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€19k€40k▲
Return on contributions (dividend)694€19k€40k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
02-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2021net €65k ▲116%
Operating result €85k, net result €65k, both a record.
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
31-03
Financial
Equity above €100kEq €113k ▲23.3%
2 profitable years in a row build equity to €113k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roemeniëstraat 68400 OostendeGround area
272 m²
Building footprint
272 m²
Volume, LiDAR
2,457 m³
Parcel 35384A0154/00X005, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dokter Stephanie Vincke
since 20162.252.792.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35384A0154/00X005 | Flanders | 272 m² | 1 · 272 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,266 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2016
Fiscal year end31-03
Activities, NACEBEL 2025
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0498/682390