DOKTER S. VERMEERSCH
ActiveSummary
DOKTER S. VERMEERSCH has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €27k. Equity is growing by ~15.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 49.71 against 48.54 in 2024; short-term debt: 1.9% and cash: 23.8% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
6.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
26 d late
2023
5 d early
2023
21 d early
2022
70 d early
2021
2 d early
2020
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€407k▲ 7.2%
2024 · €379k
2019: €130k
2020: €196k
2021: €169k
2022: €293k
2023: €296k
2023: €350k
2024: €379k
2019 → 2025
Total assets
€420k▲ 5.8%
2024 · €397k
2019: €177k
2020: €231k
2021: €179k
2022: €364k
2023: €355k
2023: €382k
2024: €397k
2019 → 2025
Net result
€27k▼ 7.4%
2024 · €29k
2019: €56k
2020: €66k
2021: €-4k
2022: €131k
2023: €3k
2023: €54k
2024: €29k
2019 → 2025
Working capital
€386k▲ 11.0%
2024 · €348k
2019: €110k
2020: €171k
2021: €144k
2022: €272k
2023: €274k
2023: €317k
2024: €348k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202320242025Trend
Equity€293k-€296k▲ 1.0%€350k▲ 18.1%€379k▲ 8.4%€407k▲ 7.2%
Operating result€191k-€9k▼ 95.3%€77k▲ 762%€45k▼ 41.8%€37k▼ 17.7%
Net result€131k-€3k▼ 97.7%€54k▲ 1,649%€29k▼ 45.0%€27k▼ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €420k
Fixed assets
€26k ▼ 38.0%
Current assets
€394k ▲ 10.9%
Equity and liabilities €420k
Equity
€407k ▲ 7.2%
Debt
€14k ▼ 24.0%
Debt's share of the balance-sheet total falls from 4.5% to 3.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €60k
Cash flow
€43k▼
2024 · €45k
Current ratio
49.71▲
2024 · 48.54
Debt to equity
0.03▼
2024 · 0.05
ROE
6.7%▼
2024 · 7.8%
ROA
6.5%▼
2024 · 7.4%
Interest coverage
28.49▲
2024 · 12.91
Debt ≤ 1 year
€8k▲
2024 · €7k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€397k€420k▲
Fixed assets21/28€42k€26k▼
Tangible fixed assets22/27€40k€24k▼
Plant, machinery and equipment23€18k€13k▼
Furniture and vehicles24€12k€4k▼
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€2k€2k=
Current assets29/58€355k€394k▲
Amounts receivable within one year40/41€77k€75k▼
Other amounts receivable41€77k€75k▼
Current investments50/53€147k€212k▲
Cash at bank and in hand54/58€125k€100k▼
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€397k€420k▲
Equity10/15€379k€407k▲
Contributions10/11€12k€12k=
Reserves13€367k€394k▲
Distributable reserves133€367k€394k▲
Amounts payable17/49€18k€14k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€7k€8k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€398€712▲
Suppliers440/4€398€712▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€150€106▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€4k€462▼
Gross operating margin9900€64k€53k▼
Operating profit (loss)9901€45k€37k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€44k€40k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€29k€27k▼
Profit (loss) for the period to be appropriated9905€29k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€27k▼
Transfer to equity691/2€29k€27k▼
To other reserves6921€29k€27k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 48.54
Current ratio from 19.47 to 48.54; short-term debt falls from €17k to €7k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 19.47
Current ratio from 7.75 to 19.47; short-term debt falls from €41k to €17k.
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €131k
Net result €131k after one loss-making year.
31-03
Financial
Equity above €200kEq €293k ▲73.4%
Equity rises from €169k to €293k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-4k ▼106%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity doublescurrent ratio 15.02
Current ratio from 6.34 to 15.02; short-term debt falls from €32k to €10k.
Show earlier events
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €150kEq €196k ▲51.1%
2 profitable years in a row build equity to €196k.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Akkerstraat 223670 OudsbergenGround area
672 m²
Building footprint
136 m²
Volume, LiDAR
811 m³
Parcel 72036B0003/00C008, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Akkerstraat 22, 3670 Oudsbergen
since 20032.229.588.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72036B0003/00C008 | Flanders | 672 m² | 1 · 135 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2003
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.