Active BE 0823.836.638Private limited company

DOKTER ERIKA SAENEN

Prins Boudewijnlaan 282 ·2650 Edegem, Belgium· 16 yrs active

Conclusion Checked

DOKTER ERIKA SAENEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €103k. The computed 12-month bankruptcy probability is 1.0% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€418k
Net result	€103k
Active	16 yrs
Locations	1

Financial profile 5 of 5 axes measured · computed by Checked

84 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 90

Profitability 100

Solvency 100

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2010, 16 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

90 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview16 NBB filings

Annual accounts filed on 30-06-2026 with the NBB · fiscal year 2025 · abbreviated schema

Operating resultNet result

EBITDA

€144k

-3.7% 24-25

Net profit

€103k

-2.6% 24-25

Cash flow

€106k

-2.5% 24-25

Total assets

€433k

-33.3% 24-25

Equity

€418k

-33.6% 24-25

Working capital

€408k

-34.3% 24-25

Employees (FTE)

0

- 24-25

Income taxes

€43k

-4.1% 24-25

Show 10 other metrics

Dividends

€315k

+91.0% 24-25

Debt

€15k

-21.6% 24-25

Debt ≤ 1y

€10k

-2.6% 24-25

Current ratio

40.45

-32.0% 24-25

Quick ratio

40.45

-32.0% 24-25

Solvency

96.5%

-0.5% 24-25

Debt / equity

0.04

+18.0% 24-25

ROE

24.8%

+46.8% 24-25

ROA

23.9%

+46.0% 24-25

Interest coverage

1998.27

-10.4% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	abbreviated schema
Revenue	-
EBITDA	€144k
Net profit	€103k
Cash flow	€106k
Staff costs	-
Income taxes	€43k
Dividends	€315k
Total assets	€433k
Equity	€418k
Debt	€15k
of which ≤ 1y	€10k
of which > 1y	-
Working capital	€408k
Employees (FTE)	0.0

Ratios (computed)

	2025
Current ratio	40.45
Quick ratio	40.45
Working capital ratio	94.2%
Solvency	96.5%
Debt / equity	0.04
Long-term debt ratio	-
Interest coverage	1998.27
Gross margin	-
Net margin	-
ROA	23.9%
ROE	24.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €15k · 3.4% Current assets €418k · 96.6%

Equity & liabilities

Equity €418k · 96.5% Debt €15k · 3.6%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€433k
Fixed assets	21/28	€15k
Tangible fixed assets	22/27	€15k
Current assets	29/58	€418k
Amounts receivable within one year	40/41	€30k
Investments	50/53	€84k
Cash & bank	54/58	€241k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€433k
Equity	10/15	€418k
Contributions / capital	10/11	€12k
Reserves	13	€405k
Accumulated profits (losses)	14	€352
Amounts payable	17/49	€15k
Amounts payable within one year	42/48	€10k
Income statement
Gross operating margin	9900	€145k
Operating result	9901	€142k
Financial income	75	€5k
Financial charges	65	€72
Result before taxes	9903	€147k
Income taxes	67/77	€43k
Net result for the period	9904	€103k
Result to be appropriated	9905	€103k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	-
Legal form	Private limited company(610)
Incorporation	05-03-2010
Status	Active
Postal code	2650

Establishment units 1 location

Dokter Erika Saenen

Prins Boudewijnlaan 282, 2650 EdegemActiviteiten van medisch specialisten

since 20102.186.175.904

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11013A0254/00L002	Flanders	560 m²	1 · 104 m²	11.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

30-06-2026